Glacier Advisors of Raymond James

09/03/2026

Retiring before you're eligible for Medicare? Explore these strategies to help manage health care costs until coverage begins:

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09/03/2026

The S&P 500 has largely consolidated over the past several weeks, following its sharp breakout to new all-time highs in early August.

Read more in the Weekly Market Guide.

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09/02/2026

Expecting Interest Rate Drops? The trend is not your friend.

Looking at the long-term history of the 10-Year U.S. Treasury yield, one lesson stands out: interest rates move in cycles that can last for decades.

From the 1950s through the early 1980s, yields trended steadily higher as inflation pressures built. Then, from the early 1980s until the pandemic era, yields entered a nearly 40-year secular decline. Investors became accustomed to the idea that rates would eventually move lower after every spike.

But the post-pandemic inflation shock may have changed that narrative.

After reaching historic lows near 0.5% in 2020, 10-year Treasury yields surged above 4%, breaking the multi-decade downtrend that defined markets for a generation. While yields will undoubtedly fluctuate in the short term, history suggests that larger cyclical and secular trends often persist for years, not months.

Investors waiting for a return to the ultra-low-rate environment of the 2010s may be betting against a trend that has already changed direction.

Markets rarely move in straight lines. But they often move within long-lasting regimes.

The question may no longer be: "When do rates go back to 2%?"

The more important question may be: "What if higher rates are the new normal?"



Chart Source: FactSet, Glacier Advisors of Raymond James

08/27/2026

Investors Still Rewarded Despite Long List of Concerns: YTD the market has returned double-digit gains, supported by earnings growth and a still constructive economic backdrop.

Read more in the Weekly Market Guide.

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08/26/2026

Private credit direct lending investments may bridge the reward gap for income-seeking investors with slightly more tolerance for risk. Learn more:

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08/20/2026

Market strength is coming on wide breadth- with the "average S&P stock," small caps, banks, transports, and health care all trading at highs.

On the risk side, there are plenty of variables that could disrupt the momentum.

Read the Weekly Market Guide.

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08/13/2026

Momentum Thrust Pushes S&P 500 to New Highs: The S&P 500 surged more than 5.5% over a five-day period last week, a move exceeding two standard deviations, and strong enough to propel the index to new all-time highs.

Read the Weekly Market Guide.

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08/12/2026

Putting parameters on a charitable gift can go a long way toward achieving your vision, but how strict is too strict?

raymondjames.com

08/06/2026

The S&P 500 finished July flat over the prior 1.5 months, but price action has been very eventful under the surface. Economic resilience and earnings strength continue to be the primary driver of equities.

Read the Weekly Market Guide.

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07/30/2026

While the market has continued to trade largely sideways over the past week—a continuation of the trend in place since early June—we view this as a healthy consolidation following the strong advance from March through June.

Read the Weekly Market Guide.

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