Tom Kann - Freedom Equity Group

02/13/2026

02/11/2026

For decades, human diving has been limited by one thing: oxygen supply. Traditional scuba tanks restrict how long a person can stay underwater, regardless of depth or skill.

Now, marine biologists and engineers are experimenting with artificial gill systems that extract dissolved oxygen directly from water, inspired by how fish breathe.

These devices use specialized membranes that separate oxygen from seawater and deliver it in a breathable form. Early tests show that, under controlled conditions, the technology can support normal respiration for extended periods without bulky air tanks.

While still experimental, artificial gills could one day transform rescue missions, military operations, and recreational diving by removing time as the primary underwater constraint.

10/12/2025

12/09/2023

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12/07/2023

You probably don't need to be told that having a high credit score can be a major advantage when it comes to things like loans. But did you know that it could lower your auto insurance costs?

A boosted credit score won't just mean a lower interest rate on a loan -- it'll help you in other ways, too. Read on to learn more.

12/04/2023

Many people are investing in immediate annuities because they can provide a fixed income and payments are relatively high right now. But it's important to remember the long-term commitment involved.

When you purchase an immediate annuity, you’re paying a lump sum now in exchange for a stream of payments over a fixed period or for your lifetime

12/01/2023

Are you going to enroll in Medicare next year? Whether you're planning for the future or planning for 2024, here are 11 things you should know about Medicare plans.

There's Medicare Part A, Part B, Part D, Medigap plans, Medicare Advantage plans and so on. We sort out the confusion about signing up for Medicare — and much more.

11/28/2023

The average person's retirement needs and what retirement looks like have changed over time. Here are three defining trends for 2024 and how they might influence your optimal retirement planning.

It might be time to take another look at your retirement plan.

11/25/2023

You may have heard of the 80/20 rule before. But have you ever tried to apply it to your personal finances? Learn how the 80/20 rule could help maximize your financial growth and how to implement it.

Today, we’re diving deep into a financial concept that can transform the way you manage your money: the 80–20 rule.

11/23/2023

Gen Xers are now reaching their 50s, and retirement is just around the corner. However, many may not have the savings needed to maintain their standard of living when the time comes.

Gen Xers, now in their 40s and 50s, are the first generation to have entered the labor market after employers ditched pension plans in favor of 401(k)s. Theirs may be a cautionary tale for those coming up behind them.

11/21/2023

Rolling over a retirement account often comes with additional taxes and penalties. If you're planning on switching to a different retirement plan, here are some tips to avoid them.

If you're saving for retirement with a 401(k) or individual retirement account, it's easy to lose money to taxes and penalties when completing a rollover.