Ryan Lovett, CFP, AIF

05/04/2023

If a runner gets fatigued during a race, they won’t finish in first place. When you suffer from decision fatigue, your ability to save, spend and invest is also likely to suffer.

’tSweatTheSmallStuff

You need a better budgeting process that won’t leave you feeling exhausted and overwhelmed.

05/03/2023

Owning a home is a great asset, and one which you can utilize to create income. Read on for ideas on how to generate income from your home, and call me for additional guidance or support!

The house is the biggest financial asset for millions of retirees and empty nesters, and many are mismanaging it.

05/02/2023

Ashton Thomas is honored to be named one of Statista & USA Today's Best Financial Advisory Firms for 2023!

The rankings based on recommendations by clients and peers and a firm’s growth of Assets under Management: https://bit.ly/3ANTynq

05/02/2023

The current banking chaos resembles the savings and loan crisis of the late 1980’s, when hundreds of lending institutions failed. We may be headed for a recession if the current banking regulations and lack of accountability are left unchecked.

Deposit flight and higher funding costs risk squeezing small businesses and lending beyond big cities.

05/01/2023

Investing in CDs may not be as sexy as Cryptocurrency, but the safety and current yields on treasury notes make them incredibly attractive to nearly any investor!

A CD ladder can help savers navigate high interest rates by providing access to cash at predictable intervals.

12/15/2021

Becoming financially independent is not an accident and doesn't usually happen overnight. How is your plan coming along?

There's plenty to read about how millionaires get rich. But what about mistakes that may hold you back?

12/08/2021

This gets a little into the weeds and we have already likely discussed some of these items, but this article serves some excellent food for thought.

A longstanding strategy for funding our golden years is in doubt. We answer readers’ biggest questions about how much to withdraw from savings.

12/07/2021

With all the challenges of the pandemic era, personal savings seem to have come through fairly well thus far. But is that all good news? Some food for thought...

The lingering pandemic has made many people too nervous about potential worst-case scenarios to dip into their savings.

12/02/2021

From inflation to market valuations, here are some of the top questions 401(k) plan participants are asking today.

Things have been somewhat quiet, maybe too quiet. With the pandemic, the supply-chain squeeze and inflation, retirement savers have had plenty to worry about outside their 401(k) plan. But, how do those worries translate inside their plan?

12/01/2021

How much can you contribute to your IRA or Simple IRA plan next year and how much can you deduct? Click here to find out.

While there is no change in the amount that can be contributed to an IRA in 2022, there are changes in the income ranges for deducting those contributions.

11/29/2021

Medicare premiums are going up. Way up in some cases. Learn more here and let's discuss if you have questions.

The Centers for Medicare & Medicaid Services has announced Medicare Part B premiums for 2022, and the base premium increases 14.5% from $148.50 a month in 2021 to $170.10 a month in 2022.

11/24/2021

Negotiating is an art and a science. Learning to master the craft takes a bit of both.

He's haggled down the price of everything from rent to dental surgery, and here's his smart dos and don'ts of negotiating.