Investy Financial Services

10/11/2023

Năm 2024 với rất nhiều những thay đổi về các chương trình bảo hiểm Medicare & Medi-Cal.
Các cô chú vui lòng cẩn thận đọc thư thông báo của các hãng bảo hiểm hiện tại của mình về những thông báo quan trọng cho năm sau như:
_ Chấm dứt hoặc chuyển đổi chương trình hiện tại.
_ Thay đổi về số tiền liên quan đến các dịch vụ chăm sóc sức khoẻ.
_ Thay đổi các dịch vụ phụ trội như khám răng, khám mắt, bảo hiểm ra nuớc ngoài, thẻ mua thực phẩm miễn phí, tập thể dục miễn phí ...
Với những thay đổi về thu nhập và tài sản giới hạn của Medi-Cal, quý vị có thể đuợc nhận đuợc hỗ trợ giúp lệ phí Medicare hàng tháng, và trợ giúp mua thuốc.

Thời hạn Ghi danh cho quyền lợi Medicare 2024, từ October 15th – December 7th.
Đây là thời điểm quan trọng để xem xét chương trình Medicare hiện tại, bao gồm các loại thuốc theo toa, bác sỹ, và đảm bảo rằng chương trình của quý vị vẫn là chương trình phù hợp.

Nếu quý vị cần thông tin so sánh của các chương trình năm sau, hoặc nếu quý vị nhận được thông báo thay đổi quyền lợi cho năm 2024, hãy gọi ngay cho Ngọc Rachel tại 408-855-8888.

Kính chúc Quý Vị sức khỏe dồi dào!

We provide a broad range of customized financial services and products such as 401k roll over, Ira, Self-Direct Ira, SEP Ira, Life Insurance, Tax, Medicare.

09/25/2023

Mid-Autumn Festival lanterns are symbols of luck, Asian tradition and culture, carrying meaningful messages of prosperity, luck and happiness.

To thank our customers for trusting the financial and legal services of Investy Financial Services & Law Office Of Matthew Triet Vo, on the occasion of Mid-Autumn Festival this year, we would like to give out free lanterns to everyone. ( Offer valid until supplies last.
Please contact us to receive a free lantern.
408-855-8888

Law Office of Matthew Triet Vo

Ngoc Rachel Nguyen

01/27/2022

File your TAX RETURN with us. Same day service Virtual or in person appointment Free efiling Fast refund

Call 408-855-8888

401K & Retirement Plan Know your options on when and how to rollover your 401(k). Learn the benefits of different type of IRA and how to open them. Learn More Medicare Assist you with health insurance program and Medicare Enrollment. Call Ngoc Rachel for more information 408-855-8888. Learn More Tax...

03/13/2021

Last night, the IRS released more details on how to report the new exclusion of up to $10,200 (per spouse) of Unemployment Compensation.
The IRS has advised that you should not yet amend returns that had Unemployment Compensation or Repayment of the Advance Premium Tax Credit. Official IRS guidance is forthcoming.

Tối qua, IRS đã thông báo thêm chi tiết về cách báo cáo khoản trừ tiền Thất Nghiệp tối đa $10.200 mỗi người, $20,400 cho cặp vợ chồng. Các bạn nào tự khai thuế nên để ý thông tin này. Đối với ai đã nộp bản báo cáo Thuế thu nhập 2020, IRS khuyên rằng bạn chưa nên sửa đổi các bản khai thuế đã có phần tiền trợ cấp Thất nghiệp hoặc tiền hoàn trả cho bảo hiểm mua qua Market Place ( Obamacare). Sắp có hướng dẫn chính thức của IRS.

f your modified adjusted gross income (AGI) is less than $150,000, the American Rescue Plan enacted on March 11, 2021, excludes from income up to $10,200 of unemployment compensation paid in 2020, which means you don’t have to pay tax on unemployment compensation of up to $10,200.

01/26/2021

We are OPEN for business now to prepare your 2021 tax return. Call 408-855-8888 to schedule your appointment!!!

10/29/2020

Call 408-855-8888 to learn about Medicare Advantage plans at $0 monthly premium,
$0 deductible
$0 copayments for Doctor Visits
Free transportation
Free gym membership
Include Dental & Vision

10/14/2020

Free water resistant masks & hand sanitizers for Investy Financial SERVICES’s clients.

10/08/2020

It's time to finish your 2019 taxes.
- Oct 15, 2020: Final extended deadline to file individual tax returns for the year 2019.
- Oct 15, 2020: Final deadline to fund a SEP-IRA or solo 401(k) for tax year 2019 if you filed an extension.
- Oct 15, 2020: Deadline to withdraw excess 2019 IRA contribution and recharacterizing 2019 IRA contribution.

File your tax by the deadline to avoid late filing penalty, even if you do not have the money to pay income taxes. We will help you to request an installment payment.
Call us to book your appointment 408-855-8888.

Đã đến lúc hoàn thành hồ sơ thuế năm 2019 của bạn.
- Ngày 15 tháng 10 năm 2020: Thời hạn cuối cùng gia hạn nộp hồ sơ khai thue cá nhân cho năm 2019.
- Ngày 15 tháng 10 năm 2020: Thời hạn cuối cùng để tài trợ cho SEP-IRA hoặc solo 401 (k) cho năm tính thuế 2019 nếu bạn đã nộp đơn gia hạn.
- Ngày 15 tháng 10 năm 2020: Hạn chót để rút khoản đóng góp IRA 2019 vượt quá và thay đổi khoản đóng góp quỹ hưu trí IRA 2019.
Nộp thuế trước hạn chót để tránh bị phạt, ngay cả khi bạn không có tiền để trả thuế thu nhập. Chúng tôi sẽ giúp bạn yêu cầu trả góp.
Gọi cho chúng tôi để đặt lịch hẹn 408-855-8888.

06/17/2020

Highlight of New Retirement Account Rules in Response to Covid-19:
-Retirement account participants can withdraw up to $100,000 for coronavirus expenses.
- The INCOME TAX due on a retirement account withdrawal can be PAID over three years.
- You have three years to return the withdrawal funds to your retirement accounts.
- You can delay taking required minimum distributions from retirement accounts in 2020.
- 401k loan limits increase to 100% of your vested account balance up to $100,000.
- The 2019 IRA contribution deadline has been extended to July 15.

Before you take a distribution from your retirement accounts, make sure you understand any taxes and early distribution penalties that may apply to the distribution. You may be able to take a “Coronavirus-Related Distribution”from your retirement 401(k) or IRA accounts up to $100,000 penalty-free, but you will still need to PAY income tax on withdrawals and will be drawing from an account that has recently lost value without giving it time to recover.
Make sure to consult with your own tax and legal advisors before taking any action that may have tax or legal consequence.

Section 2202 of the Coronavirus Aid, Relief, and Economic Security Act (CARES Act), enacted on March 27, 2020, provides for special distribution options and rollover rules for retirement plans and IRAs and expands permissible loans from certain retirement plans.

04/21/2020

Anyone who does not normally have a filing obligation (non-filers) and have children under the age of 17, have until 9:00 a.m. PST (12:00 p.m. EST) Wednesday, April 22, to visit the IRS “special non-filer tool” to enter information in order to add $500 per eligible child to their automatic payment of $1,200!

The $1,200 automatic payments will be starting soon for those receiving Social Security retirement, survivor or disability benefits (SSDI), Railroad Retirement benefits, Supplemental Security Income (SSI) and Veterans Affairs beneficiaries. Those that fall into any of these categories and who didn’t file a tax return in the last two years, must act now to add $500 per eligible child under the age of 17 to that payment.

However, according to IRS COVID Tax Tip 2020-40, if you miss the deadline, the payment will be $1,200 and, by law, the additional $500 per eligible child amount would be paid in association with a return filing for tax year 2020.

https://www.irs.gov/newsroom/ssa-rrb-recipients-with-eligible-children-need-to-act-by-wednesday-to-quickly-add-money-to-their-automatic-economic-impact-payment-irs-asks-for-help-in-the-plus-500-push

01/14/2020

Look for changes in retirement plans in 2020.
As you are likely aware, our President has signed a spending package that included the Setting Every Community Up for Retirement Enhancement (SECURE) Act. The goal of the SECURE Act is to improve the nation's retirement system through various provisions intended to benefit individual savers with IRAs and support small business owners wishing to offer retirement plans. The Act also includes important tax changes, including some that have nothing to do with retirement.Check with your Tax and/or Financial Advisor to update your personal and financial goals for both your retirement plan and your estate plan.
Some of the key provisions included in the SECURE Act you should be aware of:
- No early withdrawal penalty for IRAs and 401(k)s when new child arrives. The act will allow you to withdraw up to $5,000 funds from your 401(k) before you reach 591/2 without paying the early withdrawal penalty, as long as you take out the fund within one year of a child being born or an adoption becoming final.
- Required Minimum Distributions: The required minimum distribution (RMD) age increased to 72 for IRAs, 401(k)s, and other defined contribution plans. This change applies to individuals that attain age 70½ in 2020.
- Contribution age limits: The Act eliminates the age cap for contributing to traditional IRAs.
- Inherited IRAs: The Act will limit the maximum distribution period for most non-spouse beneficiaries to 10 years from the year of death of the IRA owner (eliminating the "stretch IRA" option).
- Retirement plan annuity options: The Act makes it easier for 401(k) plan sponsors to offer annuities as an investment option.
- Small-business retirement plan market: The Act will make it easier for small business owners to join Multi-Employer Retirement Plans.

The Secure Act includes some other important tax changes that have nothing to do with retirement.

01/28/2019

It’s TAX time!
Get your MAXIMUM refund with us.
And a chance to win $1000 Costco Gift Card.
Call now 408-855-8888.