Chris Gall, AIF

12/01/2020

Happy Giving Tuesday! If you are in a position to give, today is a great day to do it. Facebook is matching up to 7 million in donations today.

If you would like to discuss advanced giving strategies, particularly with highly appreciated stock, please reach out. I’d love to help you make the most impact with your giving.

02/27/2020

The stock market is reacting to growing fears of a global pandemic. There is a lot of uncertainty of how many people will be affected and how this will affect economies. While I do not know how this will turn out, I am optimistic that we will come together as a global society and work together to mitigate and do whatever we can to prevent the spread of this illness.

If you are worried about your portfolio, I encourage you to talk to a seasoned financial advisor to review your risk level, your goals and time horizons. I think this will give some perspective and help take some emotion out of what can be very stressful for many people.

02/26/2020

I'm excited to announce the launch of Luminous Financial Group's fresh new website: https://luminousfg.com/

Let us know what you think!

02/27/2019

The path to happiness is different for all of us, but some things are universal. U.S. News explores what makes people happy in retirement.

Learn why some people are happily retired and others are miserable.

02/08/2019

Donating highly appreciated stock can be a great way to give to those causes you really care about.

Nov. 27 is Giving Tuesday. Donating stock instead of cash can be a smart tax-planning move, especially at year-end. With the changes in itemized deductions under tax reform, stock donations can reduce your taxes by giving you total deductions that exceed your new increased standard deduction amount.

01/22/2019

Retiring soon? Check out this article.

Keen advice from the authors of 'Your Complete Guide to a Successful & Secure Retirement'

01/10/2019

Some great things to consider for women investing and saving for retirement.

The moral of this report is that women's lives play out differently than men's, and that affects our financial wellness in big ways.

12/21/2017

Sweeping tax changes passed both the House and Senate yesterday. The President may wait until the new year to sign it into law, but news sources say that should not affect the tax plan, just delay spending cuts.

Here is an article that breaks down some of the specifics of the final bill:

The final bill still leans heavily toward tax cuts for corporations and business owners. But it also expands or restores some tax benefits for individuals relative to the earlier bills passed by the House and Senate.

12/30/2016

Still have money left in your FSA? Check out this article for things you can buy online with your FSA account:

https://www.buzzfeed.com/jessicaprobus/fsa-money-spree?bffbmain&ref=bffbmain&utm_term=.ysBP0J9O1w #.uv8m7E8deY

You're gonna make it rain with all that Flexible Spending Account cash.

08/05/2016

See how you stack up to the rest of America. Nearly half of Americans have nothing saved for retirement.

http://ow.ly/jgWQ302XWL0

Those between 56 and 61 are more likely to have an account (61%), while those between 32 and 37 are least likely to have one (51%).

08/01/2016

These pitfalls are real. And I love the contrarian title of this article!


http://ow.ly/YjS7302P7Md

Avoid these habits if you want to retire with enough money in the bank.

07/05/2016

Completely agree. If you have experienced this, perhaps it's time to find a new financial advisor.

http://ow.ly/aN0P301WYjQ

So you've gone to the trouble and expense of hiring a financial advisor. Here's how to decide whether they're doing you right or wrong.