Edgar Jimenez Mora, Financial Planner, Financial Haus

12/09/2022

I'm super thankful I was able to spend my Thanksgiving with my family back in my hometown and really excited for Christmas. For those that aren't familiar - Bishop is a small town in the back country of California - I loved growing up here! Dirt roads, rivers and mountains would give us the opportunities to camp, fish, boulder, snowboard and have late night hot spring adventures. Looking back, I am really happy that I made so many close friendships that only got stronger as time went on. This year the small things have really become so important to me.

I'm really happy that I was able to hit Mammoth Mountain and get some runs in while catching up with old friends I haven’t seen in way too long. Life often gets hectic and is always changing - it happens to everyone - before you know it years have passed. I want to be much more proactive by making time for friends because its so easy to let life get in the way and become strangers.

What are you thankful for? What is important to you?

11/28/2022

Just wanted to follow up on my last post and share this awesome video of Andrew discussing family and finances. It is so important to have the conversation and understand how finances are set up, it can really help save so much heartache in the long run.

How well are your parent set up for their retirement? If there were a medical situation in their later years, can their financial situation care for them, or...

11/21/2022

Growing up my parents didn't have anyone to look to for financial advice. I am the son of two Mexican immigrants who worked day in and day out - rarely having time for themselves or for us. I remember playing football in high school but my parents couldn't make most of my games because they were stuck working at our family's restaurant. I'm super proud of my parents and what they were able to build but there is plenty to be concerned about. Like most people, my parents believed that working hard was the key - in reality times have changed and much more needs to be considers. It's not enough to work hard - we need to work with a strategy to really build the lives we want.
I often wonder how things might have been different if they had someone to educate and guide their decisions. Generally, we inherit the same financial habits that our parents have. I've been with them every step of the way and they are a core reason as to why I do what I do - I want to help make financial education and planning much more accessible.
I am really lucky to have time on my side to still change, bounce back, and develop my financial plans - but I often worry about our parent's generation that might be starting too late.
When is the last time you checked on your parents and their financial plans?
During the holiday season I highly urge you to get the conversation started - it is so important to start talking to your family about finances - children included!
If you're not sure how to get the conversation going - reach out, I am more than happy to share some resources and ideas!

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10/03/2022

What exactly has happened to the British Pound, what has caused it and what does that mean for US investors?

09/23/2022

Dealing with your inner dawdler

09/22/2022

You may be tempted to simply ignore your student loan debt, but it has some pretty serious consequences. In most respects, defaulting on a student loan is the same as failing to pay off a credit card; however, in one key respect, it can be much worse.

09/19/2022

Estate equalization, charitable giving and providing for a loved one with special needs are three common issues you may need help navigating.

This type of life insurance policy can help couples navigate typical estate planning challenges.

09/14/2022

If you’re asking “Do I have benefits in place to attract, reward, and retain top talent as a business owner?” you’re on the right track. Meet with me to discuss institutional and worksite solutions for your .

MassMutual offers Business Owner, Employer and Institutional Solutions to help you offer your employees comprehensive benefits and retirement options.

09/01/2022

Want to learn more about what happens to your 401(k) when you quit your job? Check out this article: https://bit.ly/3CFfv8d.

Shop around for great fund choices and low investment expenses before moving your money.