Almendariz Insurance Group

Almendariz Insurance Group Almendariz Insurance Services LLC helps business owners make confident financial and insurance decisions.

We offer an educational approach on various products: commercial insurance, employee benefits, retirement planning, life insurance, and annuities.

Every business owner wears many hats, but managing risk is one of the most important responsibilities. After all, resear...
05/29/2026

Every business owner wears many hats, but managing risk is one of the most important responsibilities. After all, research shows that 40% of businesses impacted by a major disaster never reopen, and another 25% close within one year.

The difference between recovery and permanent closure often comes down to the right insurance coverage. Swipe through to learn about essential insurance facts that can make your business more resilient.

Reach out to our team to explore how these coverages can support your business through the unexpected and ensure you're ready for whatever comes next.

Construction sites are dynamic, high-risk environments, and having the right insurance coverage is crucial to keeping y...
05/27/2026

Construction sites are dynamic, high-risk environments, and having the right insurance coverage is crucial to keeping your team, your tools, and your reputation protected. Swipe through for five essential coverages every construction company should consider.

Every construction business is unique, and the right mix of coverage depends on your operations, crew size, and project scope. Give us a call today for solutions tailored to your company.

Summer is one of the busiest travel seasons of the year. It’s also one of the most unpredictable. Over the past year, fl...
05/26/2026

Summer is one of the busiest travel seasons of the year. It’s also one of the most unpredictable.

Over the past year, flight cancellations and long delays have become far more common. That’s where travel insurance comes in.

Travel insurance can help protect your trip when the unexpected happens. There are a number of issues that can derail travel plans, but coverage may help by:

🔹Reimbursing non-refundable expenses if a trip is canceled.
🔹Covering costs tied to flight delays like hotel stays, meals, and transportation.
🔹Helping to offset the cost of purchasing essentials if your baggage is lost or delayed.
🔹Providing coverage for medical emergencies while traveling.
🔹Offering emergency evacuation coverage, in certain cases.

No one wants their travel plans disrupted, so having coverage in place can make those situations easier to manage if they arise. And in the meantime, the right travel insurance lets you focus on enjoying your trip rather than worrying about delays and unexpected extra costs.

Have an upcoming summer trip and want to review your travel insurance options? Our team is here to help. Give us a call today!

Attracting and keeping top talent takes more than a competitive salary. You also need to have a benefits package that su...
05/25/2026

Attracting and keeping top talent takes more than a competitive salary. You also need to have a benefits package that supports health, work-life balance, and long-term security.

We can help you set up a group benefits plan with:

✅ Health, dental, and vision coverage for healthier teams, fewer absences, and better focus.
✅ Paid time off (PTO) and flexible work arrangements to promote work-life balance and combat burnout.
✅ Retirement and financial wellness tools, including retirement savings accounts and health savings accounts (HSAs).
✅ Wellness and growth perks like employee assistance programs, gym discounts, and tuition assistance.

Benefits plans should be tailored to your people, goals, and budget. Give us a call, and we can help you create a customized plan that works for both you and your team.

On every commercial job, risks are split between contractors and subcontractors, and coverage should be, too. We put tog...
05/22/2026

On every commercial job, risks are split between contractors and subcontractors, and coverage should be, too. We put together a quick guide so you can spot any gaps in your coverage before they become costly problems.

Swipe for who needs what (and why).

If you’d like us to map coverages to your contracts and price project-specific or annual packages, call our office today. We’re here to help you stay covered.

Regardless of whether you’re just starting your business or you’re a veteran of your industry, one thing remains true: A...
05/21/2026

Regardless of whether you’re just starting your business or you’re a veteran of your industry, one thing remains true: All business owners want to protect what they’ve worked so hard to build. That’s where we come in.

As commercial insurance agents, we’re here to help ensure that your business is protected at every stage. Whether you’re bringing on new hires, expanding into a new service, or opening your doors for the first time, the right coverage is crucial.

If you’re looking to layer additional coverages onto an existing policy or simply want to review your current coverage, don’t hesitate to reach out. We are here to help you.

Running your business from home? Your homeowners insurance might not cover everything your business needs.Swipe through ...
05/20/2026

Running your business from home? Your homeowners insurance might not cover everything your business needs.

Swipe through to see why commercial insurance is just as essential for home-based business owners as it is for larger companies.

From protecting your equipment to covering client injuries, the right policy keeps your business — and your home — protected from unexpected risks.

Have questions about the right coverage for your setup? Give us a call. We’re happy to walk through your options.

When comparing inland marine insurance and equipment floater coverage, the differences matter, but so do the similaritie...
05/15/2026

When comparing inland marine insurance and equipment floater coverage, the differences matter, but so do the similarities. Understanding both can help you make more informed decisions about your business insurance strategy.

While these coverages serve different purposes, they do share several important characteristics, including:
✅ Both are designed for property that is not confined to a single, permanent location.
✅ Both help bridge gaps left by standard commercial property policies.
✅ Both typically provide protection against common risks like theft, damage, and certain weather events.
✅ Both are essential for businesses that transport materials or equipment between jobsites.

At the end of the day, the right coverage for your business depends on the types of equipment and materials you use, how frequently they are transported, and where they are stored. Many contractors benefit from a combination of both broader inland marine coverage and more targeted equipment protection.

That said, if you are unsure whether your current coverage accurately reflects how your business actually operates, now is a good time to review your options. Our team is more than happy to help you review your coverage and determine if adding additional policies are right for you.

Address

11707 Orsinger Lane
San Antonio, TX
78230

Opening Hours

Monday 8:30am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+12103011640

Website

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