Stratosphere Financial Services LLC

10/21/2026

📅 If you're retired, have you already taken your Required Minimum Distribution (RMD) for the year?

For those required to take distributions from certain retirement accounts, year-end is a great time to confirm your RMD strategy is on track. Taking action early can help avoid last-minute stress and potential penalties.

Have you completed your RMD, or is it still on your year-end checklist?

Learn more about retirement distribution planning: 🔗 https://bit.ly/4z5HevA



This information is for educational purposes only and is not intended as tax or legal advice. Consult your tax professional regarding your specific situation.

10/21/2026

Don't forget to come check out our new home in West Saint Paul this Thursday!

10/15/2026

📣 Medicare Open Enrollment Begins October 15!

Are you confident your current Medicare coverage still meets your needs?

Beginning October 15, 2026, Medicare's Annual Open Enrollment Period gives beneficiaries the opportunity to review and make changes to their Medicare health and prescription drug coverage for 2027. Open Enrollment runs through December 7, 2026, with changes taking effect January 1, 2027.

✅ Review your current plan benefits
✅ Confirm your doctors and pharmacies remain in-network
✅ Check prescription drug coverage and costs
✅ Compare available plan options for the coming year

Even if you're satisfied with your current coverage, it's a good idea to review any changes that may affect your healthcare costs or benefits next year.

Learn more about Medicare Open Enrollment: 🔗 https://bit.ly/3Uw3bom



Stratosphere Financial Services and Ameriprise Financial do not provide health insurance. Consult with a qualified Medicare professional regarding your specific healthcare coverage needs.

Open Enrollment Open Enrollment happens from October 15 – December 7 and is the time each year when you can make changes to your coverage. The changes you make during Open Enrollment are effective January 1 of next year (the plan must get your enrollment request by December 7). Your options during...

10/14/2026

🤔Question of the week: If you received a bonus, inheritance, or sold an asset this year, have you considered the potential tax implications?

Major financial events can create opportunities and challenges when it comes to taxes. Reviewing your situation before year-end may help you make more informed decisions and avoid surprises come tax season.

What financial milestone had the biggest impact on your year?

🔗 https://bit.ly/4B7NQe4



This information is for educational purposes only and is not intended as tax or legal advice. Please consult your tax professional regarding your specific circumstances.

10/14/2026

Changing jobs? Together, we can evaluate your 401(k) options and determine what's best for your long-term plans

10/12/2026

Happy 10-year anniversary to our guy Pete!

10/12/2026

❤️🖤💛 Indigenous Peoples' Day ❤️🖤💛

Today, we honor and recognize the rich cultures, traditions, histories, and contributions of Indigenous Peoples who have shaped our communities and our nation.

Indigenous Peoples' Day is an opportunity to reflect on the resilience, heritage, and enduring impact of Native communities, while celebrating the diversity and strength they bring to our country.

As we learn from the past and look toward the future, may we continue to foster understanding, respect, and meaningful connections within our communities.

Join us in recognizing and celebrating Indigenous Peoples' Day.



At Stratosphere Financial Services, we celebrate the diverse histories, cultures, and contributions that strengthen our communities. 🌎✨

10/07/2026

🤔Question of the week: As we head into the final months of the year, have you reviewed your potential tax liability for 2026?

Year-end is a great time to evaluate tax planning opportunities, charitable giving strategies, retirement account distributions, and other financial decisions that may impact your overall financial picture.

What year-end planning item is at the top of your list?

https://bit.ly/47bNpSq

10/04/2026

🌮🎉 Happy National Taco Day! 🎉🌮

Whether you prefer hard shell, soft shell, chicken, beef, carnitas, fish, or veggie, there's something about tacos that brings people together!

Today, we're celebrating one of America's favorite foods and a reminder that sometimes the simple things in life are worth enjoying.

🌮 What's your go-to taco order? 🌮 Favorite topping? 🌮 Local taco spot we should try?

Share your favorites in the comments!

Wishing everyone a fun and flavorful National Taco Day from all of us at Stratosphere Financial Services.



Like building a great taco, a strong financial plan starts with the right ingredients. Let's make sure yours has everything it needs to help you reach your goals.

10/02/2026

Long-term care costs can vary widely based on where you live, when you need care and the type of support you receive. Many people are surprised by just how significant those costs can be. Having a plan in place means more choices and less financial stress when it matters most. Ready to feel more prepared for whatever tomorrow brings? Message me to start your long-term care plans today.