Cheeseman Insurance Agency

Cheeseman Insurance Agency Your trusted Northern Michigan Insurance Agency for Auto, Health, Home, Commercial & Life • Protecting what matters most with friendly, reliable service!

Serving your insurance needs since 1938. We also specialize in accounting services and tax preparation.

We will be closed Friday, April 3rd to spend the weekend with our families. 🐣🌷The weather may not be cooperating ❄️☁️ bu...
04/02/2026

We will be closed Friday, April 3rd to spend the weekend with our families. 🐣🌷

The weather may not be cooperating ❄️☁️ but we hope your weekend is full of good food 🍽️, good fun 🎉, and at least one kid hopped up on too much candy 🍬🐰

See you Monday! ☀️

🌱 Your home has been through a lot this winter. Here are a few areas that may need attention, along with some often-over...
04/01/2026

🌱 Your home has been through a lot this winter. Here are a few areas that may need attention, along with some often-overlooked chores.

🏠 Roof, Exterior & Foundation

Inspect the roof for missing, loose, or damaged shingles
Look for cracked flashing around chimneys and vents
Examine siding for cracks, warping, or gaps
Check the foundation for cracks or water pooling
Trim trees and branches away from the roof
Power wash siding, decks, and walkways

🌧️ Gutters & Water Management

Clean gutters and downspouts
Check that gutters are securely attached and draining properly
Clear debris from window wells
Check sump pump operation
Turn on outdoor faucets and check for leaks

🪟 Windows, Doors & Insulation

Check window caulking and weather stripping
Check door seals and thresholds
Check the attic and basement for signs of leaks, moisture, or daylight

🌬️ HVAC, Plumbing & Appliances

Replace or clean HVAC air filters
Clear leaves and debris from the AC condenser unit
Keep plants trimmed at least 2 feet away from the unit
Schedule a professional AC tune-up if needed
Clean the dryer vent and duct, and remove lint buildup behind the dryer
Vacuum refrigerator coils
Inspect under-sink plumbing for leaks
Clean the range hood filter
Check bathroom exhaust fans for dust buildup

🔥 Safety & Seasonal Systems

Test smoke detectors, carbon monoxide detectors, and fire extinguishers
Inspect the chimney cap and flue
Inspect garage door springs, rollers, and opener, and lubricate moving parts

🌿 Outdoor Spaces

Clear and inspect fences, decks, and patios
Inspect outdoor lighting and replace bulbs

Good Morning 😉☀️ Somewhere under all that snow, spring is trying its best. We see you. 🌅
03/27/2026

Good Morning 😉☀️ Somewhere under all that snow, spring is trying its best. We see you. 🌅

🌊 Does your home insurance cover water in your basement or crawl space?Most homeowners assume it does. Many find out it ...
03/20/2026

🌊 Does your home insurance cover water in your basement or crawl space?

Most homeowners assume it does. Many find out it doesn't -- after the damage is done.

Standard home insurance policies do not cover water backup from sewers, drains, or a failed sump pump. That coverage is a separate add-on, and it's a common gap on home policies.

When record snowfall starts to melt, that water has to go somewhere. Storm drains get overwhelmed. Water tables rise. Sump pumps work overtime -- and sometimes fail. The result can be thousands of dollars in damage to floors, walls, and personal belongings.

Water backup coverage is typically very affordable to add to your existing policy -- and now is the time to make sure you have it.

Cheeseman Insurance Agency - Saint Ignace, MI 💙

⚠️ CHECK YOUR SUMP PUMP! ⚠️ The sun is out and the snow is melting. 💧 Pour a bucket of water slowly into the sump pit. T...
03/19/2026

⚠️ CHECK YOUR SUMP PUMP! ⚠️

The sun is out and the snow is melting.

💧 Pour a bucket of water slowly into the sump pit. The float should rise, and the pump should kick on automatically. Watch to make sure water is discharged away from your foundation and listen for any grinding or rattling -- that's a sign something is wrong.

🔌 Check that the discharge line outside isn't frozen or blocked. A pump that runs but can't drain is just as useless as one that doesn't run at all.

📞 If anything seems off, call your local plumber now -- before the rush. Every plumber in the area will be slammed once the melt starts.

🔋 And while you're at it, consider adding an additional battery backup to your sump pump. If you lose power during the melt and your pump goes down, you could be looking at a flooded basement fast.

Don't wait until you're standing in water. A little prevention now goes a long way. 💙

☘️ Happy St. Patrick's Day ☘️
03/17/2026

☘️ Happy St. Patrick's Day ☘️

Storm damage isn't always obvious right away. Once it's safe to get outside, walk through this checklist, and take photo...
03/16/2026

Storm damage isn't always obvious right away. Once it's safe to get outside, walk through this checklist, and take photos of anything that looks off.

🏠 Roof & exterior
✅ Check the roof for missing, loose, or damaged shingles.
✅ Inspect siding, fascia, soffits, and your chimney for anything that shifted or took a hit from the wind.
✅ Clear out any ice and packed snow from gutters and downspouts. Break up any ice dams.
✅ Look for water staining on exterior walls or your foundation
✅ Make sure your sump pump is ready -- the melt is coming.

🪟 Windows & doors
✅ Check frames for warping or gaps from the freeze/thaw cycle.
✅ Inspect caulking and weather stripping for cracks or separation.

🏡 Inside your home
✅ Head up to the attic and down to the basement and look for signs of moisture, leaks, or new water stains on ceilings and walls.

📸 Document everything.
Before you make any repairs, take photos of all damage.

Stay safe out there! 💙

❄️ The drifts are winning. ❄️The snow and high winds are continuing today as temperatures drop. 📍 If you go out, make su...
03/16/2026

❄️ The drifts are winning. ❄️

The snow and high winds are continuing today as temperatures drop.

📍 If you go out, make sure someone knows where you are and where you’re headed.

❄️ New drifting can block furnace and gas appliance vents fast. Step outside carefully and make sure they’re clear. A blocked vent is a carbon monoxide risk. ☠️

🔋 Charge your phone now. Don’t wait.

🫀 Pace yourself shoveling. Overexertion in extreme cold is one of the leading causes of cardiac events in winter storms. Take breaks. Ask for help.

🚰 Open cabinet doors under your sinks to keep pipes from freezing. 🌡️

🚗 If you must drive, let your car fully warm up first and make sure your exhaust pipe is completely clear of snow before you go anywhere. Keep an emergency kit in your vehicle – blanket, water, flashlight, a phone charger, and sand or kitty litter for traction. 🧊

🆘 If you get stuck. Call 911 so emergency services and plow drivers can be notified of your location.

🧡 Check on your neighbors.

We’re all in this together. Stay warm!

03/15/2026

⚠️ WARNING ⚠️With all this snow, check your exterior vents. High-efficiency furnaces and gas appliances vent out the side of your home through PVC pipes, they can be low on the exterior wall. If snow has drifted over them, it can create a carbon monoxide hazard. Stay home, stay warm and stay safe.

03/15/2026

⚠️ Are You Getting Emergency Alerts?

With severe weather on the way, make sure you’re signed up for Mackinac County’s official emergency alert system.

Register to receive notifications:
❄️ Weather warnings
🚧 Major road closures
🚨 Other local emergencies

To sign up text “MackinacEAS” to 67283

You’ll receive a confirmation message welcoming you to the Mackinac County Emergency Alerting System (EAS).

It’s free, it’s fast, and it could make all the difference.

Stay informed and stay safe! 💙

Nature’s way of telling us to stay cozy inside. ☕ It’s icy out there today. Be safe. ❄️
03/11/2026

Nature’s way of telling us to stay cozy inside. ☕ It’s icy out there today. Be safe. ❄️

Address

470 N State St
Saint Ignace, MI
49781

Opening Hours

Monday 8am - 4:30pm
Tuesday 8am - 4:30pm
Wednesday 8am - 4:30pm
Thursday 8am - 4:30pm
Friday 8am - 4:30pm

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