PJN Tax Solutions Group, Inc.

PJN Tax Solutions Group, Inc. Get tax relief from one of the Nations Leading Experts in resolving back taxes and IRS problems!

06/18/2026

What is Tax Resolution & How Can It Help You?

If you owe money to the IRS or State be proactive, prepared, and engage a tax resolution specialist to help guide you.

If you owe back taxes to the IRS, then read every word in this article very carefully because what you do next can impact your financial stability and peace of mind.

Before we jump into it, if you have a back tax debt or years of unfiled tax returns, contact our firm for a consultation. We always recommend that you do not talk to the IRS without representation as, many times, it makes your situation worse.

What is Tax Resolution?

Tax resolution, also known as IRS Representation, or Tax Controversy, is the process of resolving back tax issues with the IRS or state tax authorities. It generally involves negotiating a payment plan or a settlement agreement.

There are several options available for resolving taxes owed including:

Payment Plan – A payment plan is an installment agreement that allows you to pay off your tax debt over time until the debt is paid in full.

Partial Pay Payment Plan – A “PPIA” is an installment agreement that allows you to pay off your tax debt for less than the full amount.

Offer in Compromise – An Offer in Compromise (OIC) is an agreement between you and the IRS to settle your tax debt for less than the full amount owed.

Currently Not Collectible – If you are facing financial hardship and are unable to pay your tax debt, you may qualify for Currently Not Collectible (CNC) status. This means that the IRS will temporarily suspend collection efforts until your financial situation improves.

How Can Tax Resolution Help You?

If you find yourself in the unfortunate situation of owing back taxes to the IRS, then here is how tax resolution can help you in several ways:

Avoid Penalties and Interest – When you owe back taxes, the IRS will assess penalties and interest on the amount owed. These fees can add up to another 50% to the principal tax owed.

Reduce Your Tax Debt – Tax resolution can help you negotiate a settlement agreement or payment plan that reduces your tax debt.

Protect Your Assets – If you owe back taxes, the IRS will eventually attempt to garnish your wages or seize your assets, including bank accounts. We can help you protect your assets and income and negotiate the lowest monthly payment allowed by law.

In conclusion, tax resolution is a way to settle tax debt and get back on track financially. It involves negotiating a payment plan or settlement agreement with the IRS or state tax authorities. Tax resolution can help you achieve financial stability and peace of mind. If you owe back taxes, it is important to take action sooner, rather than later, and explore your options for resolution.

Call us today 630/415-5296

06/17/2026

IRS Offers Several Ways To Pay Off Delinquent Tax Debt

It’s no secret that millions of taxpayers struggle to pay their taxes. The IRS is unyielding when it comes to collecting money they think is theirs, so if you’re facing back taxes owed the federal government highly advises seeking assistance as soon as possible before they resort to aggressive measures like taking money out of your bank accounts and seizing wages or property.

The IRS offers several different installment agreement payment plans to help taxpayers pay off their tax debt. These plans include:

Guaranteed Installment Agreement: This plan is available to taxpayers who owe $10,000 or less in taxes. The taxpayer must agree to pay the debt in full within three years and must have filed all required tax returns. No financials are required.

Streamlined Installment Agreement: This plan is available to taxpayers who owe $50,000 or less in taxes. The taxpayer must agree to pay the debt in full within 72 months and must have filed all required tax returns.

Partial Payment Installment Agreement: This plan is available to taxpayers who owe more than $50,000 in taxes. The taxpayer must agree to pay a portion of the debt over the statutory period which remains on the account, generally within 10 years of date of assessment. Full financial disclosure is required and most likely a lien will be filed.

Extended or Flexible Payment Plan: This plan is available to taxpayers who owe up to $250,000 in taxes and are unable to pay the debt within 72 months. The taxpayer must agree to pay 100% of the debt over a longer period of time, up to 120 months.

Currently Not Collectible: This plan is available to taxpayers who are unable to pay their taxes due to financial hardship. The taxpayer’s account will be placed on hold for a period of time, during which the IRS will not take any collection action. Interest and penalties continue to accrue. Financials are required and a lien may be filed.

Offer in Compromise: This program is available to taxpayers who are unable to pay the full amount of taxes owed and are unable to pay through an installment agreement. The taxpayer may be able to settle their debt for less than the full amount owed. There are strict eligibility requirements and full financial disclosure is required.

Before you enter the daunting maze of IRS regulations, consult a Tax Relief Expert at our office. Schedule your complimentary consultation to assess your situation and compare your options for tax relief today!

Failing to address IRS tax debt can be a costly mistake. Interest compounds daily, similar to credit card debts, and the amount owed often doubles every seven years due in part to penalties and interest.

Our firm has the expertise and skill to navigate the IRS and help you resolve your tax issues, even if you have unfiled returns from multiple years. Our team can guide you through this process.

Call us today 630/415-5296

06/16/2026

How to Prepare for an IRS Audit

Filing taxes can be a daunting process, but for some it’s much more than that – tax audits. The IRS’s main goal in an audit is to assess more tax, penalties and interest. It’s an intimidating experience that most Americans dread facing!

An IRS audit can cause even the most squeaky-clean of taxpayers to become fearful and anxious when faced with defending yourself to an auditor. You also have to understand, and get comfortable with, in the eyes of an IRS auditor, you are guilty until proven innocent. Navigating the tax code on your own is not a good place to be.

Tax audits don’t have to be a source of fear as long as you’ve remained compliant with all the rules and regulations. The best way to ensure peace of mind is to work with an experienced Tax Resolution Specialist who represents clients in such matters and has a good track record. Contact our firm at 630/415-5296 for a complimentary no obligation consultation to assess your situation.

An IRS audit can be a very time consuming and intrusive exercise that can include a visit from the auditor. Audits can also be conducted remotely. This method, known as a desk audit, involves sending documents through fax or mail to evaluate accuracy and compliance with established law.

These examinations may be focused on certain deductions, particularly if taxpayers have claimed for more than what their reported incomes suggest – but this does not necessarily indicate any wrong-doing or misconduct. The IRS can also select your return to be audited for no reason at all. These are referred to as “random” audits to ensure compliance with the tax laws.

Taxes are a fundamental pillar of our society and the government strives to ensure that everyone is compliant. To this end, random audits from both Federal and State authorities may be conducted in order to verify taxpayers’ income as well as expenses incurred throughout the year.

Preparing for a tax audit should be an ongoing process. To avoid any problems, ensure that all deductions taken are backed up with proof and every receipt is kept on file along with the return. Ensure each tax record remains safely stored away for at least seven years as per IRS regulations.

Tax audits can be intimidating, but with a little foresight and the right representation it doesn’t have to cause stress. Staying organized throughout the year is key for having peace of mind. Finding an experienced professional who understands your individual needs will help make dealing with the audit as painless as possible.

Take the worry out of representing yourself in front of the IRS, which is like going to court without a lawyer. Let our expert team lift this from your shoulders and navigate the IRS on your behalf. Schedule a no-obligation consultation to explore your options and get on track towards permanently resolving any worries you have over having to meet with and defend yourself in an IRS or State income tax audit.

Call us today 630/415-5296

06/11/2026

What is a Federal Tax Lien Notice & What Should You Do If You Receive One?

Ignoring your obligation to pay taxes can lead the federal government to conduct severe legal action against all of your existing assets, current and future income and assets you acquire in the future; this form of punishment is called a federal tax lien.

This article can provide insights into what it means and how to remedy the issue.

What is a Federal Tax Lien?

When a taxpayer falls behind on their federal taxes, they are at risk of having an official public notification filed against them. This document is known as a Notice of Federal Tax Lien and can cause serious consequences for the individual’s ability to enjoy any financial security.

A federal tax lien is an official document that notifies the general public that a taxpayer has an unpaid federal tax debt.

Lien vs. Levy

For the unaware taxpayer, it is important to understand the difference between liens and levies. People will use them interchangeably, but they are very different. A lien grants the government legal rights over all of your property. If you are looking to sell an asset, like real estate, the IRS will receive its cut before you receive anything.

A levy, on the other hand, is the physical seizure of income and assets. The IRS is the only creditor on the planet that can garnish your income and remove money from your bank account without a court order.

The effects on your assets.

A federal tax lien restricts your ability to utilize and monetize any existing or future assets – from real-estate, stock investments, automobiles, etc. This means that the IRS is first in line before you receive any cash.

The effects on your business.

Protecting your business from financial troubles is important, and a lien can be especially damaging. It attaches to all of your property — including accounts receivable which could seriously impact the normal day to day operations of your business.

Thinking about filing for bankruptcy?

Although filing for bankruptcy may offer relief from debt, it’s important to note that your tax obligations and Notice of Federal Tax Lien still remain in effect.

When a levy is enforced, it can result in the government seizing funds from your bank account or drastically reducing up to 75% of your net pay.

Next Steps

When it comes to the IRS, navigating legal channels on one’s own is a risky endeavor. The best course of action for those facing tax issues is to seek out expert, professional help by calling an experienced and qualified tax resolution provider like us. With our expertise right by your side, your chances of achieving a positive outcome improve significantly!

Reach out to our firm and we’ll schedule a no-obligation confidential consultation to explain your options to permanently resolve your tax problem once and for all.

Call us today at 630/415-5296

06/10/2026

What to Do if You Owe Back Taxes

Paying taxes is a fact of life, but when the amount is excessive, you may not have the funds to pay in full. Making a mistake on your taxes can be costly as well, and if you plug in the wrong numbers, the IRS will surely come calling.

Ignoring the problem will not make it go away!

Once you owe money to the IRS, the clock is ticking, and all the while penalties and compounded interest will be piling up. Here are some critical steps to take.

Assess the Situation

Before you do anything else, you should assess the situation, going through your old tax returns, reviewing communications from the IRS, and adding up what you owe the tax agency.

If you owe a lot of money, you may not be able to pay it off all at once, but with the help of a tax relief professional, you may be able to come up with a suitable repayment plan or you may be able to settle for less than you owe.

Review Your Budget

Owing money to the IRS is no fun, but you will have to resolve this one way or another. Hopefully, you can work out a more favorable payment plan with the IRS, one that might allow you to pay a reduced amount, but that will depend on your income, your allowable expenses, and your assets, if any.

It is important to review your monthly household budget carefully if you owe back taxes to the IRS.

Talk to a Tax-Relief Expert

The bad news is that you owe back taxes to the IRS. The good news is you may be able to settle the entire amount, including penalties and interest, for a fraction of what’s owed through the IRS’s offer in compromise program.

If you qualify for one of those programs, you may be able to settle your debt for less than you owe, but this is not something to tackle on your own. Work with a tax-relief expert, both to identify the proper programs and to make negotiating with the tax agency easier and more effective.

You can use the budget you reviewed earlier to identify sources of income and resources you have access to. Once that information is presented, the tax-relief expert can help you find a suitable tax compromise plan that just might save you a lot of money.

Take Care of the Problem sooner rather than later

Time is of the essence when you owe money to the IRS. Once those back taxes are assessed, the clock is ticking, and every day that passes will mean higher penalties, and compounding interest.

If you want to put your tax debt behind you once and for all, you will want to act fast. The sooner you start working on your tax resolution plan, the sooner you can take your financial life back.

To help ease the stress from your situation, we offer a free, no-obligation consultation with one of our tax resolution experts. You don’t have to worry about confidentiality or cost because the consultation is free with zero gimmicks or commitments. Schedule an appointment with one of our tax resolution specialists today.

Call us now, before the weekend 630/415-5296

06/09/2026

Do You Owe Money to the IRS But Can’t Pay? Try This.

When you owe back taxes and can’t afford to make any payments, then it may be time for a special tax status known as currently not collectible. This means that your debt is still considered valid even though there’s no chance at recovery right now.

Now, don’t forget about these debts because the IRS is still looking for payment.

What is Currently Not Collectible Status?

The IRS will place your account in currently not collectible status if you can’t pay both back taxes and reasonable living expenses. You may request this by submitting the proper form with documentation that proves how much income you have left over that is available to make a payment.

To qualify for the currently not collectible status, you will need to put together a case that you will present to the IRS. Gather copies of your bills, proof of your income (pay stubs, bank statements, alimony, etc), and your investments.

When dealing with the IRS, it is best to have a professional in your corner. The IRS can be very intimidating and might ask invasive questions that could land you deeper into trouble than before if you do not know how to answer properly. Remember – they are not friends of yours; their job entails collecting what they believe you owe them so make sure any interaction stays as simple and effective as possible.

Temporary Solution

If your status is approved, it does not mean you do not have to file your current and future taxes. This status only applies to your back taxes that the IRS is looking to collect. The currently not collectible status is simply a band aid to help you get back on your feet. The IRS may review your status every year or two if it looks like there is potential for repayment. You will only be able to keep the status active if you still can not make a payment on your back taxes.

In today’s tough economic climate, many families are struggling to make ends meet. If you’re worried about the IRS garnishing your wages or levying bank accounts, or filing liens against your property for non-payment of taxes you owe – then reaching out may give you some peace of mind.

Our firm will help explain all options available in order to relieve any anxiety associated with these situations because we know how intimidating this can be if nothing has been done before. There is a solution to every IRS problem. Connect with one of our tax resolution specialists to see if you qualify for the currently not collectible status, or any of the other IRS settlement options you may be eligible for and the best next steps for your situation.

Call us at 630/415-5296

06/05/2026

What To Do If You Receive a Levy Notice From the IRS

The IRS is not one to mess around with when it comes time for repayment. The IRS will seize assets including bank accounts and property such as wages or real estate.

Contact a Tax Relief Firm

The IRS is known for tricking people into giving incriminating answers. You should not represent yourself as you may end up in more trouble. Find someone who knows how to help!

The IRS is not your friend. They exist solely to assess and collect taxes and will do whatever it takes, when they think you have their money. If you have a real estate transaction pending any proceeds from the sale of that property, over and above the mortgage amount, will be intercepted by the IRS to go towards your outstanding tax debt.

Next Steps

The next step you will want to do is gather all of your financial documents and call our firm. We will help put together your case to the IRS and represent you to let them know that a levy will cause hardship for you and your family. We will need documented evidence that the levy will cause financial hardship for you, and if you can prove this, the IRS will release the levy. However, this is just putting a temporary band-aid on the situation, you will still owe the balance to the IRS.

Make Payment Arrangements

We can negotiate a payment plan for your back taxes with the IRS. If you are entered into an installment plan, the IRS will release the levy notice.

Get an Offer In Compromise

More often than not, you can get your debt “settled” for less than what you actually owe. Oftentimes, for a lot less. This is what we call an offer in compromise. An offer in compromise allows you to settle your tax debt for less than the full amount you owe. It may be a legitimate option if you can’t pay your full tax liability via payments, or doing so creates a financial hardship. The IRS will look into your ability to pay, your income, your expenses, and your assets to determine if you qualify for an offer in compromise.

The IRS generally approves an offer in compromise when the amount offered showcases the most they can expect to collect within a reasonable period of time. If you do move forward with an offer in compromise, make sure you hire a tax resolution specialist to help you prepare, submit and negotiate an offer, and be sure to check their qualifications before working with them. In these situations, you want the best of the best to represent you before speaking to the IRS.

The IRS is no place for the faint-hearted. It’s hard enough filing your taxes on time every year, but if you ever find yourself in need of tax resolution services that can help permanently resolve problems with the IRS – reach out to our firm today! We will look into your situation and give you the best options for your specific case. Contact one of our tax resolution specialist today.

06/03/2026

What to Do If You Receive a Collection Letter from the IRS

You open up the mailbox, expecting the usual mix of bills and catalogs, but what you find is a collection letter from the IRS.

Even worse, that letter includes a demand for payment, which is the last thing you need to deal with. The steps you take next could make all the difference, and here are some key things to do.

Take a Deep Breath

It is easy to panic when you get a notice from the IRS, but getting scared will not get you anywhere.

Read the Notice Carefully

Not every notice from the IRS is terrible news, and some are merely a matter of mismatched paperwork or transposed numbers. Those relatively simple matters should not take much to resolve.

Before you do anything else, take the time to read the notice carefully. Find out precisely what the letter says and what the IRS is proposing. Is the IRS claiming you underreported your income for the past year? Are they saying that you took a deduction you were not entitled to? The more you know about what the IRS claims, the easier it will be to defend yourself.

Pull Out Your Tax Return and Supporting Documents

Now that you understand what the IRS is stating, you will want to look at what you claimed when filing your tax return.

You can start by pulling out a copy of the tax return in question.

Now that you have your tax return, you can look it over in comparison to the collection letter, looking for any mismatches or erroneous entries. If the return seems good to you, the next step is to get out all the supporting documents.

Those supporting documents may include 1099 forms from your bank and brokerage accounts, W-2 forms from employers, and anything else you included on your tax return. If you took deductions against your income, you will also want to gather those documents.

Take Prompt Action

One thing is certain when it comes to fighting with the IRS – wasted time is wasted money. The interest and penalty clock starts ticking the moment the supposedly erroneous tax return is filed.

If you wait too long the IRS can, without a court order, garnish up to 90% of your net pay AND clean out your bank account. They can also seize your home and other assets.

The number one thing to do is act fast. Once you have everything together, you can take the next and arguably the most critical step.

Find a Suitable Professional

Taking on the IRS is not something you want to do alone. Even if you are confident in filing your taxes and handling your finances, arguing with the IRS is not a DIY activity.

If you hope to limit the damage and reduce the amount, or the proposed amount they are demanding, you will want a professional in your corner. Working with a tax relief specialist could save you a lot of money in the end, along with countless hours of grief and stress.

To help ease the stress from your situation, we offer a free, no-obligation consultation with one of our tax resolution experts.

Call us today at 630/415-5296

06/02/2026

5 Critical Reasons to Hire a Tax Resolution Professional

Dealing with tax issues can often be a challenge and feel overwhelming for many people. Tax relief specialists can guide you throughout the entire process to help you avoid making costly mistakes.

The IRS is no stranger to audit and it can be a stressful process. If you’ve received a notice from them, don’t panic! There are many things that could help relieve the stress – like working with one of our top-rated tax resolution professionals preserving any possible defenses against accusations from this difficult situation.

Here are 5 critical reasons why you need to partner with a tax resolution expert.

1) Relief from the IRS & Your State of Mind

When you receive the first letter from the IRS, it can make your stomach drop and your heartbeat a little faster, but working with a tax resolution expert can set your mind at ease because you have a professional working on your case. Once you hire a tax resolution expert you won’t have to meet or speak with the IRS.

2) Guidance from a Professional

One of the benefits of hiring a tax resolution professional is that it gives you access to professionals that do this type of work on a daily basis. Working with a tax resolution expert is especially important if you are dealing with any back taxes.

3) Saves You Money

An added benefit of hiring a tax resolution professional is that it can save you a lot of money. Yes it will cost money to hire them, but it’s a lot less expensive compared to having no representation at all. A tax resolution professional also has more experience with handling different issues compared to an accountant.

4) Get Your Time Back

Trying to research all of the regulations involving the tax code is nearly impossible for most people. Tax resolution professionals understand all of the in’s and out’s of the IRS maze and can help you negotiate the lowest possible settlement amount or the lowest possible monthly payment amount, allowed by law.

5) Avoid Costly Mistakes

Mistakes can easily happen while you are dealing with the IRS without you even knowing it. Unfortunately, even small mistakes can lead to significant penalties and cause plenty of headaches. Hiring a tax resolution professional is a great option for avoiding these mistakes. They deal with these situations on a daily basis and understand how to work with the IRS to ensure you can save the most amount of money.

OWE BACK TAXES?

If you owe the IRS or state $10,000+ and are feeling blindsided every year by a huge tax bill – don’t wait. We can help! Contact us today for more information about how we’ll work to settle your debt so that it doesn’t become impossible tomorrow. It’s always difficult when faced with major financial problems such as unpaid taxes; however there is relief available through reputable organizations like PJN Tax Solutions which specializes in settling IRS debts.

Call now 630/415-5296

05/28/2026

Do You Have Unfiled Tax Returns? Here’s what to do.

Filing your taxes is never a fun thing to do, but if you don’t file them at all then the IRS will come calling. They have unbridled power to file a return on your behalf in theirs, not yours, best interest.

The IRS is always on the lookout for taxpayer’s who haven’t filed legally required income or payroll tax returns. When it gets to a point where the IRS contacts you, the amount they claim you owe will be far greater than the amount you actually owe if you haven’t filed.

The longer you wait, the worse the situation will become. Here are some important steps you can take if you have unfiled returns with the IRS.

Get Your Documentation

If you’ve been neglecting your taxes for too long, it’s time to take care of things. An experienced tax resolution firm can help get things back on track and oftentimes, even if the records are missing or destroyed, there are alternative methods to reconstruct your tax return.

If you are missing W2 and 1099 forms from past years an experienced tax resolution pro has the ability to retrieve these as well.

Go Through the Numbers

The fear of not having the money to pay has caused many people to avoid filing their returns altogether.

According to the IRS statistics approximately one-third (34%) of all unfiled federal tax forms may actually be due a refund! Now that you have all the documentation you need, it is time to run the numbers.

Hire a Professional

Whether you are an individual, partnership or corporation there is a strong temptation to let your past mistakes go. But doing so would put both financial security and freedom at risk. It is a felony misdemeanor and possible jail time for failing to file legally required income tax returns.

The IRS will assess a 5% failure to file penalty as well as up to a 25% failure to pay penalty, plus interest.

When you’re dealing with back taxes, it’s important to have someone on your side who knows what they are doing. A tax resolution professional can give invaluable advice and guidance about how to lower the amount that the IRS claims you owe.

The IRS is ready and waiting for you, so it’s best to have an expert on your side who knows how to get the help you need and deserve.

Contacting the IRS on your own is not only a scary thought, it’s highly not recommended, but avoiding them will make your situation worse. The IRS stores detailed records of everyone in their database and chances are, you are already on their radar due to your lack of compliance.

Filing those returns ASAP will go miles in helping you get back on track before any more damage becomes irreversible.

The stress of not filing taxes can be enough to make you lose sleep. What’s worse, IRS problems usually affect all aspects of one’s life.

If you are looking for tax relief, we can help! You don’t have to worry about confidentiality or cost because the consultation is completely free.

Call us today 630/415-5296

Address

1601 East Main Street, Suite A
Saint Charles, IL
60174

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