Towerpoint Wealth

06/24/2026

Last week, our Director of Marketing & Communications, Luis Barrera, attended Digital Summit Denver, one of the nation's leading marketing conferences, where industry leaders gathered to discuss the future of AI, digital marketing, and business growth.

While artificial intelligence was a major topic throughout the event, one key takeaway stood out above the rest: technology may change how we communicate, but trust and human connection remain at the heart of every meaningful relationship.

In his latest article, Luis shares insights from the conference and what they mean for the future of marketing, client communication, and the value of authentic expertise in an increasingly digital world.

Click the link below to read more.
https://towerpointwealth.com/what-digital-summit-denver-taught-me/

By Luis Barrera, Director of Marketing & Communications, Towerpoint Wealth Last week, I attended Digital Summit Denver, one of the nation's premier marketing conferences, bringing together leaders from organizations such as Morning Brew, Patagonia, Seer Interactive, Nestlé, the University of Denver...

06/22/2026

Today, we remember Alan Greenspan, who passed away at the age of 100.

As Chairman of the Federal Reserve from 1987 to 2006, Greenspan helped guide the U.S. economy through periods of growth, uncertainty, and historic market events. His influence on monetary policy and financial markets will be studied and debated for generations.

At Towerpoint Wealth, we recognize the lasting impact economic leaders have on markets, investors, and retirement planning. Greenspan's career serves as a reminder that while markets evolve and economic cycles change, thoughtful long-term planning remains essential.

Our thoughts are with his family, friends, and all those whose lives and careers were influenced by his work.

06/16/2026

The triple-digit temperatures may be behind us in Sacramento, but that doesn’t mean isabelleorozco and josephine eschleman can’t enjoy a little ice cream. 🍦

Sometimes the richest moments in life aren’t found in an account balance—they’re found in simple joys, shared laughs, and spending time with people who matter most.

We hope you’re taking time to enjoy the little things this summer. After all, true wealth is having people and moments worth savoring.

06/11/2026

Protecting your financial life goes beyond investment management.

That’s why our clients benefit from the security protections and safeguards provided through Schwab’s Security Guarantee, helping provide an added layer of confidence when it comes to your accounts.

At Towerpoint Wealth, protecting what matters most is always a priority.

Learn more by clicking the link below.

https://www.schwab.com/schwabsafe/security-guarantee

06/08/2026

Where you choose to live in retirement can impact far more than your ZIP code.

From healthcare access and housing costs to taxes, family proximity, and lifestyle preferences, the place you call home can play a major role in your long-term financial success.

In our latest Trending Today article, we explore some of the best places to retire in California and the key financial considerations retirees should think through before making a move.

In this article, you'll learn:

• What makes a retirement destination a good fit beyond the scenery.
• Financial factors to consider before relocating.
• Popular California retirement destinations and their unique advantages.
• How housing, healthcare, taxes, and cash flow can affect your retirement plan.
• Why the "best" place to retire is different for everyone.

Retirement isn't just about having enough money—it's about creating a life you love and a plan that supports it.

Click the link below to read our latest Trending Today article.

https://towerpointwealth.com/best-places-to-retire-in-california/

Where you live in retirement affects much more than your address. It determines your daily routines, your access to healthcare, how often you see family, how much you spend on your housing, and how much flexibility you have as your needs evolve over time.  That’s why location can become one of th...

06/05/2026

Yesterday, we had the pleasure of welcoming the Career Discovery Group from UC Davis to Towerpoint Wealth for an inside look at the world of wealth management.

During their visit, students spent time learning about what it means to serve clients as fiduciaries, the many career paths within the financial services industry, and the responsibility that comes with helping individuals and families make important financial decisions.

A special thank you to Stephanie Gaston for coordinating the visit and bringing such an engaged and thoughtful group of students to our office.

At Towerpoint Wealth, we believe investing isn't just about portfolios, dividends, and returns—it's also about investing in people, education, and the future of our profession.

After spending time with these bright young minds, we're confident that the future of wealth management and fiduciary advice is in very capable hands.

Thank you to the students for your curiosity, thoughtful questions, and enthusiasm. We look forward to seeing where your careers take you.

06/04/2026

How should your retirement plan change as retirement gets closer?

The strategies that helped you build wealth in your 30s, 40s, and 50s may not be the same strategies you need as retirement approaches.

In this blog, you'll learn:

✔ How investment priorities often shift as retirement gets closer
✔ Common retirement planning mistakes to avoid
✔ Ways to think about income, taxes, and risk in retirement
✔ Why a coordinated financial plan can help you make more informed decisions

Whether retirement is 10 years away or just around the corner, understanding how your plan should evolve can help you feel more prepared for the next chapter.

Click below to read the full article:

https://towerpointwealth.com/how-do-retirement-plans-change-as-people-approach-retirement-age/

Key Takeaway: As you approach retirement age, your retirement plans evolve to include catch-up contributions at age 50, penalty-free withdrawals from retirement accounts at age 59, and required minimum distributions starting at age 73. The SECURE 2.0 Act introduces changes like mandatory Roth catch-...

05/28/2026

When business owners think about an exit, the focus often starts with valuation and taxes.

But the impact can reach much further.
A business exit can affect retirement income, liquidity, estate planning, and your long-term financial strategy.

Click below to read our latest Trending Today newsletter and learn why exit planning involves much more than simply selling the business.

https://towerpointwealth.com/planning-beyond-your-exit-business-exit-planning-and-retirement-readiness/

When we talk with business owners about a future exit, the first questions are often financial. How much is enough? What will taxes look like? How do the proceeds support your retirement plans? These questions are all central to the planning process. A business exit can change how your income is gen...

05/25/2026

Today, we pause to honor and remember the brave men and women who made the ultimate sacrifice in service to our country. Their courage, dedication, and selflessness will never be forgotten.

On behalf of everyone at Towerpoint Wealth, we wish you a meaningful Memorial Day as we reflect with gratitude on those who gave so much for our freedom.

05/21/2026

We were honored to host a Lunch & Learn and learn more about the incredible work the Placer Community Foundation is doing to support charitable giving and strengthen communities throughout Placer County.

At Towerpoint Wealth, we believe financial planning can go beyond investments and retirement planning. It can also be a powerful tool for creating meaningful impact through strategic charitable giving and legacy planning.

Thank you to the Placer Community Foundation team for spending time with us and sharing how we can better support clients who are passionate about giving back.

We look forward to future collaboration and continued community impact together.