Benestar Financial

Benestar Financial Our mission is to understand your needs, wants, and goals. We believe in “out of the box” thinking.

Money is one of the top sources of tension in relationships — but experts say even strong couples can stumble if they av...
06/25/2026

Money is one of the top sources of tension in relationships — but experts say even strong couples can stumble if they avoid key conversations.

After studying more than 60 couples, money expert Heather Boneparth found that the happiest partners share five habits:

1. They adapt when circumstances change, rather than sticking to outdated money routines.

2. They don’t dwell on financial regrets or let shame define their decisions.

3. They avoid holding past mistakes over each other’s heads.

4. They focus on shared priorities instead of constant comparison.

5. They stay honest about spending and goals, building trust through transparency.

The takeaway? Communication matters as much as cash flow. Open conversations can help partners align values and expectations — and reduce unnecessary stress around money.


Source:

"You can love each other deeply and still allow money to erode your relationship if you're talking about the wrong issues, or not talking at all," writes money expert Heather Boneparth.

A few simple habits can go a long way toward helping keep your personal and financial information protected. How does cy...
06/22/2026

A few simple habits can go a long way toward helping keep your personal and financial information protected. How does cybersecurity connect to your broader financial picture? What steps are you taking at home and with your business?

Thinking about retirement? You're not alone—and the numbers might give you something to think about.From how much people...
06/21/2026

Thinking about retirement? You're not alone—and the numbers might give you something to think about.

From how much people rely on Social Security to what retirees actually spend, these stats highlight why it’s important to look at the full picture. It’s not about having every answer—it’s about starting a conversation that helps you feel more confident about what’s ahead.

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💬 Questions? I’m always here to talk things through

Before skipping your daily walk, keep this in mind: regularly active adults can save up to $2,500 a year compared to cou...
06/19/2026

Before skipping your daily walk, keep this in mind: regularly active adults can save up to $2,500 a year compared to couch potatoes.

Year after year, according to a 2025 report in Stronger Life. Think of your exercise routine as the retirement savings that you don't have to drain early.

Drop your non-negotiable habit below.

No two clients are the same. Nor are their portfolios.The strategies that serve someone building wealth at 55 look very ...
06/18/2026

No two clients are the same. Nor are their portfolios.

The strategies that serve someone building wealth at 55 look very different from those preparing for retirement at 65. That's why it's critical to take a multi-layered approach that allows us to use a mix of strategies to pursue your goals.

What mix works best for you?

06/15/2026

🔥 The weather is warming up, so you know what that means - it's time to fire up the grill 🔥

Whether you're flipping burgers, smoking ribs, or going veggie-style with skewers, grilling brings people together one bite at a time.

🍔 What's your go-to grill masterpiece? Share your favorites below! 👇

If you live to 95, will your money?If you're too aggressive, will you come up short? Too conservative, and you leave qua...
06/15/2026

If you live to 95, will your money?

If you're too aggressive, will you come up short? Too conservative, and you leave quality of life on the table.

Also, will the life you are living at 70 change as you age? Have you considered how changing withdrawal rates can affect everything from estate management strategies to retirement strategies?



Disclosure: The portfolio is composed of 50 percent stocks, 40 percent bonds, and 10 percent Treasury bills. It is assumed that a person withdraws a hypothetical percentage each year. Historical returns based on the period January 1, 2001, to December 31, 2025. Stocks are represented by the Standard & Poor's 500, which is an unmanaged group of securities & considered to be representative of the US stock market. Bonds are represented by the five-year U.S. government bond and Treasury bills by the 30-day U.S. Treasury bill. An investment cannot be made directly in an index. Past performance is no guarantee of future results.

One of the most overlooked questions in building a retirement strategy isn't "How much do I have?" It's "When do I need ...
06/12/2026

One of the most overlooked questions in building a retirement strategy isn't "How much do I have?" It's "When do I need it?"

That's exactly what a bucket strategy does. It matches your assets to your timeline, so every dollar is working as hard as it can for as long as it can.

Do your buckets match your time horizon?

Can you put a dollar figure on being healthy?One study that compared active and inactive adults found that healthcare co...
06/12/2026

Can you put a dollar figure on being healthy?

One study that compared active and inactive adults found that healthcare costs are 9% to nearly 27% lower for those who stay "on the move," according to a landmark study by BMJ Journals.

When socking away money for retirement, savvy savers are not only accumulating money but also thinking about what they won't have to spend.

NASA has shared new details about its long-term vision for building a base on the Moon.The agency hopes to return humans...
06/07/2026

NASA has shared new details about its long-term vision for building a base on the Moon.

The agency hopes to return humans to the lunar surface in 2028, with a broader goal of developing infrastructure that could eventually support longer-term activity there.

NASA says the effort will unfold in phases, starting with demonstrations of key technology, cargo delivery, landers, rovers, and surface research.

The challenge is significant. The Moon’s surface can reach extreme temperatures, lacks an atmosphere, and offers no natural protection from radiation, space weather, or meteorite impacts.

Early work is expected to focus on testing systems, studying survival needs, identifying potential landing areas, and preparing for future human activity.

It’s a reminder that space exploration often moves step by step—through engineering, testing, persistence, and the willingness to solve difficult problems far from home.


Source:

NASA hopes to return humans to the lunar surface in 2028.

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