FSA Wealth Partners

10/30/2026

The holidays are around the corner, and it’s easy for spending to get out of control.

Before you buy that extravagant gift for someone you love, take a moment to ask yourself:

🎁 How does this fit into my financial plan?
🎁 Have I budgeted for this expense?

The best gifts don’t have to come at the expense of your long-term financial priorities.

A little planning before you shop can help you enjoy the season without creating financial stress in the new year.

10/28/2026

Happy Birthday, Sue Rivera! 🎤

Sue is a karaoke enthusiast who will be singing her way through her birthday celebration. She’s never met a microphone she didn’t love!

We hope your day is filled with laughter, music, and plenty of your favorite songs. Wishing you an amazing birthday, Sue!

10/26/2026

This month, Kim B. has Celine Dion on repeat, and for a very special reason. 🎶

Kim recently got to see Celine live in Paris, checking off a dream she’s had since childhood. Getting to experience those songs in person made the trip one she won’t soon forget!

Back home, Kim keeps the good vibes going with her Spotify playlist, “Wake Up Happy.” It lives up to its name, always bringing a smile and usually a little dancing, too. 💃

We love getting to share a little more about the people behind our team through what they’re reading and listening to each month.

10/23/2026

Many Americans are claiming Social Security before full retirement age because they’re worried future benefits may be reduced.

But claiming early comes with a trade-off. For those born in 1960 or later, starting benefits at 62 can mean a monthly benefit that is 30% lower for life compared to waiting until full retirement age.

While Social Security does face funding challenges, it isn’t expected to disappear. Current projections show that if no changes are made, benefits could be reduced in the future, but payroll taxes would continue funding a portion of benefits.

The right claiming strategy depends on your health, income needs, retirement savings, and overall plan.

Before making a decision based on fear, understand your options.

10/21/2026

Did you know we work with charitable organizations, endowments, and foundations to develop investment strategies that support their mission?

We help organizations navigate portfolio construction, investment alignment, stock donations, and ongoing reporting so their investment approach reflects their goals and responsibilities.

Learn more:

Strengthen your institution’s financial future with tailored investment strategies from FSA Wealth Partners. Optimize growth and stability—contact us today!

10/19/2026

Mary will be celebrating her special day with family, friends, our team, and her two young grandsons, Asher (3½) and Bennett (6 months), who bring her so much joy as their proud “Mimi.”

Wishing you a wonderful birthday filled with love, laughter, and happy memories!

10/16/2026

“The most important investment you can make is in yourself.” — Warren Buffett

Going back to school as a working adult can be a big step, whether you’re pursuing a career change, building new skills, or working toward a promotion.

But how do you pay for education while balancing your current financial commitments?

Understanding your options for funding tuition and planning ahead can help you make a decision that fits your situation.

Interested in exploring your options? Schedule a conversation: https://calendly.com/fsa-advisors/30min-consultation

10/14/2026

If you’re retiring early but have an entrepreneurial spirit, want to do consulting, or sell your handmade crafts, pay attention to Social Security income limits.

If you’ve started taking Social Security but haven’t reached full retirement age, earned income could affect your benefits.

In 2026, you can earn up to $24,480 without a reduction. Above that, Social Security deducts $1 for every $2 earned over the limit.

In the year you reach full retirement age, the limit increases to $65,160, with a reduction of $1 for every $3 earned above the limit.

Once you reach full retirement age, these limits no longer apply.

Retirement may be a new chapter for exploring ideas, but make sure you understand how additional income fits with your Social Security benefits.

10/12/2026

Artificial intelligence is reshaping the S&P 500, raising questions about market concentration, diversification, and the role of AI stocks in portfolios.

Read more: https://fsawealthpartners.com/artificial-intelligence-and-its-growing-influence-on-the-market/

Artificial intelligence is reshaping the S&P 500, raising questions about market concentration, diversification, and the role of AI stocks in portfolios.

10/11/2026

Happy Birthday, Mary Ann Drucker!

Did you know Mary Ann enjoys decorating birthday cakes and even considered, for a brief moment, opening her own cake decorating business?
We hope your day is filled with celebrations, joy, and of course… plenty of cake!

Wishing you a wonderful birthday, Mary Ann! 🎂