FSA Wealth Partners

06/24/2026

Sigh. Maryland taxes are complicated.

A quick look at the DMV tax picture:

- Maryland residents pay state income tax (2% to 6.5%) plus a county tax (2% to 4%). Two neighbors earning the same income can owe very different amounts depending on which county they call home.
- For high earners, 2025 brought a top marginal rate of 6.5% and a new 2% capital gains surtax on federal AGI over $350,000.
- Property tax assessments are expected to rise an average of 12% in 2026, though some counties cap increases at 10%.

You got all that?

Let's look at your tax picture together: calendly.com/fsa-advisors/30min-consultation

06/18/2026

Markets reached new highs despite rising inflation and energy costs. Explore key trends shaping stocks, interest rates, and investor sentiment.

Markets reached new highs despite rising inflation and energy costs. Explore key trends shaping stocks, interest rates, and investor sentiment.

06/17/2026

For the retirees in the room, you're asking yourself, "When's the right time to retire?"

Better question: "What do I do when I retire?" And we don't just mean fishing at Lake Needwood.

How about where you'll be drawing income from and what your tax strategy looks like?

If you don't have a plan, you need one.

Let's build one together: calendly.com/fsa-advisors/30min-consultation

06/15/2026

At FSA Wealth Partners, we have a saying: “It’s not what you make that matters, it’s what you keep.”

A thoughtful tax strategy is important during your wealth-building years, but it becomes even more important as you approach retirement. Taking time to plan now may help you keep more of what you’ve worked so hard to build.

06/12/2026

Your portfolio at 60 shouldn’t look the same as it did when you were 40.

As you get closer to retirement, it’s important to review your allocations to uncover if your portfolio still fits your needs, timeline, and risk tolerance.

Let’s have a conversation:
calendly.com/fsa-advisors/30min-consultation

06/10/2026

Off the Clock with Kim Donohue

One of Kim's favorite things to do off the clock is to read to her granddaughter.

Kim shares that "her absolute favorite with me is, "Green Eggs and Ham” because she loves the voices “Lolli” uses for Sam and the grumpy man (who we’ve recently learned is named Guy Am I).

As you can see, our dog Queen Bea even likes to get in on the action. This child is a girl after my own heart because of how much she loves books, even taking them to bed with her, but of course, there are plenty of other reasons."

06/08/2026

Stock options can feel like word salad. NSOs, ISOs, AMT, RSUs.

Quick take:

NSOs: Taxed as ordinary income on the spread when you exercise.

ISOs: More favorable tax treatment if you hold two years from grant and one year from exercise. The catch is AMT, which can hit hard if the stock drops after you exercise.
Equity comp can be a powerful piece of your financial picture. It just takes a plan.

That's where FSA comes in.

That's where FSA comes in. Book a 30-minute consultation: calendly.com/fsa-advisors/30min-consultation

06/05/2026

We're lucky to have you as part of our team, Jamie! Happy Work Anniversary!

Here's what Jamie had to say about life at FSA: "The thing I like about working at FSA is really feeling like my voice is heard. I love contributing to the processes and culture."

That mindset is exactly what makes FSA… well, FSA. Thanks for being part of it.

06/03/2026

Market volatility keeping you up at night?

Nah. Boring is better. With a clear plan and your goals in sight, riding out a market dip gets a little easier.

A good financial plan focuses on knowing what you're working toward and having a strategy that holds up when the headlines get noisy.

Let's talk about your plan.

06/01/2026

Your home has appreciated and your net worth looks great on paper. But is that equity actually working for you?

If your property is gaining 2-3% a year and that same capital could earn more elsewhere, the gap has a name: ROE drag.

Three questions to run the numbers on:

- What is your home actually returning above inflation?
- What could that equity earn in income-producing assets?
- Is the equity growing your wealth, or just sitting there?

Equity is not useful until it is working.

Read more:

Jim Joseph of FSA Wealth Partners, a financial services advisory in Rockville, MD, discusses strategies to buy, sell or finance real estate in 2026.