06/19/2026
I can’t even begin to count the number of times a client has said to me, “I should have paid for that tax planning.”
Here’s an example of what happened with a client:
A client skipped planning…
But ended up:
→ Doing a 1031 exchange
→ Buying a short-term rental
→ Running a cost segregation study
→ Taking a large RMD from an inherited IRA
And on that RMD?
A large chunk was withheld for taxes before he ever saw the cash.
The result?
A $70k refund.
Sounds great, right?
It’s not.
Yes, he got the money back.
But it was his money the entire time.
He essentially gave the government $70,000 to hold for 6 months…
Interest-free.
Money that could have been:
→ Invested
→ Used in his business
Next time you think tax planning isn’t worth it…remember this.