James Heavey Wealth Advisors, LLC

03/17/2026

US-Irish trade ties continue to grow- The Irish Post here:

THE TAOISEACH has said Ireland's commitment to the US is 'steadfast', adding that the country's r...

03/09/2026

Starting on January 1st 2026, the SECURE 2.0 Act mandates that all catch-up contributions made by employees who earned more than $145,000 in F**A wages in the prior calendar year into 401(k), 403(b) or governmental 457(b) plans must be designated as Roth contributions.

03/06/2026

The Swiss are blessed by geography but a historical aversion to central control has served them well. Consider the anti-EU European state:

Switzerland is the freest country in the world, according to the Human Freedom Index. Small in territory but giant in institutional autonomy, it has built a

03/04/2026

Even though fiduciary-grade 401(k) financial advisors are bound by a higher standard of care than non-fiduciaries, their investment advice often costs less. A dually registered advisor may assert that they are a fiduciary but at best they are a conflicted fiduciary. EF explains

Our fee study of 860 fiduciary-grade 401(k) financial advisors shows impartial advice reduces the total cost of a retirement plan. Employers should not settle for less.

03/03/2026

"Europe, with high taxes and stifling regulation, it faces an existential choice: reform, allow freedom, and encourage entrepreneurship, or see the sun set on its once mighty economies"

More from fee.org: https://fee.org/articles/the-lure-of-the-european-model/

Should America look up to Europe? For many Americans, it seems like Europe is the paradise continent with high salaries, good education, and free healthcare.

02/26/2026

Investing in Qualified Opportunity Zones (OZ) offer a powerful rolling 10-year tax deferral or reduction benefits. Similar benefits exist in oil and gas exploration using the Intangible Drilling Costs (IDC) tax deduction. The deduction is unique because it can be fully claimed in the same year the costs occur. Most similar tax breaks are spread out over five years.

Curious? Call James Heavey at 207 593 3280 X1.

02/12/2026

Don't miss the last day to contribute to your SIMPLE!

There are two ways that contributions are made to a SIMPLE IRA; employers can match employee contributions AND employers can make contributions on behalf of their employees

SIMPLE IRAs therefore have two contribution deadlines. The deadline to deposit employee deferral contributions in the employee's account no later than within 30 days of the end of the month that the salary was deferred. Employers have until the due date of their business tax return, including extensions, to make their contributions.

02/04/2026

"I want a girl with the right allocations
Who is fast, and thorough, and sharp as a tack.." CAKE (2001)

Asset allocation is the largest component of portfolio performance. Studies have shown that asset allocation accounts for approximately 86% of portfolio returns.

Not sure about your investment allocations? Calll James at 207.593.3289 X1 to schedule a complimentary review.

02/03/2026

Collective investment trusts (CITs) are pooled investment vehicles managed by banks or trust companies, primarily available through employer-sponsored retirement plans like 401(k)s. They offer lower fees and fewer regulatory requirements compared to mutual funds, making them an increasingly popular choice for retirement savings. The Pension Protection Act of 2006 was a boost for CIFs, as it effectively made them the default option in retirement plans.

01/29/2026

AED and CPR training for free…everyone should learn how to save a life.

In case you missed it — CPR/First Aid/AED training has opened to the PUBLIC at Southern Maine Community College and is NO COST to trainees!

Waterfront CPR/AED is perfect for those who work on the water and in marine facilities along the coast of Maine.

This course meets both USCG and HSI standards of training and the certification is good for two years. Unlike other CPR/AED classes, it covers the unique challenges that we can face when a medical emergency happens.

🔹 When:
Wednesday, February 18, 2026 - 9:00 a.m. to 12:30 p.m.
Thursday, February 26, 2026 - 1:00 p.m. to 4:30 p.m.

🔹 Where:
Southern Maine Community College, Midcoast Campus

Email [email protected] or call 207-741-5955 for more information.