Joe Crandall - Valley Wealth Group

01/06/2026

Start 2026 Clutter-Free: Tips on financial paperwork to keep and when to toss

Medical Bills
• Keep only if you’re deducting expenses on your taxes. Otherwise, toss after the claim is paid.

Utility Bills
• Once paid, they can go. Keep up to a year if you’re planning to sell your home.

Major Loans & Insurance Docs
• Keep these, along with important IDs (birth certificate, passport, Social Security card).
• Payoff statements: keep forever.

Annual Tax Returns & Supporting Docs
• Keep the last 3 years. The IRS can audit up to 7 years—see irs.gov for details.

Paystubs
• Keep until you receive your annual W-2.

Property Records
• Keep records of home improvements until you sell the house—they help with capital gains.

Bank Statements
• Keep for 1 year.

Investment Documents
• Keep capital gains reports for 3 years.

08/27/2025

Oh, what a night! A big thank you to all of my clients for being a part of “The Group”

08/04/2025

🌟 MARK YOUR CALENDARS FOR THIS SATURDAY, AUGUST 9TH 🌟
Just a few weeks ago, Day of Play wasn’t even on our radar — but thanks to the Governor’s Reclaiming Childhood Initiative, it's happening!
🗓 Saturday, August 9th
🕛 12 PM – 4 PM
📍 Brookside Par 3 Golf Course
Come out for:
🏌️‍♂️ Golf lessons
⚽ Soccer golf
🎯 Co****le
🌭 Grilled food
🍦 Ice cream & shaved ice
🚒 Fire trucks & police vehicles on display
It’s completely FREE and perfect for families! Let’s celebrate community, movement, and connection together.
Hosted by The Greater Williamson Road Area Business Association.

📣Shout out to Valerie Brown for bringing this to our community!
The Greater Williamson Road Area Business Association (GWRABA) to cohost Commonwealth Day of Play with the Governor’s Office | News/Talk 960-AM & FM-107.3 WFIR

04/10/2025

Thanks to everyone for the love and thoughts. 41 is gonna be a great year!

🎂Please join us in celebrating Joe Crandall today!
We hope your day is filled with good vibes and lots of celebration! Cheers to another year of doing great things—both in and out of the office. 🥳

03/21/2025

This is really cool! 🏀 👩‍🎓 👨‍🎓

Let me know your thoughts or questions!

🏀MARCH MADNESS!🏆
Ever wonder what it would cost for your child to attend a basketball powerhouse? Take a look at these "bracket buster" tuitions!

Opening a 529 College Savings Plan for your child or grandchild could be a "smart play" with the tax benefits it offers. VWG can "assist" you in developing a game-changing strategy for college savings, but the "shot clock" for contributions runs out on Dec. 31 in Virginia.
GO VWG!🎉

02/12/2025

Morehead City, NC, February 4, 2025 - Valley Wealth Group, headquartered in Roanoke, VA, has opened their third location in Morehead City. This expansion marks a significant milestone in the firm's ongoing commitment to providing personalized financial strategies for individuals, families, and busin...

01/24/2025

I am a new member of The Greater Williamson Road Area Business Association!

I have been attending their monthly luncheons and have been so impressed with this group of local business professionals. A big thanks to all the kind folks I have heard from for the warm welcome !

Here’s to a great year here in

01/23/2025

Last night was a great at the . The Salem-Roanoke County Chamber of Commerce does so many events throughout the year, and you can always meet new people at each one.

Last night I met Jamie Brackenrich and Kevin Burcham, who just celebrated the ribbon cutting of Align Neurology’s new location on Brambleton. It is good to know a “Headache Expert”! My good buddy Graham even showed up!

Photo credit: Amanda Livingston,

Valley Wealth Group

01/21/2025

Jordan Sereno and I had a great time representing Valley Wealth Group at the Salem-Roanoke County Chamber of Commerce’s Annual Meeting and Networking Breakfast.

It’s going to be an exciting year here in , and I’m thrilled to partner with Amanda Livingston on different ways to add value to the members.

This chamber definitely means business!! 💯

12/19/2024

🔄 2025 IRS Update Alert!

Your workplace retirement contribution limits are getting a boost. Here's what you need to know:
↗️ Basic limit: $23,500
↗️ Age 50+ catch-up: $7,500
⭐ NEW! Ages 60-63 super catch-up: $11,250

What this means: If you're between 60-63, you could contribute up to $34,750 in 2025!
These increased limits will apply to most workplace retirement accounts, including 401(k)s, 403(b)s, and government TSPs. While IRA limits remain at $7,000 ($8,000 if you're 50+), this extra room in workplace accounts opens up new possibilities for your retirement strategy.

Just keep in mind that employers will need to opt in to offer the super catch-up provision. 💪