WealthCrossing

07/13/2026

An RMD without a tax plan is an expensive default.

When Required Minimum Distributions arrive without prior strategy, you're forced to withdraw whatever amount the IRS calculates. This can push you into a higher tax bracket, create Medicare premium surcharges, or trigger unwanted tax consequences you could have avoided.

At WealthCrossing, we help retirees take control of their withdrawals. By coordinating tax strategy with your overall plan, you draw down wealth on your terms, not the government's.

Let's create a distribution strategy that works for you.

07/08/2026

The years before Required Minimum Distributions begin at 73 may be your most valuable tax-planning window.

If you're retired and taking withdrawals from your IRA, you have control over the amount and timing. Once RMDs kick in, the IRS decides the minimum you must withdraw. Strategic withdrawals now, Roth conversions, charitable giving strategies, and income planning can all create flexibility when distributions eventually become mandatory.

Don't wait until 73 to think about your withdrawal strategy. The planning you do today shapes your tax picture for decades.

07/07/2026

We're proud to announce that Stephanie Stumpf, CPA, PFS, CFP®, CTFA, has been recognized as one of AdvisorHub's 2026 Advisors to Watch!

This recognition honors Stephanie's outstanding leadership, dedication to integrated financial advisory, and commitment to serving clients with distinction. Her knowledge in tax-aware planning, investment management, and wealth transfer strategies reflects the values that guide WealthCrossing every day.

Congratulations, Stephanie, on this well-deserved recognition. We're grateful for your continued contributions to our clients and team.

See the full list here: https://www.advisorhub.com/advisors-to-watch-ria-2026/

No compensation was paid to be included on or promote this award.

07/02/2026

As we enter the second half of 2026, markets continue navigating economic shifts, geopolitical developments, and technological innovation. Join us for a timely discussion on what's ahead.

On July 15 at 11:00 AM ET, WealthCrossing’s Mitchell Crowder, CFP®, and Apollo Lupescu, PhD, from Dimensional Fund Advisors, will explore key market themes, inflation and interest rate outlook, geopolitical impacts, AI opportunities, diversification strategies, and more.

Whether you're evaluating your long-term strategy, preparing for retirement, or seeking clarity in today's market environment, this 45-minute session plus live Q&A will provide valuable insights to help you stay focused on your goals.

Register now to secure your spot: https://wealth-crossing.zoom.us/webinar/register/6617815315820/WN_W1P0c8v-TT2du4n0TZV3rg

As we move through the second half of 2026, investors continue to navigate a market environment shaped by evolving economic conditions, geopolitical developments, technological innovation, and ongoing policy uncertainty. To help provide perspective on today's investment landscape, WealthCrossing inv...

07/01/2026

One of the biggest questions early retirees face: How much can I actually spend in retirement without running out of money?

In this clip from our recent "What You Need to Know About Early Retirement" webinar, we discuss how to align your retirement spending with the lifestyle you want to live. It's all about making intentional choices that reflect your values and priorities, then building a financial plan around that vision.

Watch the full webinar on our website to explore early retirement strategies: https://wealth-crossing.com/webinar/what-you-need-to-know-about-early-retirement/

06/30/2026

Managing equity well requires a different skill set than earning it. RSUs, ISOs, NQSOs, and ESPPs each come with their own tax treatment, timing windows, and planning levers. For executives, getting these decisions right can have a real impact on your tax bill and your long-term wealth.

Our latest blog breaks down how RSU vesting events affect your tax bracket, how ISOs and NQSOs differ in tax treatment, and how to avoid the concentration risk that comes with holding too much employer stock. https://wealth-crossing.com/how-to-manage-stock-compensation/

Learn how to manage stock compensation as an executive, from RSU tax strategy & ISO vs. NQSO timing to ESPP decisions.

06/24/2026

At WealthCrossing, your experience is designed around your needs, not a one-size-fits-all approach.

Through our four-step partnership process, we discover your goals, create a customized plan, implement your strategy, and calibrate as life changes. You'll work with a team that listens carefully, communicates openly, and brings together financial planning, investment management, and tax strategies under one roof.

No hidden agendas. No product sales. Just fiduciary guidance focused on helping you build the financial future you envision.

06/21/2026

To all the fathers who build, provide, and plan for their families, today we celebrate you.

Your commitment to creating a secure future, whether through daily work or long-term financial planning, shapes the lives of those you love. From teaching responsibility to modeling resilience, your influence extends far beyond what you might realize.

Happy Father's Day from everyone at WealthCrossing. We're honored to support the fathers in our community as they navigate their financial journeys.

06/18/2026

Investment management at WealthCrossing is about building a disciplined, research-based portfolio aligned with your financial goals.

We combine market intelligence with what we learn about you to create a customized investment strategy. Then we monitor performance, communicate regularly, and make thoughtful adjustments as your life and markets evolve. Our focus remains on maximizing after-tax returns while managing risk appropriate for your situation.

When emotions are removed from the process, better decisions follow.

06/16/2026

Exercise timing can dramatically affect your tax bill when dealing with stock options or RSUs. Exercising ISOs without selling can trigger AMT. Selling RSUs immediately upon vesting may make sense for some, while holding could benefit others depending on their tax situation and market outlook. Year-end planning around vesting schedules and capital gains can preserve more of your compensation.

Working with advisors who understand both the investment and tax sides of equity comp helps you avoid costly mistakes and capitalize on opportunities.