06/18/2026
Beginning July 4, 2026, Trump Accounts will be available as tax-advantaged investment accounts designed to help eligible children build long-term financial security. Families who have already enrolled through IRS Form 4547 may begin receiving account activation emails ahead of the official launch date.
Key details include:
• Eligible children born between January 1, 2025, and December 31, 2028, may qualify for a one-time $1,000 contribution from the US Treasury.
• Beginning July 4, accounts can accept contributions from parents, family members, employers, and other eligible contributors, subject to annual limits.
• The accounts are intended to encourage long-term saving and investing for future goals.
Families should be aware that the Treasury has warned of potential scams during the rollout. Official activation emails will come only from [email protected].