Steven Marshall & Associates

06/03/2026

06/02/2026

The “Magnificent 7” became so dominant that many portfolios turned into the same trade. That worked incredibly well on the way up.

But market leadership rarely stays this concentrated forever, and some of the biggest opportunities over the next few years may come from areas investors ignored while everyone crowded into mega cap tech. Diversification starts to matter again when concentration feels safest.

A good financial plan should prepare for what’s next, not just what worked last cycle.

https://bit.ly/4v4sxHf

05/29/2026

A lot of investors set up a 529 and never revisit it.

But the rules have changed and continue to evolve. There’s more flexibility now, including the ability to roll unused funds into a Roth IRA.

If you’re using one, make sure it’s part of your broader plan and something you review regularly.

https://bit.ly/4u4uIsY

05/27/2026

The market keeps hitting all-time highs. So let's check in - how does that make you feel?

If your answer is anything other than confident, that’s worth paying attention to.
Because discomfort usually means one thing, you might be taking more risk than you realize.

This isn’t about getting out. It’s about making sure your exposure matches your goals.
If it feels off, it’s probably time to take a closer look.

https://bit.ly/4o2ZlgT

05/21/2026

We’re proud to share that Steve Marshall has earned a spot in the Ameriprise Financial Circle of Success Hall of Fame – the lifetime achievement award at Ameriprise. This award recognizes Ameriprise advisors who have achieved years of consistently high performance in meeting and exceeding the needs of their clients and delivering high-quality service. Fewer than 4% of Ameriprise advisors have earned this distinction. Steve is one of just 29 new Hall of Fame members to achieve this milestone in 2025. Join us in congratulating Steve on this outstanding achievement!

Get financial guidance in Reston, VA from Steven T Marshall & balance pursuing tomorrow's dreams with your goals for today.

05/21/2026

Most executives don’t realize how concentrated they actually are.

Salary, bonus, and RSUs are often all tied to the same company, which means your income and your net worth are exposed to the same risk. It feels fine when things are going well, but it creates a level of dependency that usually isn’t intentional.

This is where a bit more structure helps. Reviewing your exposure, setting a plan around RSU sales as they vest, and gradually diversifying over time can reduce that risk without overreacting. It’s less about making a big move and more about making sure your overall plan isn’t built around a single outcome.

https://bit.ly/4fuIWzy

05/19/2026

Charitable giving has always felt pretty straightforward. You give, you deduct, and move on.

That may not hold up the same way in 2026. New tax rules could reduce how much of those contributions actually count, especially for higher earners who itemize. For many people, that means the same habits around giving may become less efficient over time.

This is where a bit more planning comes in. Timing, structuring gifts, or using tools like donor-advised funds can help make sure your giving still aligns with your broader financial picture.

https://bit.ly/4uoImIi

05/18/2026

Kevin and his wife Sabrina celebrated their son Hunter turning ONE this weekend!
With the perfect theme to match Hunter’s personality, “One Happy Dude".
Happy 1st Birthday, Hunter! 🥳🎂

05/14/2026

Your brain is not built for investing, it’s built to protect you.

Which is exactly why people panic at the wrong time and hesitate at the right one.

The goal isn’t to outsmart the market, it’s to prevent your instincts from sabotaging you.

A big part of our job is helping clients stay grounded when it matters most.

https://bit.ly/4dcjM7r