American Wealth Management

03/21/2025

Retirement doesn’t have to mean that life slows down–unless that’s what you want! It does mean you get to live life on your terms. Have fun with your final act, try new things, and fill every day with things you love. Being financially prepared for this chapter opens doors to living some of the past days of your life–whether that’s sitting on the beach, traveling the world, or anything in between.
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Investment advice offered through American Wealth Management (“AWM”), a SEC- registered investment adviser. Certain personnel of AWM may also be registered representatives of M.S. Howells & Co. (“MSH”), Member FINRA/SIPC, a registered broker-dealer, and therefore, may offer securities through MSH. AWM and MSH are not affiliated entities. M.S Howells does not provide tax or legal advice. Please consult your legal or tax advisor regarding your individual situation.

03/12/2025

Financial advisors can pursue a range of certifications to demonstrate their expertise and commitment to the profession. Here are some of the most common and respected certifications:

Comprehensive Financial Planning:

Certified Financial Planner (CFP®): This is one of the most recognized and respected certifications in the industry. CFP® professionals have demonstrated competency in all areas of financial planning, including investment planning, retirement planning, estate planning, and insurance.

Chartered Financial Consultant (ChFC®): Similar to the CFP®, the ChFC® designation covers a broad range of financial planning topics. It may be a good option for advisors who want a comprehensive understanding of financial planning.

Investment Management:

Chartered Financial Analyst (CFA®): This is a globally recognized designation for investment professionals. The CFA® program is rigorous and focuses on investment analysis and portfolio management.

Certified Investment Management Analyst (CIMA®): This certification focuses on advanced investment management concepts, such as asset allocation, risk management, and performance measurement.

Chartered Market Technician (CMT®): This designation is for professionals who specialize in technical analysis of the stock market. CMT® charter holders have demonstrated expertise in using charts and other technical indicators to identify investment opportunities.

American Wealth Management’s team includes individuals who have secured Certified Financial Planner, Chartered Financial Analyst, and Chartered Market Technician designations.

Meet our financial advisors and discover their designations on our website. Financialhealth.com/team

Laif Meidell Heidi Hillen Foster
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Investment advice offered through American Wealth Management (“AWM”), a SEC- registered investment adviser. Certain personnel of AWM may also be registered representatives of M.S. Howells & Co. (“MSH”), Member FINRA/SIPC, a registered broker-dealer, and therefore, may offer securities through MSH. AWM and MSH are not affiliated entities. M.S Howells does not provide tax or legal advice. Please consult your legal or tax advisor regarding your individual situation.

For more information regarding your financial professional designation(s), click here. https://www.finra.org/investors/professional-designations

FINRA Data provides non-commercial use of data, specifically the ability to save data views and create and manage a Bond Watchlist.

03/06/2025

Diversification is key to long-term investment success, but it requires careful planning and expertise. Our team understands the complexities of the market and will work with you to create a diversified portfolio designed to weather market fluctuations and achieve your financial goals.


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Investment advice offered through American Wealth Management (“AWM”), a SEC- registered investment adviser. Certain personnel of AWM may also be registered representatives of M.S. Howells & Co. (“MSH”), Member FINRA/SIPC, a registered broker-dealer, and therefore, may offer securities through MSH. AWM and MSH are not affiliated entities. M.S Howells does not provide tax or legal advice. Please consult your legal or tax advisor regarding your individual situation.

03/03/2025

A sense of purpose in retirement can lead to reduced stress, improved mental health, and even a longer lifespan. It's an investment in your overall well-being.

A 2019 JAMA Network Open study found that among a group of nearly 7,000 adults over age 50, those who scored highest on a scale that measured "life purpose" were less likely to die during the four-year study period. They were also less likely to die during the same period from heart, circulatory, or blood conditions, compared with those who scored lower.

Let's talk about what you envision your purpose being.


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Investment advice offered through American Wealth Management (“AWM”), a SEC- registered investment adviser. Certain personnel of AWM may also be registered representatives of M.S. Howells & Co. (“MSH”), Member FINRA/SIPC, a registered broker-dealer, and therefore, may offer securities through MSH. AWM and MSH are not affiliated entities. M.S Howells does not provide tax or legal advice. Please consult your legal or tax advisor regarding your individual situation.

02/26/2025

Retirement shouldn't be a gamble. Let us build a personalized retirement plan tailored to your specific goals and risk tolerance. Contact us today for a free consultation.


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Investment advice offered through American Wealth Management (“AWM”), a SEC- registered investment adviser. Certain personnel of AWM may also be registered representatives of M.S. Howells & Co. (“MSH”), Member FINRA/SIPC, a registered broker-dealer, and therefore, may offer securities through MSH. AWM and MSH are not affiliated entities. M.S Howells does not provide tax or legal advice. Please consult your legal or tax advisor regarding your individual situation.

02/18/2025

Everyone knows tariffs are a hot topic surrounded by many questions. Tariffs can have a particularly strong impact on industries that rely heavily on international trade, such as manufacturing and technology. We're closely monitoring these sectors for potential investment opportunities and risks.
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Investment advice offered through American Wealth Management (“AWM”), a SEC- registered investment adviser. Certain personnel of AWM may also be registered representatives of M.S. Howells & Co. (“MSH”), Member FINRA/SIPC, a registered broker-dealer, and therefore, may offer securities through MSH. AWM and MSH are not affiliated entities. M.S Howells does not provide tax or legal advice. Please consult your legal or tax advisor regarding your individual situation.

02/13/2025

As we celebrate Presidents’ Day, we take a moment to reflect on the leadership, vision, and resilience that have shaped our nation. Just as great leaders have guided our country through pivotal moments, we are committed to helping you navigate your financial journey with confidence and clarity.

Our office will be closed on Monday, February 17th and will reopen Tuesday, February 18th.

Wishing you a great long weekend!

02/10/2025

The word “inflation” has the power to heighten anyone’s emotions. It’s because we see its effects in our everyday lives–in grocery aisles, at restaurants, and at the gas pump. The emotion is rooted in a number of things that might be running through your mind, in addition to simply being able to afford your monthly expenses.

Can you relate to any of these?

Uncertainty in financial planning: High or unpredictable inflation makes it difficult to plan for the future. It becomes harder to budget, save, and make long-term financial decisions when you're unsure how much things will cost in the future.

Impact on savings & investments: Inflation can erode the value of your savings if the interest rate you're earning doesn't keep pace with rising prices. It can also affect investment returns, as some investments may not perform well during periods of high inflation.

Economic instability: High and persistent inflation can create economic instability. It can lead to businesses struggling to cope with rising costs, potentially resulting in job losses and slower economic growth.

Psychological impact: Inflation can cause stress and anxiety as people worry about their financial security and the rising cost of living. It can also lead to feelings of frustration and resentment when people feel like their hard-earned money is not going as far as it used to.

We want to help you make decisions that can lead to financial success no matter what the cost of a gallon of milk is. Reach out to our team to schedule a free consultation.

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Investment advice offered through American Wealth Management (“AWM”), a SEC- registered investment adviser. Certain personnel of AWM may also be registered representatives of M.S. Howells & Co. (“MSH”), Member FINRA/SIPC, a registered broker-dealer, and therefore, may offer securities through MSH. AWM and MSH are not affiliated entities. M.S Howells does not provide tax or legal advice. Please consult your legal or tax advisor regarding your individual situation.

10/03/2024

We would like to congratulate American Wealth Management’s Vice President, Heidi Foster, for being recognized as one of the best financial planners in the country by Money magazine!

Heidi is also the only one on the list that is in the state of Nevada! We applaud her for her exceptional eForts!

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This list of the best financial planners is a collaboration between Money and the Financial Planning Association (FPA), a trade association and membership organization that represents more than 17,000 financial planners across the United States. Money partnered with FPA to develop a comprehensive survey of 35 questions, which was emailed to the association’s membership. The final list of 80 planners comprises those who received overall scores that converted to at least 4 out of 5 stars in each of those four areas (qualifications, specialties, Trust, and Customer Service). For additional details regarding methodology, click the link. https://money.com/best-financial-planners/methodology/

09/25/2024

If you've been a long-time client of American Wealth Management, then you probably know our wonderful team member PJ Parker.

PJ is officially retiring on Friday after being with us since 1994. She has been a key to our success and we could not be more grateful for her contributions to our team. We know she has built many strong relationships, interacting with thousands of clients over the years. We wanted to give all those who know her the opportunity to reach out and send well wishes before she moves on to the next chapter.

PJ wrote the following message to share with you:

"My years working at American Wealth Management have been quite the adventure. There has never been a dull moment, but in the most wonderful way! It is so great to have a team of professional, kind, and supportive people to work with daily.

I will hold dear to my heart the experience of working 30 years with so many great clients. I worked hard to always be there to assist you with whatever situation came up and thoroughly enjoyed getting to know every one of you. There were times of laughter, times where I simply offered a listening ear and support, and even times of tears. You all contributed to making my job so remarkably interesting and rewarding. Thank you so much for your patience and kindness over the years.”

We wish her nothing but happiness in her future focused on her family. She will be missed in our office! Please join us in thanking PJ for her incredible contributions and wishing her all the best.

Your American Wealth Management Team

09/09/2024

We would like to congratulate American Wealth Management’s President, Laif Meidell, on receiving the James L. Pfrommer Award presented by the Community Foundation of Northern Nevada!

He was selected by based on his extraordinary volunteerism in his support of the Nevada Area Council - Boy Scouts of America. We commend him for his exemplary work.