Happel Financial, LLC

07/24/2024

We took a little hiatus 😉 hope everyone is enjoying their summer!

LA Freeway/Endless Rat Race Chords by Guy ClarkG We are Packing up all our dishesC Making note of all good wishesG Say goodbye to the Neighbors for meD...

06/21/2024

Feeling disconnected at work? Volunteering can help. Learn how companies can create strong volunteer programs to boost employee well-being: https://bit.ly/3Jwli4p

Volunteering provides benefits to the giver and the company; corporations should support employee efforts. Volunteering provides benefits to the giver and company; corporations should support employee efforts.

06/10/2024

It’s not a shock to anyone that raising kids is expensive, but the unexpected costs might take even the most prepared parent by surprise. Check out the extras you could face and how to prepare: https://bit.ly/4b3Ieo5

Child-related expenses that can blow up your budget may come out of nowhere – learn how to prepare the best you can.

06/04/2024

Student loan debt relief can come with a surprise tax bill. Depending on the forgiveness program and your state, your forgiven loan could be taxable. Find out if you’ll be affected and how to prepare:

Some forms of student loan forgiveness are taxable. If you aren't prepared, the taxes on student loan forgiveness can be significant.

05/24/2024

Inheriting an IRA can be a financial boost, but new tax rules mean you might have a shorter window to access the money. You may want to consult a financial advisor before taking out funds. Here's how the withdrawal window could impact your taxes:

05/20/2024

Happy Monday!

05/15/2024

Buying a house can be stressful, but asking the right questions can help. Check out 12 key questions to ask your real estate agent so you can set yourself up for a smoother home-buying process: https://bit.ly/44cxLUI

Learn the 12 questions to ask when buying a house, from choosing a Realtor to home shopping to closing. Go through the checklist and find your dream home.

05/08/2024

Goodbye to climbing corporate ladders, hello to “hopping” between roles. GenNext is all about flexibility and creating their own career tracks instead of linear path. Find out how this approach is reshaping the future of work and retirement planning: https://bit.ly/3U7f2oA

Younger Millennials and Gen-Z are GenNext. They are tossing career ladders and riding pogo sticks, reshaping work and navigating an uncertain path into retirement.

05/06/2024

Good news for travelers! The Biden administration just finalized rules requiring airlines to automatically issue cash refunds for canceled and significantly delayed flights. Learn more details about these game-changing regulations: https://bit.ly/3xL6mNe

The Transportation Department said airlines will be required to provide automatic cash refunds within a few days for canceled flights and “significant” delays.

05/03/2024

Did you know high fees can eat away a big chunk of your retirement savings? Find out how hidden fees in 401(k) plans can hurt your nest egg and ways you can save for retirement, even with a mediocre plan: https://bit.ly/3JOskSx

Over the course of a career, the high fees and a lower-quality menu of investment options found in some plans can shrink your balance significantly.

04/29/2024

Spring isn’t the only thing blooming! Earnings season kicks off this week, and Commonwealth senior investment research analyst, Rob Swanke, is taking a look at expectations. Don’t miss Rob’s insights: https://bit.ly/3Ubaejh

With Q1 2024 earnings season kicking off, Commonwealth's Rob Swanke discusses analyst expectations.

04/26/2024

Feeling generous? If you or your family members want to give a monetary gift to your children, there are many ways to do it. Keep these tips in mind for the most strategic and financially beneficial approaches: https://bit.ly/3TQ1dL9

The smartest gifting method will depend on factors like the purpose of the money and when you want your child to have access to it.