MRC Financial Services

05/19/2026

Today in our final class of the three-week module, we spent a lot of time discussing retirement income planning — including strategies around when to begin taking Social Security income.

Did you know you may be able to file for Social Security at your Full Retirement Age and delay taking benefits until age 70? By delaying benefits beyond Full Retirement Age, your monthly benefit can increase by approximately 8% per year — potentially resulting in up to a 32% higher monthly benefit.

For many individuals and couples, understanding when and how to take Social Security can have a significant impact on long-term retirement income, survivor benefits, taxation, and overall financial security.

Do you know anyone who is getting close to retirement or already retired? As a Retirement Income Certified Professional (RICP®), I help individuals and families evaluate their overall retirement picture and develop a structured retirement income planning strategy.

This includes reviewing retirement accounts, pensions, Social Security timing, insurance coverage, tax considerations, and overall income sustainability to help create greater clarity and confidence throughout retirement.

Learn more or schedule a conversation at MRC Financial Services

05/05/2026

Tonight we kicked off the first session of our new 3-week Financial Literacy module.

This time, I took a different approach based on feedback from prior classes and began with simulated real-life scenarios and case studies instead of just theory. Together, we walked through how different areas of financial planning intersect — and how true financial security isn’t built from one decision alone, but from having the different pieces working together.

We discussed topics like:
• protecting income and family through proper insurance planning
• why estate planning matters even for younger families
• how retirement, taxes, debt, and protection strategies all impact one another
• and how gaps in one area can create unintended risks in another

One of the biggest takeaways from tonight was understanding that financial planning is rarely about isolated products or accounts — it’s about creating coordination, clarity, and structure around your overall financial life.

If you’re interested in learning how to create a more coordinated financial plan — or simply want a second set of eyes to review what you’ve already put in place — I’d love to invite you to schedule a complimentary 60-minute consultation with me.

We can walk through areas such as retirement planning, insurance protection, estate considerations, tax planning strategies, and how the different pieces of your financial life work together to support your long-term goals and financial security.

DM me to schedule your free consultation.

05/01/2026

Only 4 spots left.

Tomorrow is the final day to take advantage of the special financial planning rate in honor of Financial Literacy Month and my daughter’s birthday month.

For a limited time, I’m offering my comprehensive financial planning process for $499 instead of my standard $1,250 fee.

This is not a quick one-time conversation. Over multiple meetings, we’ll work through a structured planning process designed to help bring clarity, organization, and confidence to your financial life — including areas such as retirement planning, insurance planning, estate planning, tax planning, and overall financial strategy.

I originally opened 12 spots, and with only 4 remaining, I’d truly love for you to be one of the families or individuals I get the opportunity to help through this process.

If you’ve been putting off creating a real financial roadmap for yourself, your family, or your business, this is a great opportunity to get started.

Offer ends tomorrow.

DM me “Maansi 12” if you’d like to secure one of the remaining spots.

04/25/2026

In honor of Financial Literacy Month and my daughter turning 12, I’m opening up 12 spots to build your financial roadmap with me for $499 (normally $1,250).

Most comprehensive financial plans typically range from $1,500 to $3,000+—making this a rare opportunity to get a full plan at a fraction of the cost.

This is a structured, multi-meeting process—not a quick call.
We’ll cover retirement, insurance, estate, and tax strategy—making sure everything works together.

Next steps:

1. DM me MAANSI12 to claim a spot
2. I’ll send you a quick link to secure it
3. You’ll receive a short intake + scheduling link
4. We begin the planning process together

Special offer expires Friday, May 1st or once all 12 spots are filled.

To learn more about my fee-based planning approach, visit:
mrcfinancialsvcs.com/fee-based-financial-planning/

Let’s build something real.

04/24/2026

Did you know April is Financial Literacy Month?

But here’s the part nobody talks about…

Most people don’t have a money problem—
they have a decision problem.

Not because they’re careless…
but because no one ever showed them how all the pieces fit together.

So what happens?

You open a retirement account…
maybe get some insurance…
hear something about investing…
file your taxes every year…

…but it all lives in separate buckets.

No real coordination.
No clear direction.
No strategy tying it all together.

And over time, that creates something most people don’t even realize…

uncertainty.

Am I saving enough?
Do I have the right coverage?
Am I making smart decisions—or just guessing?

That’s what financial literacy is really about.

It’s not just learning terms or memorizing concepts—
it’s about gaining the ability to make confident, informed decisions
because you actually understand how your financial life works.

Because when you have that…
everything changes.

You stop second-guessing.
You start being intentional.
And you begin building with purpose instead of just hoping things work out.

04/21/2026

04/21/2026

Tonight we wrapped up the final week of our 3 week financial literacy curriculum.

We started by exploring different ways to begin building wealth for kids early—covering options like 529 Plan, UTMA Account, life insurance strategies, and even how a Roth IRA can be used for kids with earned income.

From there, we broke down one of the most important frameworks in financial planning:

Accumulation vs. Distribution
→ Accumulation phase = building and growing wealth
→ Distribution phase = turning that wealth into income and sustainability in retirement

We closed with a refresher on the core components of estate planning:
• Living Trust
• Will
• Power of Attorney (Medical)
• Power of Attorney (Property/Financial)

Grateful for everyone who showed up and leaned in throughout this program. One thing that continues to stand out every time I teach—people are hungry for this information, but most have never been taught it in a structured, practical way.

That’s exactly what led me to build a Financial Wellness Program for employers—bringing this same level of clarity and real-world application into the workplace through a 1–2 day interactive workshop. Financial wellness programs are designed to help individuals build skills, confidence, and long-term financial stability through education and guidance. 

If you’re part of an organization (or know someone who is) that would benefit from this, I’d love to connect and customize something meaningful for your team.

👉 Learn more here: Financial Wellness & Education Program


Let’s build something that creates clarity, protection, and legacy—for your people.

04/16/2026

Grateful to have these new opportunities.

04/14/2026

Tonight’s financial literacy class was all about building protection with purpose.

We broke down the different types of life insurance—what they are, how they work, and more importantly, how to use them strategically… not just as a product, but as part of a bigger financial plan.

We discussed how life insurance can play a role in:
• Creating tax-efficient retirement income
• Supporting estate and legacy planning
• Providing protection for families and business owners

We also shifted into an important conversation around protecting your retirement years—specifically long-term care planning.

We covered the pros and cons of:
• Self-insuring (using your own assets)
• Transferring risk through insurance solutions

Because the reality is… it’s not if care is needed, it’s how it will be funded.

A strong financial plan isn’t just about growing wealth—
it’s about protecting it, preserving it, and using it intentionally.

If you want to understand how these strategies apply to your situation,
schedule a consultation below 👇
https://mrcfinancialsvcs.com/book-an-appointment/