PurposePath Capital

05/28/2026

Would You Rather: Retirement Edition

✈️Fill your calendar with trips and adventures
🏡 Or enjoy staying home with more flexibility?

Whatever you want your retirement days to look like, a thoughtful plan helps make it possible. We’re here to help create a strategy that supports the lifestyle you want to enjoy.

05/26/2026

⏳ We spend years preparing for retirement — but the first year after matters just as much.

That first year often sets the tone. Some retirees overspend in the excitement of new freedom, while others underspend out of fear. Finding the right balance takes time.

A flexible spending plan (not a rigid budget) can help retirees stay aligned with priorities while adjusting to real‑life spending habits.

👉 Learn more about why the first year of retirement is so important here:

The 'first year of retirement' rule says the 12 months after you leave work set the tone for your entire later life — so it's vital to approach them mindfully.

05/23/2026

Retirement Q&A 💬
At what age are most retirees required to start taking Required Minimum Distributions (RMDs) from traditional retirement accounts?

Swipe for the answer! 👉

05/20/2026

May 20th is National "Be a Millionaire Day." 🗓️

One of the most common retirement myths? Thinking you need $1 million to retire

The truth? A successful retirement isn’t about hitting a magic number. It’s about having a plan built around YOUR lifestyle, goals, and timing.

And having a trusted financial advisor to support that plan? That’s the real wealth. 👏

05/18/2026

📘 Retirement Word of the Day: Income Gap

Definition: The shortfall between what you expect to spend in retirement and the income you can count on from guaranteed sources, such as Social Security or a pension.

Why It Matters: Knowing your income gap early helps you plan with intention and avoid unexpected shortfalls later.

05/16/2026

⚠️ "Playing it safe" in retirement can be riskier than you think... ⚠️

Some financial habits feel safe simply because they’re familiar. But in retirement, comfort alone isn’t protection.

Inflation, longer lifespans, and rising costs don’t slow down just because money feels secure. Over time, sticking with overly cautious or outdated approaches can quietly reduce purchasing power and limit income — creating risk instead of reducing it.

The real question: is your retirement strategy built for today’s reality… or yesterday’s habits?

05/13/2026

💡Did you know?
Vanguard research shows 6% of workers are tapping into their 401(k)s early — not for extras or early retirement, but to manage everyday financial pressure.

When retirement savings are used for short‑term needs, they lose valuable time to grow. Over time, that trade‑off can quietly affect future security.

That’s why having a financial buffer, flexible income options, and a clear strategy matters.

Source: https://workplace.vanguard.com/insights-and-research/perspective/how-america-uses-hardship-withdrawals.html

05/11/2026

Could one more year of work strengthen your retirement? ⏳

For many nearing retirement, staying in the workforce just a bit longer can boost income, increase Social Security benefits, and give investments more time to grow — all while reducing the number of years savings need to cover.

Learn more about why working one more year could matter here 👇

Working longer could bring you more financial stability, but it’s not the only consideration.

05/08/2026

Celebrating the incredible women who do so much for those around them!
We loved spending time together at our ladies’ brunch filled with flowers, laughter, meaningful conversations, and a little time to relax and be celebrated.
Thank you to everyone who joined us and helped make the day so special. Happy Mother’s Day weekend to all of the amazing moms and women in our community!

05/08/2026

🚨 Social Security Reality Check 🚨

One of the biggest misconceptions in retirement planning is assuming Social Security will handle it all.

Swipe to clear up some common misconceptions about Social Security 👉

05/06/2026

🩺 Treat retirement like preventative care, not an emergency.

We schedule regular checkups to avoid health scares, so why not take the same approach with retirement?

Addressing your plan early gives you more flexibility, clearer choices, and time to adjust — instead of scrambling when it feels urgent.

When was the last time you gave your retirement plan a “checkup”?