Birch Hill Wealth Advisors

06/23/2026

Your income is one of your most valuable assets. An illness or injury can stop a paycheck long before retirement, and employer coverage may not fully replace what you earn. Disability income insurance can help protect your lifestyle if work becomes impossible. Let’s talk about how to help protect what you work so hard for.

06/23/2026

8th Grade Graduation ✅ Next up… High School!

06/21/2026

Happy Father’s Day to the dads, grandfathers, and father figures who lead with care, strength, and support. Wishing you a day of appreciation and time well spent with those who matter most.

06/18/2026

Wishing You a Fantastic US Open Golf Week ⛳

As we get into the excitement of the US Open, it’s a great reminder of how strategy, patience, and precision make all the difference—both on the course and in achieving long-term financial goals.

Golf is a game where every stroke counts, much like every thoughtful decision shapes your financial journey.
Thank you for allowing me to be part of your journey. I look forward to helping you stay on course and reach every milestone ahead.

Wishing you a wonderful week—on or off the course!

06/17/2026

What are you doing today to prepare for your goals for tomorrow? Let’s talk about what’s most important to you and how we can partner to prepare for your future goals.

06/17/2026

🚨 Student Loan Update: July 1 Changes Are Just 2 Weeks Away 🚨
We are now just two weeks from the major student loan changes taking effect on July 1, 2026 — and borrowers should be paying attention.
A brand-new income-driven repayment option, the Repayment Assistance Plan (RAP), is set to roll out, while the current SAVE plan is being phased out. [forbes.com]
Here’s what that means:
✅ New borrowers will have only two repayment options: a standard plan or RAP
✅ Current borrowers may need to transition plans in the near future
✅ SAVE borrowers are expected to receive notice and a limited window (about 90 days) to choose a new plan [forbes.com]
💡 What about PAYE?
The Pay As You Earn (PAYE) plan is still available for now to eligible borrowers and may offer:
• Payments capped at a percentage of your income
• Potential loan forgiveness after a set repayment period
• Lower monthly payments compared to standard plans for qualifying borrowers
However, PAYE is also being phased out over time and is expected to eventually be eliminated in the coming years, making it important to evaluate whether staying in—or switching out—is the right move. [forbes.com]
RAP offers some benefits — like interest subsidies and preventing balances from growing — but it may also come with longer repayment timelines and higher payments for some borrowers. [forbes.com]
👉 Bottom line: This is not a one-size-fits-all decision. What works best will depend on your income, loan balance, and long-term goals.
📞 If you’d like to schedule an appointment to review whether PAYE, RAP, or a Standard Repayment plan is best for you, please call our office at 845-495-3848.
📘 Read more here:
https://bit.ly/4uGz9uc

Forbes is a global media company, focusing on business, investing, technology, entrepreneurship, leadership, and lifestyle.

06/16/2026

Long-term care doesn’t just affect finances, it affects families. Without a plan, loved ones often face difficult decisions under stress. Preparing ahead of time can ease the emotional and financial burden for everyone involved. Reach out to discuss how planning today can help protect tomorrow.

06/15/2026

The markets rallied today and experienced solid gains. provides their thoughts on today’s market upturn in After the Close.

06/14/2026

Happy National Bourbon Day!

Today is the perfect excuse to slow down, savor the moment, and appreciate the finer things in life—much like the journey of building strong, long-term financial success. Just as a well-crafted bourbon is aged to perfection, thoughtful planning and patience are key to achieving your goals.

I truly appreciate the trust you place in me, and I look forward to continuing to guide you every step of the way. Wishing you a wonderful day—perhaps with a well-deserved toast!

06/11/2026

Needing long-term care isn’t rare, it’s likely. Life can change in ways we don’t always anticipate, and having a plan can bring clarity and confidence when it matters most. Planning ahead can help protect your finances and give you more control over how care happens. Message me if you’d like to start the conversation.