AIS Tax & Financial, LLC.

04/11/2026

Thank you Mike Lloyd for promoting us on Clearwater Beach this weekend. We appreciate it!!

04/10/2026

Yes...an elderly person that needs daily assistance can hire a family member to care for them....and the government pays for it. Check it out because you could be getting paid for something you are doing anyways.

With a rapidly aging population, there are now 40 million caregivers working around the country as in-home care service providers. Given the emotion surrounding the decision, how can family members decide on care for their loved ones as they age? In-home care can provide basic daily tasks to help en...

04/07/2026

A common scam that we see occasionally that deals with crypto currencies. The scammer lures you to a fake crypto trading platform. Makes it look like your are making a ton of money trading. Then when you try and withdraw your money they want fees. Some very intelligent people fall for this scam, and lose a lot! In this new environment where almost everything can be faked, you really need to find people you can trust. At AIS....we ARE those people!

https://www.aura.com/learn/the-pig-butchering-scam #:~:text=10.-,You're%20told%20you%20need%20to%20pay%20a%20hefty%20tax,server%20downtime%20and%20technical%20issues.

Pig butchering scams cost victims tens of billions each year. Learn the warning signs of this long-term con to stay safe online.

04/05/2026

This is why we use S Corporation for businesses. You have to be at least an LLC to be able to be favorably taxed as an S Corporation. Taxes on small businesses can be a heavy wet blanket on their financial future. We do offer $99 business consults after the tax season. https://www.facebook.com/share/r/1DD7dLRRZF/

04/03/2026

03/27/2026

Another new client came in for her taxes. She had been paying over $525 in Punta Gorda. We did the return, and explained her situation so she could understand it better. Our fee was almost $200 less to her. We know it is late March, but we are still very reasonable. Jen Ralston, AFSP is still taking in new clients. Call her if you need to file or need an extension.

03/24/2026

Jen Ralston, AFSP is still taking in new clients this year. Our average range for most of our clients is $185-$350. Give her a call if you need to file or need an extension.

03/05/2026

We know that probably 10s of thousands of SW Florida residents will miss out on this very valuable deduction. You can claim your deductible, adjuster, lawyers, and losses that were not covered from Hurricane IAN. We have already had several new clients this season that had no idea of this loss claim. Most tax refunds have been around $2k-$25K for our clients. We have probably gotten well over a million dollars in refunds in 2025 for them. We really don't want to do these amended tax returns right now in the midst of our VERY VERY busy tax season, but we hate to see people miss out on this. Especially since the goverment dragged their feet from allowing that terrible storm to be a qualified tax loss. Some places in town were charging over $800 for this service when we were $250-$350. We are now $350+ for this, however if it isn't worth you doing it we will let you know. We don't want people spending money when they don't need to. Remember....we really don't want to do these....but we will for our fellow SW Florida Floridians. Deadline is April 18th!

03/03/2026

We think the HSA may be the most powerful vehicle in your lifetime retirement savings strategy. If you have qualified health insurance you can put money into one, save it tax-free, and use it tax free in the future. Fidelity has a good easy HSA account set up. If you can open one...do it! We actually don't know why congress just doesn't allow anyone to have an HSA account because it would help soften the annual fleecing we all get from the cost of medical insurance.

https://www.facebook.com/share/v/1Ddx9mTXaQ/

03/01/2026

We have situations where a client may owe back 10K to Obamacare because their income was higher than they were anticipating. We always advise clients with Obamacare to be prepared to put money in an IRA or an HSA. Some cases the client can simply put 7K into their IRA and save the full 10K IOU to the government. There are NOT a lot of tax pros that have 30 years of tax experience, but this is what we do. We look out for our clients and try to get them their best tax situation. Sometimes it takes a lot of maneuvering, but we let you know if it is worth it. We don't want you spending and complicating your situation if the gains are not worth it. 2000 clients and counting. Must be a reason why.

12/16/2025

The end of the year is near!

Well at least we didn't get a nasty storm come through. A much needed break for our area. I hope everyone has had a good year, and we look forward to seeing our clients this tax season.

Some moves to consider before the year is up.

Maximize your retirement contributions or put money into your IRAs.

Max out your HSA account. The HSA may be the BEST retirement savings tool there is...even better than a ROTH IRA. If you can set one up do so. Fidelity has a great spot for HSAs. Just go online and set one up if you have a qualified health insurance high deductible plan.

Speaking of health insurance. Without ACA subsidies some may be looking for help. Michelle from United Healthcare can give you a quick quote. Easy to do.

Michelle M Adams
[email protected]
We get nothing to refer her. It is just to help people looking for health insurance

Consider rolling over some of your IRA money to a Roth if you are in the 12% tax level, and it doesn't cause your Social Security to get taxed much. So many future benefits Roth IRAs offer. If you are in a higher tax level, it may not benefit you as much.

Businesses can look to buy equipment, and make necessary expenditures this year

This is the last year we can take an energy tax credit for you. New AC, windows, doors, etc

We will need banking information so please have it available when we do your tax returns.

Check your W4s at work. Withholdings are all over the place. You may have to make an adjustment to it if they are not taking out enough for your taxes. You can always have them take out more if you need to.

My assistant Jen will be helping me with my overflow again this year. She is terrific and clients love her. I review the work, and you still have full access to myself during the year.

Our tax season will be condensed back to normal. The last 4 years we got extra time to get tax returns done. We were able to take in many new clients. This year we won't have as much time, but for now....we are still taking in new clients.

You can book online on our website or just drop off your taxes anytime M-F 10-4.

Remember we moved. Our new location is next door to the Wawa's Convenient store by Midway and 41. Just be very careful pulling in and out of our parking lot. There are a LOT of pedestrians walking and biking on the sidewalk.

Dawn and Jen are getting good auto and home rates for insurance. If you want a quote before the busy tax season starts give them a call. 941-235-2474. They would appreciate your business.

We only have about a month left for us to do the IAN Casualty Loss. We are only charging $250 for it (if we did the original tax return). Other places are charging $800 for it. Many people are getting thousands back for it. We will let you know if it is worth it to you. Just call. I don't want you spending money if it isn't worth it to you!

If you would like to have a year-end check up to see where you may be at, you can set up a nominal $49 tax consultation. We have had several new people save thousands with some tax moves. It was well worth the $49 meeting.

We wish everyone a Merry Christmas and a Happy New Year!

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