SCC insurance group

10/26/2026

Full-time federal employees earn 4 hours of sick leave per pay period. That's 13 days a year.

Now think about a surgery, a back injury or a long illness. Recovery can take weeks or months.

How many days would you have left? And what happens to your income after that?

Know your number before you need it. Book a free 30-minute review. Link in bio.



SCC Insurance Group · Lic. · Not affiliated with OPM or USPS.

10/26/2026

Are Disability Insurance Benefits Taxable? Employer vs. Employee-Paid Coverage

Employer-sponsored disability insurance may provide valuable protection, but taxes can change the amount available to spend. Learn how employer, pre-tax and after-tax premium payments differ....

Compare employer-paid, pre-tax and after-tax disability coverage. See how premium funding can affect taxes and the income available during a covered claim.

10/26/2026

Does the Federal Government Offer Short-Term Disability Insurance?

Federal sick leave, FERS disability retirement and optional disability insurance solve different problems. Here is how to review your protection for a temporary inability to work....

Learn how federal sick leave, FERS disability retirement and optional disability insurance differ, and what to review before an illness interrupts your income.

10/26/2026

Does USPS Offer Short-Term Disability Insurance?

USPS sick leave and disability retirement are different from a separate short-term disability policy. Learn what postal employees should check before relying on income protection....

Understand USPS sick leave, disability retirement and supplemental short-term disability insurance, including waiting periods and how premiums affect taxes.

10/23/2026

If a hand injury ended your surgical career but you could still teach or consult, would your disability policy pay?

It depends on one definition.

Own-occupation: you're considered disabled if you can't do the duties of your own specialty.

Any-occupation: you're considered disabled only if you can't do any job you're reasonably suited for.

Pull out your policy and look for those words. Not sure what you have? Schedule a 30-minute review. Link in bio.



SCC Insurance Group · Pompano Beach, FL · Lic.

10/21/2026

Most business owners have general liability. It covers claims against the business, like a customer injury or property damage.

It doesn't cover your income if you can't work, rent and payroll while you recover, buying out a partner's family, losing a key person, or benefits to keep your team.

Those are the gaps I help South Florida business owners close. Schedule a 30-minute consultation. Link in bio.



SCC Insurance Group · Pompano Beach, FL · Lic.

10/19/2026

Do I know any licensed Life & Health insurance agents in Maine, New Hampshire, or Vermont—or someone who might be a good fit?

We’re looking for an agent interested in a specialized short-term disability market, with leads provided at no charge, advance commissions available, lifetime residuals, book ownership, and mentorship.

Message me for details, or share this with someone who may be interested!

Send a message to learn more

10/19/2026

Open Season starts November 9. It's your chance to change health, dental, vision and FSA choices.

But there's one gap it doesn't touch: what happens to your paycheck if you can't work for a few months.

Sick leave runs out. Bills don't.

Before Open Season, take 30 minutes to see where you stand. Free review for federal and USPS employees. Link in bio.



SCC Insurance Group · Lic. · Not affiliated with OPM or USPS.

09/11/2026

You and your business partner get along great... until you don't. 🤝

If your business has 2+ owners, ask yourself: what happens if one of you dies, becomes disabled, or wants out?

Without a FUNDED buy-sell agreement, that moment can turn into:
🔹 A partner's spouse suddenly owning part of your business
🔹 Surviving partners forced into debt to buy someone out
🔹 A legal fight over what the business is even worth

A funded agreement = pre-agreed valuation + insurance backing the buyout, so the money is there when it's needed.

We coordinate with your attorney & CPA to make sure yours is actually funded.

📞 Call/text (754) 283-0023 or link in bio for a free Buy-Sell Review.

09/10/2026

Losing good people to bigger benefits packages? 👀

Turnover usually costs more than the benefits would have.

The good news — a competitive package doesn't require a corporate budget:
🔹 Health, dental & vision options
🔹 Group life & disability coverage
🔹 Plans that fit your budget now, add coverage as you grow

If hiring or keeping good people has been on your mind lately, let's talk.

📞 Call/text (754) 283-0023 or link in bio for a free Group Benefits Review.