Peak Wealth Management

06/02/2026

One of the biggest investing mistakes is becoming emotionally attached to a stock. Years of success can create loyalty that clouds judgment. When a portfolio becomes heavily concentrated, a single decline can change retirement entirely. Fear of paying capital gains taxes often prevents people from diversifying when they should. But avoiding taxes should never become more important than protecting financial security. A disciplined strategy can preserve wealth without exposing everything to one company.
Check out the full video, The Investing Mistake That Could Cost You, on my channel now!

06/02/2026

The excitement surrounding AI reminds many investors of the dot-com era. The difference today is that many of these companies are already highly profitable. That gives the current market environment a stronger foundation than the speculative run-ups of the past. However, massive spending on AI development creates new risks as companies redirect cash away from stock buybacks and toward future growth. Investors see enormous opportunity, but expectations remain extremely high. Markets tend to become volatile when excitement reaches these levels.
Check out the full video, The Investing Mistake That Could Cost You, on my channel now!

06/01/2026

Concentration risk becomes dangerous when too much wealth is tied to a single company. This is especially common among employees of large tech companies or investors who rode one stock higher for years. The problem is that success can create emotional attachment. Large unrealized gains make selling feel painful because of taxes. But staying overly concentrated can put retirement plans at risk. Diversification may not feel exciting, but it protects against the unexpected.
Check out the full video, The Investing Mistake That Could Cost You, on my channel now!

05/29/2026

Energy has been one of the strongest-performing themes in the market recently. Rising oil and gas prices created major gains for companies in the sector. But strong performance also creates risk. Markets can move quickly once expectations become extreme. Trimming profits after a significant run-up can help reduce exposure before conditions change. Discipline matters just as much on the way up as it does during downturns.
Check out the full video, US Economy Update | Gas Prices Rising, Fed Holding Rates, on my channel now!

05/28/2026

📈 Stocks at record highs. ⛽ Gas prices coming down. 🇺🇸

Nick Hopwood, CFP® of Peak Wealth joined Steve Gruber on Daybreak to discuss Memorial Day, the economy, the markets, investing, and what today’s financial trends could mean moving forward.

Catch the conversation and stay informed on what’s happening in today’s market environment.

Economy, Markets, and Money Talk. -- Nick Hopwood, CFP® of Peak Wea...

05/28/2026

The current bull market has already doubled from its lows, even while facing wars, inflation, and higher interest rates. That resilience surprises many investors who expected markets to struggle much more. Historically, bull markets can continue longer and climb higher than people expect. While volatility always exists, long-term market strength has remained remarkably consistent. Investors who stayed disciplined through uncertainty were rewarded. That’s often how bull markets work—they climb while doubt remains high.
Check out the full video, US Economy Update | Gas Prices Rising, Fed Holding Rates, on my channel now!

05/27/2026

The phrase “Sell in May and go away” has been around for decades, but recent market history tells a different story. Over the last several years, summer market performance has remained surprisingly strong. May, June, and July have consistently produced positive returns despite concerns about slower seasonal activity. Investors relying only on old market sayings may miss important opportunities. Historical patterns matter, but markets evolve. Blindly following outdated rules can lead to costly mistakes.
Check out the full video, US Economy Update | Gas Prices Rising, Fed Holding Rates, on my channel now!

05/27/2026

🎙️ What comes after retirement success?

Nick Hopwood, CFP® and Jim Pilat, CFP® of Peak Wealth joined WJR’s No Lazy Money Show with Ryan Ermanni to discuss the powerful message behind Halftime by Bob Buford.

💡 From success to significance
🙌 Finding purpose after retirement
❤️ Serving, mentoring, and giving back

The first 5 people to email Nick receive a FREE copy of the book!

Finding purpose after retirement. -- Nick Hopwood, CFP® of Peak Wea...

05/27/2026

Strong market performance alone is not enough to justify lower interest rates. Inflation remains well above the Federal Reserve’s target, and rising energy prices make that challenge even greater. Even with strong historical returns during this Fed tenure, the reality is that inflation still requires attention. When oil and gas prices stay elevated, the path back to 2% inflation becomes harder. That’s why policymakers remain cautious. Cutting rates too soon could create even more problems later.
Check out the full video, US Economy Update | Gas Prices Rising, Fed Holding Rates, on my channel now!

05/26/2026

Interest rate decisions become much harder when inflation refuses to cool down. Rising gas prices only add more pressure to the situation. While some policymakers may want lower rates, persistent inflation makes that difficult to justify. Expectations for rate cuts can shift rapidly when energy costs spike. That leaves the Federal Reserve in a difficult position—trying to balance economic growth while preventing inflation from accelerating further. Markets may want relief, but inflation still has to be controlled first.
Check out the full video, US Economy Update | Gas Prices Rising, Fed Holding Rates, on my channel now!