Carr Wealth Management, LLC

10/20/2025

https://www.carrwealth.com/blogs/beneficiary-iras-what-to-know

Beneficiary IRA rules.

12/05/2024

https://www.carrwealth.com/blog-3-1/tax-code-changes-are-coming-we-just-dont-know-what-they-are

We can expect significant tax law changes in 2025 due to the reversion of the Tax Reform Act of 2018 and the new President-Elects planned tax reductions.

08/24/2024

Most people would think the potential earnings from the technology or financial sector would be greater, for example, than the Utility or Consumer Staple sector – and they’re probably right. However, the market has already priced that in.

There is overwhelming evidence to suggest that the investment performance of equities is determined by the allocation to small or large companies and value or growth companies, not by sectors.

08/16/2024

The IRS has finally clarified rules for inherited IRAs almost five years after Congress changed rules with the 2020 Secure Act. See below for the new rule for non-spouse beneficiaries.

08/08/2024

Since equities began trading on the Amsterdam Stock Exchange in 1602, the quest to find a positive link between stock values and some seemingly related data has existed. Unfortunately, there is no evidence to support such a link.

Long-term investment performance is not dependent upon who the President is at the time; it is based on the economy that exists in the future and the entrepreneurial drive of company creators to make profits regardless of existing economic indicators.

07/05/2024

Suppose you had an opportunity to have your investment portfolio reviewed by an independent fiduciary, a CPA for 37 years, a CFP® for 26 years, and investment management experience for 25 years. We can provide those benefits at Carr Wealth.

06/11/2024

Bay Area home values have increased over 280% since 2000. Today, the largest component of most homeowner's net worth is the value of their homes, but unless the home is sold, no significant cash flow is received to fund retirement expenses.

Because of the historically low interest rates experienced during the pandemic and the escalating rents in most areas, the choice of converting your residence to a rental or selling your residence becomes a crucial part of your financial plan.

05/21/2024

The 2024 Employee Benefit Research Institute (EBRI) Retirement Confidence Survey was recently released, and it provides an illuminating look at the current state of retirement preparations and mindsets across the country. While the...

05/08/2024

As guaranteed employer pensions are slowly disappearing, and the public is now responsible for their investment performance, planning to optimize social security decisions becomes imperative to any financial plan. Here are some FAQ's.

Social security benefits represent a permanent income payment for life, backed by the U.S. government, and receive inflation adjustments (COLAs). Another feature is the added life insurance protection a surviving spouse can receive.

04/26/2024

Although higher interest rates can have negative implications on the overall economy, the group that probably benefits the most from higher rates is employees and individuals with diversified portfolios in their retirement accounts.

Pleasanton Certified Financial Planner and CPA describes the benefit of higher interest rates which retirees can take advantage of.

04/08/2024

Tax rates are scheduled to rise in 2026, and the 2017 Tax Reform Act is the culprit. Most individual tax provisions in the act were temporary. They expire after 2025. Unless extended or modified by Congress, the provisions will revert...

03/22/2024

Short-term interest rates have traditionally been lower than longer-term because the risk is higher with longer-term maturities. Today' rates provide a great opportunity to utilize higher yields on both Short-Term and Long-Term investments.

Short-term interest rates have traditionally been lower than longer-term because the risk is higher with longer-term maturities. Today's rates provide a great opportunity to utilize higher yields on both Short-Term and Long-Term investments.