JJ Stone - Financial Advisor at Mutual of Omaha

21/10/2026

Supporting aging loved ones is deeply meaningful, but it shouldn’t come at the expense of your own financial stability. This article explains how caregivers can manage finances with more clarity and confidence.

Learn how family caregivers can manage finances while supporting aging loved ones. Discover budgeting, legal planning, and assistance programs to ease the burden.

20/10/2026

You’ve carefully crafted your life plan, outlining each move and financial goal. Yet, life takes a sudden, unexpected turn. Learn how you can manage financial emergencies with these useful financial planning tips.

Learn smart financial planning tips to weather life’s surprises. Build resilience with budgeting, insurance, diversification and guidance.

15/10/2026

What's the highest return you can get?

That may not be the most important financial question.

Episode 93 of Make It Personal explores how CFOs think differently about money by focusing on one key question: "What job does every dollar need to do?"

This conversation highlights why assigning purpose to every dollar may be one of the most powerful planning strategies available.

🎧 Watch here: https://mutualofomaha.co/4z9L2Mt

14/10/2026

Artificial intelligence is becoming more common in financial planning, from budgeting tools to investment insights, but it is important to understand both its strengths and limitations.

This article explores how AI is changing the way people approach personal finance and why human judgment still plays a critical role in making informed decisions.

I view AI as a helpful tool for education and organization but not a replacement for personalized planning. Every financial situation is unique and long-term strategies require context, experience, and a clear understanding of your goals.

If you are exploring new tools or unsure how to incorporate them into your financial life, I am here to help you make sense of it all.

Chatbots can help with a variety of tasks, but there are limits and risks

13/10/2026

One of the most common financial questions is whether to focus on paying off debt or building savings.

The reality is, it is not always an either or decision. Finding the right balance depends on factors like interest rates, emergency savings, and overall financial priorities.

This article breaks down how to approach both and when each should take priority.

Discover key factors to consider when choosing between paying off debt and saving for the future. Plus, find professional advice on managing debt while still saving.

08/10/2026

Many retirees ask the same question:
"If my RMD is higher than what I planned to withdraw, am I doing something wrong?"

Episode 92 of the Make It Personal podcast explores why Required Minimum Distributions and retirement spending are not the same thing, and how thoughtful planning can help retirees navigate these decisions with greater confidence.

🎧 Watch here: https://mutualofomaha.co/4zn0ft4

01/10/2026

What makes life insurance different from nearly every other financial product?

Before coverage is issued, both your health and your financial situation are considered.

Episode 91 of Make It Personal explores why qualifying matters and why proactive planning can help create more options for the future.

🎧 Watch here: https://mutualofomaha.co/3Ve8FV1

24/09/2026

What if making more money didn't actually make you feel more secure?

Episode 90 of Make It Personal follows the story of a physician family earning over $3 million annually who still felt pressure from taxes, spending, retirement planning, college savings, and uncertainty about the future.

🎧 Watch here: https://mutualofomaha.co/4haqjl1

17/09/2026

Many people spent years planning around reduced Social Security benefits.

Recent changes may have altered that equation.

Episode 89 of Make It Personal explores who may be impacted and why revisiting your retirement income plan could be important.

🎧 Watch here: https://mutualofomaha.co/3USk4tr

10/09/2026

Financial stability isn't built by one great financial decision.

It's built by the habits and behaviors we repeat over time.

Episode 88 of Make It Personal explores why discipline and consistency often have a greater impact on long-term financial success than any single transaction.

🎧 Watch here: https://mutualofomaha.co/4xMHfUi