Ivy Kirkman: Financial Advisor at Mutual of Omaha

Ivy Kirkman: Financial Advisor at Mutual of Omaha I help individuals & couples protect what they’ve built, grow their wealth, and create a clear plan for retirement. AZ-based | Serving multiple states

Whether planning your next chapter or seeking clarity, I simplify the process and guide you every step. Disclosures: This is not an offer or solicitation in any jurisdiction where we are not authorized to do business
1. Insurance Licensed in: AZ, CA, IA, MN, NM, OR
CA License Number: 4484902
2. Disclosure: http://www.mutualofomaha.com/disclosure/
3. Securities and advisory services offered thro

ugh Mutual of Omaha Investor Services, Inc., Member FINRA (www.finra.org)/SIPC(www.sipc.org).
4. Mutual of Omaha Advisors is a division of Mutual of Omaha Insurance Company.
5. The third-party comments displayed are not verified, may not be accurate and are not necessarily representative of our client experiences.
6. This page/profile may contain links to a variety of sites maintained by third parties. We do not endorse, warrant or approve of the content, correctness or accuracy of those third party sites.

Here’s how Max and I handle our money as a couple! Swipe through to see our exact step-by-step cash flow system.📲Managin...
08/20/2026

Here’s how Max and I handle our money as a couple! Swipe through to see our exact step-by-step cash flow system.📲

Managing money is never one-size-fits-all. If you want help building a savings strategy that actually works for your lifestyle send a DM, or call me at 515-829-8665. I’d love to chat!

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Securities and advisory services offered through Mutual of Omaha Investor Services, Inc., Member FINRA /SIPC. The information is not intended, and should not be construed as tax or legal advice. All investing involves risk, including possible loss of principal

08/20/2026

The 4% rule is a great reality check. Most of the time, people don’t realize how much money they need to save up to be able to achieve the annual income they’re hoping to have in retirement.

If you’ve never calculated your retirement number, feel free to reach out, and I’d love to help!



Securities and advisory services offered through Mutual of Omaha Investor Services, Inc., Member FINRA /SIPC. The information is not intended, and should not be construed as tax or legal advice.

Ever heard of an RMD? That stands for Required Minimum Distribution, and if you have a Traditional IRA or 401(k), it’s s...
08/18/2026

Ever heard of an RMD? That stands for Required Minimum Distribution, and if you have a Traditional IRA or 401(k), it’s something you’ll want on your radar.

Once you hit a certain age, the IRS requires you to start withdrawing a set amount from those accounts every year—whether you actually need the money or not! Because you got a tax break when you originally put the money in, RMDs are simply how the IRS gets its share down the road. The catch? Those mandatory withdrawals can trigger a surprise tax bill.

The good news is you don’t have to just wait and get hit with taxes. Strategies like Roth conversions can help you stay ahead of the game and keep more of your hard-earned savings. It’s never too early to start building a plan. Reach out if you want help creating that plan!

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Securities and advisory services offered through Mutual of Omaha Investor Services, Inc., Member FINRA /SIPC. The information is not intended, and should not be construed as tax or legal advice. All investing involves risk, including possible loss of principal

08/18/2026

One of the most common things I run into is people not realizing that their 401(k) contributions can be made on a Roth basis.

OR, they know that’s an option, but they’ve never taken the time to figure out whether Roth or traditional contributions make more sense for them.

I encourage you to check with your employer to see if your 401(k) offers a Roth option. If it does, reach out to me! I’m happy to help you figure out whether Roth contributions make sense for your situation.

Bonus: Roth IRAs have income limits on who can contribute directly. Roth 401(k)s don’t have those same income limits, so you can make Roth 401(k) contributions regardless of how much you earn. Even if you’re married filing separately.

As always, the right choice depends on your individual situation!

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Securities and advisory services offered through Mutual of Omaha Investor Services, Inc., Member FINRA/SIPC. The information is not intended and should not be construed as tax or legal advice. All investing in involves risk, including possible loss of principal.

Getting married didn't just merge our lives... it merged our money!Before we got married, I managed my money my way. He ...
08/12/2026

Getting married didn't just merge our lives... it merged our money!

Before we got married, I managed my money my way. He managed his his way. Neither of us was 'wrong.' We just had different defaults.

The first real conversation wasn't about a budget. It was about how we each viewed money growing up so that we could understand the reasoning behind our perspectives.

We didn't come up with the perfect strategy overnight. We started with our shared goals first, then figured out the logistics around how to achieve them.

& one of the best things we did? We stopped treating money like its own separate category. It's part of our lifestyle, our goals, and what we believe God is calling us toward.

When we get really aligned on the 'why,' it makes it easier to agree on the how. That makes the money conversations so much easier.

It actually creates joy & unity for us as we work towards these financial goals together.

If you and your partner want help getting aligned on your financial 'why,' I'd love to help. Send me a message!

08/12/2026

Is inflation quietly eating away your savings?

When inflation outpaces your yields, your money loses purchasing power—even if your balance isn’t dropping. Where your money sits inside your savings, 401(k), or IRA matters more than you think.

Keep an eye out for the July CPI coming out on Wednesday, August 12.

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Securities and advisory services offered through Mutual of Omaha Investor Services, Inc., Member FINRA /SIPC. The information is not intended, and should not be construed as tax or legal advice.

08/05/2026

Financial freedom looks different for everyone.💸😇⛓️‍💥

For some people, it means being able to visit family without worrying about the cost of the flight.

For others, it means retiring early, staying home with their kids, or having the ability to be incredibly generous.

The goal isn’t just to have more money. It’s to use money as a tool to create the life you actually want.

Take a moment and ask yourself: “What would financial freedom look like for me?”

Because every good financial plan starts with a goal.

Side note: Watch me make a brown sugar maple latte!😋🍁 PRESS COFFEE

07/31/2026

Let this story inspire you to invest early! Compound interest is powerful, and time is your best friend. He didn’t do anything fancy with his investments, he simply gave them time to grow.📈

Also, give me a little grace for the moment I misspoke. It would be pretty unfortunate if $22,000 turned into just $150 after 23 years😂

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Securities and advisory services offered through Mutual of Omaha Investor Services, Inc., Member FINRA /SIPC. The information is not intended, and should not be construed as tax or legal advice. Consult with your tax, legal or investment professional before taking any action based on this information. All investing involves some risk, including possible loss of principal.

07/25/2026

Definitely don’t ask me for car advice, but if you want financial advice… I got you!💸

07/24/2026

How do you envision your future?

Getting to stay home with your kids?
Buying a vacation home?
Having freedom within your budget?
To not be a financial burden to your kid?
Building a business?
Creating a legacy?

Whatever it is, I mean it when I say, it matters to me. I love building personalized financial plans that make your dreams feel more possible, and I’m with you every step of the way.🌞

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Securities and advisory services offered through Mutual of Omaha Investor Services, Inc., Member FINRA /SIPC. The information is not intended, and should not be construed as tax or legal advice.

Address

3200 E Camelback Road Ste 190
Phoenix, AZ
85018

Telephone

+15158298665

Website

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