Ally Castillo: Financial Advisor at Mutual of Omaha

Ally Castillo: Financial Advisor at Mutual of Omaha Disclosures: This is not an offer or solicitation in any jurisdiction where we are not authorized to do business
1.

Insurance Licensed in: AZ, CA, OR, WA, NV, NM, GA, TN, VA
CA License Number: 21397918
2. Disclosure: http://www.mutualofomaha.com/disclosure/
3. Securities and advisory services offered through Mutual of Omaha Investor Services, Inc., Member FINRA (www.finra.org)/SIPC(www.sipc.org).
4. Mutual of Omaha Advisors is a division of Mutual of Omaha Insurance Company.
5. The third-party comments displaye

d are not verified, may not be accurate and are not necessarily representative of our client experiences.
6. This page/profile may contain links to a variety of sites maintained by third parties. We do not endorse, warrant or approve of the content, correctness or accuracy of those third party sites.

05/28/2026

Business owners wear a lot of hats.
CEO. Sales. Operations. Marketing.

But retirement planner? That part often gets pushed to the side.

If you are self-employed, accounts like a SEP IRA or Solo 401(k) may help you build retirement savings while potentially creating tax advantages along the way. 📈

The important thing is understanding the difference:
A SEP IRA is often known for simplicity
A Solo 401(k) may offer additional flexibility for certain business owners

Neither is automatically “better.” It depends on your goals, income, and whether you have employees.

Your business is an asset. But your retirement plan should not depend on selling your business someday.

The most successful business owners are not just building income. They are building long-term financial independence alongside it.

If you are a business owner trying to understand which retirement strategies may make sense for your situation, feel free to reach out. I’m always happy to be a resource and help you better understand your options. 💛







Securities and advisory services offered through Mutual of Omaha Investor Services, Inc., Member FINRA /SIPC. The information is not intended, and should not be construed as tax or legal advice. Consult with your tax, legal or investment professional before taking any action based on this information. Diversification does not guarantee greater or more consistent returns. All investing involves some risk, including possible loss of principal.

05/27/2026

One of the biggest misconceptions I see is people thinking investing has to be complicated to be effective.

That is part of why index funds became so widely talked about. 📈

They are designed to track segments of the market rather than trying to “beat” it — which is why many long-term investors use them as part of a broader strategy.

You do not need to become a market expert overnight to start learning about your options.

Start with understanding the basics. That is how confidence is built.

Save this post for future reference and share it with someone who’s trying to get more comfortable with investing. 💛



Securities and advisory services offered through Mutual of Omaha Investor Services, Inc., Member FINRA /SIPC. The information is not intended, and should not be construed as tax or legal advice. Consult with your tax, legal or investment professional before taking any action based on this information. Diversification does not guarantee greater or more consistent returns. All investing involves some risk, including possible loss of principal.

05/21/2026

A scarcity mindset will have you believing there’s never enough money, never enough time, and never enough opportunity.

But building wealth starts with changing the way you think about money.
Not from fear.
Not from shame.
From education, intention, and confidence. 💛

You don’t have to stay stuck in survival mode forever.

05/18/2026

The age you take Social Security can impact your retirement income for the rest of your life.

Claim early and you may lock in a permanently reduced benefit. Wait longer and your monthly income could grow significantly. There’s no one-size-fits-all answer — the right timing depends on your health, income needs, work plans, taxes, and overall retirement strategy.

Most people don’t realize how many moving pieces are involved until it’s too late to optimize them. That’s why these conversations matter.

I’m not an attorney or CPA, but I work alongside legal and tax professionals to help clients make informed financial decisions.

05/14/2026

Required Minimum Distributions (RMDs) can have a major impact on retirement income and taxes.

Once you reach the required age, the IRS requires withdrawals from certain retirement accounts — whether you need the income or not. Poor distribution planning can lead to higher taxable income, increased Medicare costs, and avoidable penalties.

Retirement planning is not just about accumulation — it’s also about withdrawal strategy.

Securities and advisory services offered through Mutual of Omaha Investor Services, Inc., Member FINRA/SIPC. The information is not intended, and should not be construed as tax or legal advice. Consult with your tax, legal or investment professional before taking any action based on this information. Diversification does not guarantee greater or more consistent returns. All investing involves some risk, including possible loss of principal.

05/12/2026

IRA, Roth IRA, or Traditional IRA… which one fits your goals best?

A lot of people are saving for retirement without fully understanding how their money may be taxed later. That’s why having a plan matters.

If you want help understanding your options, send me a message. 📩

Securities and advisory services offered through Mutual of Omaha Investor Services, Inc., Member FINRA/SIPC. The information is not intended, and should not be construed as tax or legal advice. Consult with your tax, legal or investment professional before taking any action based on this information. Diversification does not guarantee greater or more consistent returns. All investing involves some risk, including possible loss of principal.

05/11/2026

True financial freedom is not about flashy purchases or looking wealthy online. It’s about having options, peace of mind, and confidence in your future.

It means being able to handle emergencies, retire with dignity, support the people you love, and make decisions based on purpose instead of pressure.

Building wealth takes consistency, discipline, and a long-term plan.

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3200 E Camelback Road, Suite 190
Phoenix, AZ
85018

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