Arizona Capital Management

10/23/2026

Would naming a trusted contact on your financial account give that person control over your money?
No.

A trusted contact is a communication safeguard. They cannot trade in your account, withdraw or transfer money, or make financial decisions for you simply because you've named them as a trusted contact.

That distinction matters, especially as families think about protecting themselves and the people they care about from financial fraud.

But a trusted contact is only one piece. Bank accounts, retirement and pension accounts, beneficiaries, estate documents, and even business arrangements may each require their own safeguards.

Our latest article explains how a coordinated pause-and-verify approach can help create a stronger financial fraud firewall. Read it at: https://www.arizonacapitalmanagement.com/blog/a-trusted-contact-is-not-control-building-a-financial-fraud-firewall

10/21/2026

Your retirement date. Your pension. Social Security. Savings. Taxes. Healthcare. Investments.

They may look like separate decisions, but changing one can affect the others.

That's the idea behind ACM Retirement Freedom: bringing the different parts of retirement into one plan so you can better understand the choices ahead and the trade-offs that may come with them.

Whether you're approaching retirement or already there, the goal isn't simply to reach a particular number. It's to understand how your resources may support the life you're planning.

Explore ACM Retirement Freedom: https://www.arizonacapitalmanagement.com/retirement-freedom

10/19/2026

What a wonderful afternoon with the ACM community!

Thank you to everyone who joined us for our 5th Annual ACM Fall Festival. We loved having the opportunity to spend time with our clients, families, friends, and partners outside the office and enjoy an afternoon together.

Events like this are a great reminder that the relationships we build extend well beyond financial planning.

Thank you for spending part of your weekend with us and for making our fifth Fall Festival one to remember!

10/16/2026

One of our favorite ACM traditions is almost here!

We're looking forward to welcoming clients, families, and friends back for our 5th Annual ACM Fall Festival on October 17.

It's always a great afternoon to step away from the day-to-day, spend time together, and reconnect outside the office. We're excited for an afternoon of food, fun, and time with the people who make the ACM community so special.

And, of course, our team has been busy decorating pumpkins (check out the creative ones from last year) for our annual pumpkin raffle, with proceeds benefiting ICAN.

We look forward to seeing everyone there!

10/14/2026

Generational wealth planning starts with more than deciding who gets what.

You may also be thinking about whether to help family during your lifetime, how assets should transfer later, what role a business may play, whether beneficiary choices still reflect your wishes, or how your financial plan coordinates with your estate documents.

ACM Generational Wealth helps families look at those decisions as part of a larger financial picture, while coordinating with attorneys, CPAs, and other professionals when appropriate.

Planning what you'll pass on is also about understanding what you want your wealth to mean for the people who matter to you.

Explore ACM Generational Wealth: https://www.arizonacapitalmanagement.com/generational-wealth

10/13/2026

ASRS coverage continues automatically in 2027, but non-Medicare plans are changing. Reviewing plan mapping, providers, prescriptions, and total costs now may prevent surprises later.

ASRS retiree health plans are changing for 2027. Learn what to review before automatic enrollment, including premiums, providers, prescriptions, and total costs.

10/12/2026

Having a retirement benefit is important. Knowing how it fits into your retirement is something different.

A pension, 401(k), 403(b), or 457(b) can provide an important foundation. But none of them alone answers questions like:
• What will my retirement actually cost?
• How will my income sources work together?
• When should I claim Social Security?
• How could taxes, healthcare, and inflation affect my plan?
• What happens if my retirement date changes?

The better question may not be, “Do I have a retirement benefit?”

It may be, “How will all of my resources work together to support the retirement I want?”

Our latest article explores why a pension or workplace retirement account is a starting point, not the entire retirement plan. Read it at: https://www.arizonacapitalmanagement.com/blog/a-pension-or-401k-is-a-starting-point-not-a-retirement-plan

10/09/2026

October is shaping up to be another busy month for the ACM team!

We'll be out in the community throughout the month for several CHWP Health & Benefit Shows, connecting with employees and answering questions about financial and retirement planning.

You'll find us at:
📍 October 8 | Phoenix Defense
📍 October 12 | BALZ Elementary School District
📍 October 14 | Maricopa Unified School District
📍 October 14 | Laveen Elementary School
📍 October 20 | Town of Queen Creek
📍 October 26 | Lodge at Ventana Canyon
📍 October 27 | United Cerebral Palsy of Central AZ
📍 October 29 | Bryten

If you're attending one of these events, stop by and say hello. We look forward to seeing you!

10/07/2026

Building wealth involves more than deciding where to invest.

As your income, career, or business grows, so can the number of financial decisions competing for your attention. How much should you keep in cash? Are you making the most of your workplace benefits? How should you balance retirement savings with other priorities? What changes when your compensation or business income changes?

ACM Wealth Builder brings those decisions into one financial plan, helping professionals and business owners understand what each part of their money needs to do and how those pieces may work together.

Explore ACM Wealth Builder: https://www.arizonacapitalmanagement.com/wealth-builder

09/29/2026

New federal data reveal a gap between retirement-plan access and participation. Pensions and workplace accounts matter, but readiness depends on how they fit into a complete financial plan.

New federal data highlight differences between public pensions and private retirement plans. Learn why access alone does not determine retirement readiness.