Planning Capital

12/13/2024

We are pleased to share some exciting news with you. If you are a client, you've already heard, but this may be news to some of our loyal social media followers.

As of today, December 13, 2024, Planning Capital Management will merge with Waverly Advisors, LLC, a Birmingham-based fee-only, registered investment adviser (RIA).

When Waverly looked to expand their footprint in the northeast, they sought an experienced partner to help lead the continued growth of their firm, so they reached out to us.

We quickly realized we had shared values, goals, and cultures. We were drawn to their team-based, collaborative approach that offers our clients access to an even greater depth of resources and expertise.

Our current team will remain intact, and we are all excited to become members of Waverly’s 180+ person team with offices in Alabama, Colorado, Florida, Georgia, Illinois, Indiana, Mississippi, North Carolina, and Texas.

As a part of the tech transition to Waverly’s systems, we will be phasing out our social media posts from the Planning Capital Management Facebook, Twitter (X), LinkedIn, and YouTube pages and channels. Please be sure to follow Waverly Advisors on Facebook and LinkedIn for more great wealth management content and updates about Waverly.

We have been honored to serve you over the years with our monthly content and Quarterly Conversation updates.

Sincerely,
The Planning Capital Team

Daniel B. Brady, CPA, MBA, CFP® │ Partner
Richard W. Bell, Jr., CKA® │ Partner
David A. Emery, MBA, CDFA®, CFP® │ Senior Financial Planner
Quinn S. Michel │ Paraplanner Associate
Jill M. Hofknecht │ Client Service Associate

11/28/2024

Wishing you a very happy Thanksgiving from the Planning Capital team! May you enjoy the time with family and friends and remember that work-life balance is an important part of any healthy financial plan.

11/25/2024

Where do you envision your legacy in 2025 and beyond? Consider your financial goals in light of the life you’re building—for yourself and for those you love.

The end of the year is a perfect time to revisit your financial strategy—ensuring it aligns seamlessly with your evolving goals, lifestyle, and legacy. Consider reaching out to our team for an end-of-the-year wealth checkup and see how your financial plan might evolve right along with you.

https://planningcapital.com/schedule-a-call/

11/21/2024

Hoping to retire overseas? Learn more about the recently-ranked top five countries for retirees around the world, courtesy of Afar:

Penthouse living at a fraction of the cost

11/19/2024

Are you prone to holiday splurges? Here are a few thoughts to consider before making that luxury purchase at the end of the year.

11/15/2024

Senior Financial Planner Dave Emery has years of experience helping clients with Retirement, Estate, College and Divorce Planning. He is well-equipped to answer your questions in any of these areas, with a compassionate and caring lens that makes Dave a valued member of the team.

Learn a little more about Dave and how he can help you:

https://planningcapital.com/our-team/david-a-emery-financial-planner/

11/14/2024

Cybersecurity is important for small businesses, too, as the amount of cyber attacks increases. Please take a minute to read these helpful tips on how to stay prepared, courtesy of Inc.

Small companies are increasingly in hackers' crosshairs, but there are steps you can take to boost your security right away.

11/12/2024

Our latest blog offers a thought-provoking worksheet with questions tailored to help you think about how the costs of your lifestyle align with your long-term retirement goals. Begin preparing for a retirement that not only meets your financial needs but also preserves the experiences and comforts you cherish.

https://planningcapital.com/lifestyle-expense-reflection-worksheet-preparing-for-retirement-with-your-current-lifestyle-in-mind/

11/04/2024

Whichever way you vote, elections can cause high anxiety around your financial plan. Here are a few comforting statistics to help you keep the anxiety in check. And remember, your financial plan is all about the long-term! Elections come and go, a solid financial plan is forever.

10/31/2024

The scariest thing you’ll see this season isn’t a ghost…

10/24/2024

The economy is in good shape. Real GDP growth is 2.5% for the third quarter, year-to date the S&P 500 is up about 22% as of the end of the third quarter: as of right now it does appear that inflation has peaked, and we will avoid a hard recession.

Watch our fourth Quarterly Conversation of 2024, now on video, to hear the Planning Capital team on:

- Understanding how the business cycle affects the economy as a whole.
- Why we think the Fed cut interest rates by 50 basis points instead of the expected 25.
- Why we think the unemployment rate will be important to future rate cut decisions.
- How the real estate market might be the economy's saving grace this time around!
- And finally, what an election year means from an investment perspective.

10/24/2024

Did you know that working with Planning Capital gives you access to a client portal where you can track all of your earnings from one place? Learn more about how our team of financial advisors make use of forward-thinking technology. Schedule a call with us.

Planning Capital Managment provides all the tools you need for Financial Planning at your fingertips. Simply login to your accounts and track your earnings.