Prosperous Paths LLC

12/08/2023

When this card was opened, the starting credit line was $750. Pay on time, create a good relationship. Ask for an increase every 6 months to a year. You'll have a high credit limit in no time!

12/06/2023

11/30/2023

Find your issue(s), and attack the hell out of them!

11/30/2023

My next flight is already paid for!
Want to learn how?

11/30/2023

I dont stay at the Hilton when on vacation, but if I did. I would definitely have this card.

11/30/2023

Need a high limit credit card. I got you.

11/17/2023

Late Paymemts

10/25/2023

Join the movement

10/24/2023

A lot of people make these 2 mistakes when applying for a credit card or asking for a credit line increase.
1. Your household income.
This is not just your income it's your spouses income as well.
Example. You make $50,000 a year, and your partner makes $50,000 a year.
The annual income you should be submitting is. $100,000.
2. Monthly rent/ mortgage.
This should be split between yourself and your spouse also.
Example.. $1,000 rent you should be submitting $500 for your rent payment.

10/17/2023

The best way to have an excellent credit score is patience, but in the meantime.
Currently have 7 credit cards.
$100,000 in available credit(not one card with a $50,000 limit)
Each card benefits me in some way.
None of the cards have an annual fee.
I can't remember the last time a lender told me no.
Put yourself in a position where no lender can tell you no or that you need a co-signer.
FYI. This is me, and I do not have an 800 credit score.

10/13/2023

The 3 scores below is the same person! As you can see the CK score is low. But, this is the mistake that people make.
Credit Karma is NOT your credit score! I have not seen a lender who uses this scoring model. FICO, FICO,FICO!
Your Fico score is what you should be paying attention to.