Arroyo Investment Group

06/03/2026

❓ Have you ever seen your advisor’s full track record?

Not a summary. Not a snapshot. The full, standardized performance history.

At Arroyo Investment Group, we believe you should.

Arroyo Investment Group claims compliance with the Global Investment Performance Standards (GIPS®).

If you have never seen your advisor’s track record, it may be worth asking why.

Learn more:
👉 https://arroyoinvestmentgroup.com/gips-guide-for-investors/

Arroyo Investment Group
📞 626-844-1441
✉️ [email protected]

GIPS® is a registered trademark owned by CFA Institute. CFA Institute does not endorse or promote this organization, nor does it warrant the accuracy or quality of the content contained herein.

What is GIPS® (Global Investment Performance Standards) and how can it help you? Find out about GIPS® for investors here.

06/02/2026

May was a record-breaking month for markets. Here is what investors need to know. 📈

A quick summary of the key market developments from May 2026:
📊 Markets hit new highs. The S&P 500 crossed 7,500 for the first time, with 22 all-time highs in 2026 so far. The Nasdaq gained 8.4% for the month.
📈 Earnings remain strong. Corporate earnings growth continues to support valuations, with the S&P 500 P/E ratio at approximately 20.9x.
💰 Rates rose then moderated. The 30-year Treasury briefly hit 5.18%, a nearly 20-year high, before settling below 5%. Bonds are now offering meaningful income opportunities.
🏦 New Fed Chair. Kevin Warsh was sworn in as Federal Reserve Chair. History shows markets have performed well across many different Fed leaders.
🛢️ Inflation still elevated. Headline CPI came in at 3.8% year-over-year, driven largely by energy prices.

The bottom line: strong fundamentals, resilient markets, and a few things worth watching carefully. Read our full May Market Update from John Odell:
👉 https://arroyoinvestmentgroup.advisorlibrary.com/monthly-market-updat-prmpogpjm3

📞 626-844-1441
📧 [email protected]
🌐 www.arroyoinvestmentgroup.com

May was a strong month for investors, with major indices reaching new all-time highs, even as the bond market faced challenges from inflation concerns. The S&P 500 climbed above 7,500 for the first time, supported by continued strength in technology stocks. At the same time, long-term interest rates

06/02/2026

🌎 Based in Pasadena. Serving clients nationwide and beyond.

We work with individuals and families across the country and internationally.

Our clients include:
• Professionals building wealth
• Retirees seeking income and stability
• Families planning for future generations

No matter where you are, a clear investment strategy matters.

Learn more:
👉 https://arroyoinvestmentgroup.com/pasadena-financial-advisors/

Arroyo Investment Group
📞 626-844-1441
✉️ [email protected]

06/01/2026

A new Fed Chair just took office. Here is what it means for investors. 🏦

Kevin Warsh was recently sworn in as the new Chair of the Federal Reserve, replacing Jerome Powell. Leadership changes at the Fed naturally attract attention, but history tells us something important: these transitions rarely alter the long-term drivers of financial markets.

Here is what investors should know right now:

Who is Kevin Warsh?
Warsh is not new to the Fed. He served on the Board of Governors from 2006 to 2011 and was a key decision-maker during the 2008 financial crisis. He is known as an inflation hawk who values monetary policy independence, and markets responded favorably to his nomination.

What does this mean for interest rates?
Earlier this year, many investors expected rate cuts. Now, market-based measures suggest the Fed could actually hike rates by early next year. Bond yields have remained elevated, with the 30-year U.S. Treasury briefly touching a 20-year high. While that has created some headwinds, it also means bonds are offering meaningful income opportunities by historical standards.

The bigger picture?
The U.S. economy has grown through every Fed leadership transition for the past 50 years, through Volcker, Greenspan, Bernanke, Yellen, and Powell. The Fed matters, but it is just one of many forces shaping the economy and markets.

For long-term investors, the right approach remains the same: stay diversified, stay disciplined, and maintain perspective through periods of uncertainty.

At Arroyo Investment Group, we actively manage our clients' portfolios to navigate exactly these kinds of environments, so that changes at the Fed do not derail long-term financial goals.

Have questions about what the new Fed leadership means for your portfolio? We would be happy to help.

📞 626-844-1441
📧 [email protected]
🌐 www.arroyoinvestmentgroup.com

06/01/2026

🔍 Clarity matters in investing.

Understanding how your portfolio is managed, how performance is measured, and how decisions are made is critical.

At Arroyo Investment Group, we prioritize transparency, discipline, and long-term results.

If you would like a second perspective on your portfolio, we are always available.

Learn more:
👉 https://arroyoinvestmentgroup.com/gips-guide-for-investors/

Arroyo Investment Group
📞 626-844-1441
✉️ [email protected]

05/31/2026

You spent decades building your wealth. Do you have a plan for passing it on? 🏛️

A 2025 survey found that fewer than one in three Americans have a will, and more than half have no estate plan at all. That means the wealth that took a lifetime to build could be eroded by taxes, legal complications and unintended distributions.

We just published a new article walking through advanced estate planning strategies every family should understand.

Here are a few key takeaways:
💡 Annual gifting matters. In 2026, you can transfer up to $19,000 per recipient per year, or $38,000 for married couples, free of gift tax. Over time this can significantly reduce your taxable estate.
💡 Tax laws change. The One Big Beautiful Bill recently made higher exemption thresholds permanent, with the federal estate tax exemption now at $15 million per individual. But state-level rules vary, and staying current matters.
💡 Estate planning is never one and done. As families grow and circumstances change, plans need to be revisited and refined.

The bottom line: a coordinated, thoughtful estate plan ensures your wealth reaches the right people, in the right way, at the right time.

Read the full article here:
👉 https://arroyoinvestmentgroup.advisorlibrary.com/advanced-estate-plan-2ilx3cd0sk

At Arroyo Investment Group, we work with clients and their families to integrate estate planning into a comprehensive, long-term financial strategy.

📞 626-844-1441
📧 [email protected]
🌐www.arroyoinvestmentgroup.com

For many people, the wealth they have accumulated over a lifetime is more than just about money. It represents years of hard work, discipline, and sacrifice to ensure they can have a comfortable retirement, take care of their families, and more. Yet, one of the most important and often overlooked qu

05/31/2026

Many people review their portfolio performance. Far fewer review the person or team managing it.

Learn why a second opinion should be a critical part of your due diligence.

Read the full article: ▸ https://lttr.ai/Arqfx

05/31/2026

📊 How many advisors actually show their track record?

Not many.

At Arroyo Investment Group, we believe transparency matters.
Arroyo Investment Group claims compliance with the Global Investment Performance Standards (GIPS®).

This level of reporting is typically reserved for large institutional firms. We bring it directly to individuals and families.

If you’ve ever wondered how your advisor’s performance truly stacks up, it’s worth asking the question.

Learn more about what GIPS® means for you:
👉 https://arroyoinvestmentgroup.com/gips-guide-for-investors/

Arroyo Investment Group
📞 626-844-1441
✉️ [email protected]

GIPS® is a registered trademark owned by CFA Institute. CFA Institute does not endorse or promote this organization, nor does it warrant the accuracy or quality of the content contained herein.

What is GIPS® (Global Investment Performance Standards) and how can it help you? Find out about GIPS® for investors here.

05/30/2026

Millions of Americans think they are diversified. The data says otherwise. 📊

Here is something worth knowing if you or someone you know holds an S&P 500 index fund:
The ten largest stocks in the index currently make up about 36.5% of the entire S&P 500, well above the long-term average of 22.6% and near a record high. That concentration is even greater than it was during the dot-com bubble of 2000.

Translation: more than one third of your money is tied to just ten companies, most of them large-cap technology stocks riding the AI wave.

That is not diversification. That is concentration with a diversification label on it.

This is one of the most important and overlooked risks in investing today. When market leadership shifts, as it always does eventually, heavily concentrated portfolios can be caught off guard.

At Arroyo Investment Group, we actively build and manage diversified portfolios across a broad range of sectors and asset classes so no single trend or group of companies drives the entire outcome.

If you are holding index funds and have not reviewed your portfolio recently, it may be time for a second opinion. We offer complimentary portfolio reviews and would be happy to help.

📞 626-844-1441
📧 [email protected]
🌐 www.arroyoinvestmentgroup.com

Sources: Capital Group, Morningstar, S&P Global. As of March 31, 2026. Weights shown are the sum of the market capitalization for the top 10 holdings of the S&P 500 index on a monthly basis.

Past results are not predictive of results in future periods.

05/30/2026

💡 Markets change. A disciplined process should not.

At Arroyo Investment Group, our focus is on:
• Long-term strategy
• Data-driven decisions
• Diversification
• Transparent reporting

Short-term headlines will always come and go. A consistent approach helps investors stay on track.

Explore how we work with clients:
👉 https://arroyoinvestmentgroup.com/

Arroyo Investment Group
📞 626-844-1441
✉️ [email protected]