F & M Business Center-Unyque Financial

F & M Business Center-Unyque Financial A Taxation and Real Estate Corporation F & M Business Center & Unyque Financial, a division on F & M, is a taxation and real estate company.

We are a group of enthusiastic business professionals assisting people a they navigate through life. Here are some of the services we provide to our family of clients:
Business Consultation
Personal, Business, Non-profit Income Tax
Bookkeeping
Payroll
Residential & Commercial Buying/Selling
Residential & Commercial Financing
Property Management
F & M Business Center has been serving the Pasadena community since 1969.

Mortgage Market Update -
11/12/2025

Mortgage Market Update -

06/05/2025

🔄🏡 Adjustable-Rate Mortgages (ARMs) — Smart or Risky? 🏡🔄

Thinking about lowering your monthly payment with an ARM, but not sure if it’s the right move? 🤔

This week on Your Real Talk Podcast, Luna Petty breaks down:
✅ What an ARM really is (no confusing jargon!)
✅ Pros and cons — and who can actually win with an ARM
✅ How to protect yourself from surprise rate hikes

If you’re buying, refinancing, or just ARM-curious — this episode is your easy guide to making smart mortgage decisions! 🧠 Watch here: https://youtu.be/X_8qYQDvGuw

05/09/2025

📍 Location = $$$ 📍

Why do two similar homes have totally different price tags? 🏡💰 It’s all about LOCATION — and this week on Your Real Talk Podcast, Luna Petty breaks it all down!

🎙️ Learn how:
✅ School districts, crime rates & walkability impact home value
✅ “Up-and-coming” areas can mean BIG equity gains
✅ Natural disaster zones or zoning laws affect your investment

Whether you're a buyer, seller, or investor, this is must-know info to make smart real estate moves! 🧠

YouTube Link: https://youtu.be/fITTiW_JJe4

05/05/2025

🌟 New month, new market moves! 🌟
Welcome to this week’s Mortgage Market Update with your trusted host, Luna Petty, here on Your Real Talk! In this episode, we’re covering the latest mortgage and housing trends shaping the week of May 5, 2025 — and how they might affect your next big move in real estate.

Whether you're buying your first home, selling a property, investing in a rental, or just keeping tabs on the economy, this update brings you everything you need to know in plain English (and with a touch of Luna’s signature real talk).

👀 Thinking of buying?
📉 Curious if rates are dropping soon?
💼 A real estate pro needing client-ready talking points?

Watch here: https://youtu.be/7rK4zWgyH9c

This episode is for YOU. Tune in to get a clear picture of what’s happening this week in mortgage news and how it affects your plans. As always, Luna keeps it simple, smart, and straight to the point.

05/01/2025

Thinking about refinancing your home, but worried you don’t have enough equity (or maybe none at all)? Don’t worry — you’re not alone! In this episode of Your Real Talk, Luna Petty breaks down everything you need to know if you’re asking yourself: “Can I refinance with little to no equity?”

Watch here: https://youtu.be/zEmwIqeubW8

04/28/2025

Wondering what's happening with mortgage rates this week? 🏡📉 Tune in to the latest episode of Your Real Talk Podcast with Luna Petty for the full Mortgage Market Update - Week of April 28, 2025!

We’re breaking down: ✅ Current interest rate trends
✅ Inflation updates
✅ Tips for buyers, sellers, and investors
✅ What's next for the California real estate market

Don't miss the real talk you need to make smart moves in today’s fast-changing market! 🚀

Address

83 E Orange Grove Boulevard
Pasadena, CA
91103

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 9am - 5pm
Sunday 9am - 5pm

Telephone

+16267967164

Website

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