ASM Financial, Inc.

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ASM Financial, Inc. Helping people operate from a place of abundance by taking financial stressors off their plate

10/28/2026

On November 1st, daylight saving time ends, and the clocks fall back an hour. This shift not only gives us an extra hour of much-needed sleep but also serves as a timely reminder to take care of a few things around the house as we approach winter.

So, that said, here is a quick home checklist worth running through as the days get shorter:

✅Turn back any clocks that do not automatically adjust themselves before bed on Saturday night.

✅Test and replace the batteries in your smoke and carbon monoxide detectors. This is one of the easiest ways to keep your household safe heading into winter.

✅Check your outdoor and security lighting. As daylight hours get shorter, having well-lit outdoor spaces can be a key safety step.

Taking care of these small to-do list items can make a real difference in how safe and prepared your home feels all season long.

As always, if there is anything we can assist with, do not hesitate to reach out. We are here to help.

The leaves are falling, the temperatures are cooling down, and fall is officially here. As the year starts to wind down,...
09/30/2026

The leaves are falling, the temperatures are cooling down, and fall is officially here. As the year starts to wind down, now is a great time to check in on anything still on your to-do list before the busy holiday season arrives.

Whether you have questions, need support, or simply want to connect, we are always here to help. Give us a call anytime, this season and every season.

September is National Preparedness Month. While many of us may think of emergency kits and storm plans, it’s just as imp...
09/25/2026

September is National Preparedness Month. While many of us may think of emergency kits and storm plans, it’s just as important to prepare financially for life’s unexpected moments.

When it comes to retirement planning, being prepared means building a strategy that can help weather challenges. Swipe to learn more.

If you would like to review your current retirement plan or discuss strategies for preparing for the unexpected, contact me today.

The Federal Reserve (Fed) concluded its September 2026 meeting by increasing interest rates a quarter point to 3.75%–4.0...
09/21/2026

The Federal Reserve (Fed) concluded its September 2026 meeting by increasing interest rates a quarter point to 3.75%–4.00%. But what does this mean for everyday Americans’ finances? Swipe through to learn more.

Know that we are closely monitoring key economic data and policy shifts. And, as always, if you would like to talk through your current strategy, don’t hesitate to give us a call. We are here as a resource for you.

Navigating tax season can sometimes feel daunting, and the thought of an audit only adds to the stress. But not to worry...
09/09/2026

Navigating tax season can sometimes feel daunting, and the thought of an audit only adds to the stress. But not to worry! While there's no guaranteed way to avoid an audit, we’re sharing some tips to help you reduce your chances. Adopting these practices can help make your tax return less of an IRS magnet.

And remember, if the IRS does select you for an audit, don’t panic. With your diligent record-keeping, you’ll be prepared to walk through the process confidently. Save this post for later so you can stay on top of your taxes!

With back-to-school season here, we are sending our warmest wishes to all of the families in our network. We hope each o...
09/08/2026

With back-to-school season here, we are sending our warmest wishes to all of the families in our network. We hope each of you has a wonderful start to the new school year.

And if there is anything you would like to discuss before the end of the year, please don't hesitate to reach out to us. We are here to help.

Think life insurance is too expensive? You might be surprised. Research shows that young adults routinely overestimate t...
09/01/2026

Think life insurance is too expensive? You might be surprised.

Research shows that young adults routinely overestimate the cost of life insurance. So, as life insurance agents, we want to clear up a few common misconceptions related to the cost of life insurance for young people. Swipe to see more.

If you're curious about exploring your life insurance options, don't hesitate to reach out to our team. We're here to run the numbers and see what makes sense for your situation.

As life insurance agents, we are often asked about policy additions individuals can make to their existing life insuranc...
08/27/2026

As life insurance agents, we are often asked about policy additions individuals can make to their existing life insurance policies. That being said, we wanted to share some information about a popular optional life insurance feature that may benefit you: a guaranteed insurability rider. Swipe for more details.

If you’re considering whether or not a guaranteed insurability rider is right for your policy, feel free to reach out. We are always happy to review the timing rules, limits, and cost structure to help you decide if this feature aligns with your long-term goals.

Missing a tax deadline doesn’t have to lead to excessive penalties. If you need to file a late return, set up a payment ...
08/27/2026

Missing a tax deadline doesn’t have to lead to excessive penalties. If you need to file a late return, set up a payment plan, or request penalty relief, our team is here to help. Reach out today to explore your options!

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Parker, CO

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