Akanksha Ramesh

05/05/2026

If you’re looking to get your kids off on the right financial foot, there’s lots you can do to help—but here’s one new savings milestone that parents are putting more focus on.

College is no longer the only savings milestone parents have their eye on today.

04/24/2026

Are you on track with your 401(k) savings? Here are some things to think about for age 30, 40, 50, 60 and beyond.

See benchmarks for your 401(k) by age 30, 60 and beyond. Plan out your 401(k) contributions to reach your financial goals in retirement.

04/14/2026

It’s one of the most important life lessons they will learn. I’d be happy to meet with you as a family to help them start off on the right financial track.

Schedule a time to chat: http://spr.ly/6182B6NbZg

Empower your children to navigate their financial future with confidence. These key lessons will help them thrive as they step out on their own.

04/01/2026

Whole life insurance is not an investment. But let’s take a look at what it can offer as part of your financial plan.

You may question whether whole life insurance is worthwhile. It’s not always right for everyone, but here are some ways it could help your overall financial picture.

03/29/2026

When it comes to taxes, different retirement accounts work in different ways.

Reach out if you’d like to discuss how you can use this to your advantage.

Smart tax planning can mean having more money in your pocket throughout retirement.

03/26/2026

When is a good time to start talking to your adult children about money? Here’s what I've seen some of the most successful families do, and when they start involving their children in financial discussions:

When they graduate college, and start working at their first job
- Why? They need to understand their work benefits and start building retirement assets early. Knowing how a 401(k) or their Insurance benefits work and how to optimize those resources is crucial.

When they express an interest in investing
- Why? They have to know the potential tax implications of a non-qualified account. Long and Short term Capital gains tax, Ordinary Income tax consequences, etc.
Bonus = learning the historical trends of the market, and how to react responsibly to market fluctuations can make or break a portfolio.

When they start asking questions about their parents’ plan for retirement
- Why? When the parents intend to leave something behind for children to inherit, there are Estate Tax implications to possibly consider. Not for the parents, but for the children who will inherit the assets.

When they are ready to move out and start living independently
- Why? Cash flow and expenses will change significantly. Budgeting won’t look the same when you have to pay rent, utilities, groceries, and other essentials. If they also intend to progress their own financial planning alongside, it is imperative they connect with an advisor who can help them find the balance

When they express an interest in learning about money
- Why? Because their first impressions of finances come from the family. Any headstart they can get in their own financial planning journey will only be advantageous to them.

We are doing the next generation a disservice if we don’t talk to them about money when they’re curious about it.

Are you a parent who intends to leave assets behind for children to inherit?

Are you a young professional who has recently graduated and is navigating the first few years of a career?

Reach out and let’s connect.

LinkedIn: https://www.linkedin.com/in/akanksha-ramesh-414bb6165/

Calendar Link: https://www04.timetrade.com/app/nwmf/workflows/NWMUTUAL-RLPA/schedule/availability?wfsid=k70uaidmfn394d1s3kp1h3mmhgg0jnv6&resourceId=7gztd0el3q&appointmentTypeGroupId=48ed0nlh&appointmentTypeId=fm1tiigb&fs=1

03/25/2026

Talking about money with your partner before you combine finances can be a smart move.

Reach out, and I can help you find opportunities and blind spots that might otherwise get overlooked.

Link to my Calendar:

https://www04.timetrade.com/app/nwmf/workflows/NWMUTUAL-RLPA/schedule/availability?wfsid=k70uaidmfn394d1s3kp1h3mmhgg0jnv6&resourceId=7gztd0el3q&appointmentTypeGroupId=48ed0nlh&appointmentTypeId=fm1tiigb&fs=1

There’s no one right way to manage finances with your partner, but open communication is key. Here’s what to discuss before you combine finances after marriage.

03/19/2026

If you are approaching retirement or are newly retired, it’s critical to think carefully about how you are managing your income, spending, health care costs and various investment risks.

Reach out to schedule a consult.

Calendar link: http://spr.ly/6185B6ngKT

They’ll help you know which risks to look out for.

03/18/2026

Should a stay at home spouse have life insurance? Why should you consider it? How much do you need?

This article outlines why, even if you’re not earning a paycheck, there are benefits to having life insurance coverage.

Stay-at-home parents should have life insurance, even if they don't have income. The right policy can provide financial stability and protection for their family.

03/15/2026

How does one define market concentration in a time when artificial intelligence has fueled extreme segmentation among the S&P 500? Chief Portfolio Manager Matt Stucky discusses the importance of a diversified capital allocation in a historically bifurcated market.

Artificial intelligence is challenging our definition of market concentration.