Cypress Wealth Services

10/09/2026

“Medicare will cover it.” “My family will take care of me.” “I can worry about that later.”

Could common assumptions about long-term care leave your family unprepared?

In this edition of Aging with Dignity, Ross Biesinger explores seven common myths—and the conversations that can help you plan.

Read the article: https://www.cypressws.com/blogs/what-are-the-most-common-long-term-care-myths-

10/09/2026

Medicare’s annual open enrollment period is approaching. It’s a good time to review your coverage and understand your options for the year ahead.

Join Cypress Wealth Services for an educational webinar on Tuesday, October 13, 2026, at 11:00 a.m. PT. We’ll cover how Medicare works, the coverage options available, important enrollment dates, and questions to consider when reviewing your plan. We’ll also leave time for general questions.

Register here: https://us02web.zoom.us/webinar/register/6517901812999/WN_oNxxf_hjT3y6hDTaz1f7dA

10/08/2026

You’ve spent years saving for retirement together. How do you turn those savings into income that can support both of you as life changes?

In this edition of Retire With Confidence and Clarity, Jim Bray, CFP® CEPA®, explores how couples can coordinate their income sources—and prepare for the years when one spouse may be living alone.

Read the article: https://www.cypressws.com/blogs/how-can-couples-create-retirement-income-that-lasts-

10/07/2026

If your company stock dropped significantly, would your retirement plans or family goals change?

In this edition of Financial Insights for SpaceX Employees and Executives, David Thatcher, CFP®, shares three signs your company stock may deserve a closer look—and why concentration involves more than the shares you own.

Read the article: https://www.cypressws.com/blogs/how-do-i-know-if-i-m-too-concentrated-in-my-company-stock-

10/06/2026

Your company stock may have helped build your wealth. But how much of your financial future should depend on it?

In this edition of Guiding Google, Dermott Larkin explores how to think about company stock, diversification, and the goals your wealth is meant to support.

Read the article here: https://www.cypressws.com/blogs/how-much-of-my-net-worth-should-be-outside-company-stock-

10/03/2026

During a divorce, two assets with the same account balance may have very different value after taxes. That distinction can be easy to miss when there are so many immediate decisions to make.

Filing status, withholding, the family home, and how investment and retirement accounts are divided can all affect your finances long after a settlement is final.

In this Life Transitions article, Bill Gordon, CDFA®, walks through tax questions worth discussing with your attorney and tax professional as you plan for the next chapter.

Read the article: https://www.cypressws.com/blogs/how-might-divorce-affect-my-tax-situation-

10/02/2026

Becoming a caregiver often happens gradually. A few rides to appointments or help with bills can grow into a much larger responsibility after a change in health.

What could your family discuss now, while your loved one can still share their wishes?

In this Aging with Dignity article, Jim Bray, CFP®CEPA®, explores practical ways to prepare: talk about care preferences, locate important documents, understand available resources, and decide how family members can share responsibilities. He also addresses something families can overlook—the caregiver’s own need for support.

Read the article: https://www.cypressws.com/blogs/how-can-you-prepare-for-becoming-a-caregiver-

10/01/2026

When couples picture retirement, they often plan for travel, housing, and everyday expenses. Healthcare deserves a place in that conversation too—especially when spouses may retire or become eligible for Medicare at different times.

In this Retire With Confidence and Clarity article, Ross Biesinger looks at the coverage and costs couples should consider before and after Medicare, along with a separate question: how would a long-term care need affect both spouses?

Read the article: https://www.cypressws.com/blogs/how-should-couples-plan-for-healthcare-costs-in-retirement--Tban

09/30/2026

🌟 You're Invited 🌟

Market headlines move quickly. Taking a step back can help put them in perspective.

Join us for our Quarterly Market Review webinar.

We’ll explore:

✅ What has driven market performance so far in 2026

✅ Key economic and investment themes shaping today’s environment

✅ What investors should watch in the months ahead

Whether you’re approaching retirement or building wealth, this conversation can help you consider how today’s market environment fits into your long-term financial plan.

Register Here: https://us02web.zoom.us/webinar/register/8917907840671/WN_tDXqFBUvRbmYgAPJWVP7Iw

Join us for our Quarterly Market Review with BlackRock as we discuss current market conditions, key economic trends, and what investors may expect through the remainder of the year.

09/30/2026

A successful career in tech can create wealth quickly. It can also leave you with financial decisions that are closely connected: company stock, taxes, investments, and what you want your money to make possible.

In this Financial Insights for SpaceX Employees and Executives article, David Thatcher, CFP®, focuses on three priorities: understand how much of your financial life depends on one company, make tax planning an ongoing process, and define what your wealth is meant to support.

https://www.cypressws.com/blogs/what-are-the-top-3-financial-planning-priorities-for-tech-employees-