Brandenburg Financial

10/12/2021

It’s the start of Q4, and many investors may be concerned about the market volatility and other factors driving the news cycle.

Things might feel a bit shaky right now. But when you zoom out and look at the charts and take into account the strong underlying fundamentals, it’s not as bad as it may appear.

https://bit.ly/3FBtFJ3 👎

If you’re concerned about the market right now, it may not be as bad as you think. Check out our market commentary for Q4 and decide for yourself.

01/16/2020

In our modern society, retirement views we once held as tradition are far from reality. No two retirees are the same, so why should their plans be? With fixed-term annuities you can tailor your retirement plan to suit your specific needs. Give me a call and we can discuss why fixed term annuities are right for you!

Attending the weekly bingo or walking on distant beaches in white linen shirts. The traditional views of retirement are far from the modern reality. Today, no two retirements are the same.

01/15/2020

With everyone wondering whether the economy is really strong or not, is this the right time to make your retirement income plan? With the Fed lowering its key interest rate, should you hold off until the rates are raised? Don’t wait another day to work on your retirement plan, give me a call and let’s talk!

As you design your retirement income plan, you might think that the Fed's cut in interest rates will force you to switch gears. But remember: Whether it's dividends, interest or annuity payments, don't try to time the market.

12/26/2019

No two retirees are the same, so why should their plans be? With fixed-term annuities, you can tailor your retirement plan to suit your needs. Give me a call and let's discuss why fixed-term annuities are right for you! For more info, click the link in my bio and let’s talk.

Attending the weekly bingo or walking on distant beaches in white linen shirts. The traditional views of retirement are far from the modern reality. Today, no two retirements are the same.

12/25/2019

Merry Christmas from us to you! We hope it's been a Merry Good Year!

12/24/2019

With the economy on a rollercoaster lately, is this the right time to make your retirement income plan? With the Fed lowering its key interest rate, should you wait until the rates are raised? For more info, click the link in my bio and let’s talk.

As you design your retirement income plan, you might think that the Fed's cut in interest rates will force you to switch gears. But remember: Whether it's dividends, interest or annuity payments, don't try to time the market.

11/14/2019

There’s another social security scam on the rise — the Suspended Social Security Number Scam! As with most of these types of scams, they’ve chosen to target older Americans over the phone. They’ll usually call and tell you that your Social Security Number is suspended, or under suspicion, according to Robert Siciliano, a cybersecurity expert for ETF Managers Group in Summit, New Jersey.

"Any call that states your Social Security number is under suspension is a scam," he says. Thieves are hoping you'll be scared and turn to them when they offer help. "In reality, these scammers are trying to steal your information," Siciliano says.

Don’t fall for this scam so you can get your Social Security benefits in a timely fashion without any possible hiccups!

Follow best practices to keep your identity and savings well-protected.

11/12/2019

This is a pretty good primer on the questions I hear all the time from clients whom I meet for the first time. However (!) it doesn’t answer ALL the questions you’re going to have. There’s no one-size-fits-all advice for retirement financial planning, so why don’t you give me a call, send me an email or drop a comment on this post to set up a time to chat about your future!

Confused about investing, Medicare, Social Security? Start here.

11/07/2019

Hi I’m Clem Brandenburg, and I’m the President of Brandenburg Financial, an independent advisory firm
here in Palm Beach Gardens, Florida. We cater to retirees looking to increase their spendable income in
retirement by bringing the colliding worlds of safe money and risk money together. If that’s something
you’re interested in, let me know at [email protected], or call (561) 747-0799.
Have a Great Day!

11/07/2019

Social security is a tricky subject to broach with a lot of clients. They’re either in the program, heard horror stories from their friends about it or don’t think it’ll be around long enough to help them out. However, it can be the backbone of many people’s retirement. If you would like to chat about social security benefits or any other type of financial planning, give me a call, shoot me an email with the information in my bio, or drop a message in the comments below!

Not fully understanding this factor could throw off your entire retirement plan.

11/05/2019

This recent article in Forbes is a pretty great overview of why, as the title suggests, Annuities Are The Unsung Heroes Of Retirement Income Planning. It picks apart some common misconceptions about annuities. It also highlights great reasons annuities are a valuable part of your retirement portfolio like how research has shown they actually reduce retirement portfolio failure.

Whether you love or hate annuities, research shows that they can add a lot of value in a retirement income plan. Annuities do more than just lock up your money in an expensive insurance product, they can provide tax benefits, secure cash flow, longevity protection, and actually free up other assets.