BlackBird Finance

10/02/2026

October is a good time to pause before the year gets away from you. Review what changed in your income, spending, savings, and goals since January. A simple Q4 check-in can help you decide what deserves attention before year-end -without turning it into an all-day project. Start with one category that has felt a little off lately

10/01/2026

💸 Random money fact: A $100 purchase costs more than $100 if you put it on a credit card and carry the balance.

At a 20% APR, that $100 would accrue about $1.67 in interest in the first month alone. Small balances can add up, which is why paying your statement balance in full matters.

09/30/2026

Maxed out your 401(k)? That’s a great milestone—but it can leave you wondering where your next dollar should go.

For high earners in their 30s and 40s, the answer depends on more than retirement. Taxes, access to your money, family goals, insurance, and even real estate may all shape the decision.

I wrote a guide to help you think through the options and the tradeoffs before choosing your next move.

Read it here: https://buff.ly/3g0TZvF

Wondering what to do after maxing out your 401(k)? Explore tax-efficient investing and wealth-building strategies for high earners in their 30s and 40s.

09/29/2026

A new month is here, and it's a great time to keep your finances working for you. Not the other way around.

09/28/2026

Start your Monday off with some Positive thoughts. Go Get Em!

09/25/2026

You get great moments like these later on if you properly prepare now. If you are a Millennial and you know retirement has been on the back burner. Then do yourself a favor: sit down with us and discover what you could be doing and optimizing. https://buff.ly/cZb5oB3

09/24/2026

Rising Treasury yields are creating a new challenge for the Fed—and may keep borrowing costs elevated even if short-term rates fall.

Mortgage rates and many long-term loans are influenced more by Treasury yields than the Fed’s policy rate. It’s a good reminder that rate headlines are only part of the financial picture.

Read more:
https://buff.ly/d50U9ag

09/22/2026

Just published: "Monthly Money Digest || What Interest Rates Mean for Your Money". Check it out and subscribe to get everything I'm making.
https://buff.ly/VgqksFr

It is natural to expect mortgage rates to move immediately whenever the Federal Reserve raises or lowers its policy rate. However, 30-year fixed mortgage rates are more closely tied to 10-year Treasury yields and investors’ expectations for inflation and long-term economic growth. This article exp...

09/07/2026

Happy Labor Day! Grateful for everyone who keeps things moving—enjoy your break!

09/07/2026

A classic Warren Buffett post for you all today. Think long-term, my friends.