Momentum Wealth

06/16/2026

🚨 Did you know 1 in 6 retirees are heading back to work?

The headlines will tell you it's because they ran out of money. But the data shows something completely different - they aren't running out of money; they're running out of meaning.

Whether it’s missing the daily structure, the community, or the feeling of being useful, the "unretirement" movement is real. If you're 5 to 10 years away from retiring, you have to ask yourself: is your financial plan built to handle a "soft retirement"? Working part-time in your 60s and 70s changes everything from Social Security claiming strategies to your tax brackets and Roth conversions.

Before you focus on the numbers, you need to focus on your purpose. We break down the three essential steps you need to take before you retire so your plan gives you true optionality.

Watch the full breakdown here:
🎥 The Shocking Reason 1 in 6 Retirees are Returning to Work
🔗 https://youtu.be/gPxq3QYIwVU

06/12/2026

Here's a simple way to think about your retirement spending:

💼 Paychecks — what you need
🎉 Playchecks — what you live for

Some expenses are fixed no matter what - utilities, insurance, groceries, property taxes. But others are what actually make retirement feel like retirement. Seeing the grandkids. Taking that cruise. Checking off the bucket list.

We don't treat those as "nice to haves." We plan for all of it.

The difference is, knowing which expenses have flexibility and which don't helps us build a stronger plan - one that holds up even if things get tight down the road.

Want to see what a plan built around YOUR lifestyle could look like? Drop a comment or send us a message.

06/10/2026

Doing nothing about your traditional IRA could cost you thousands in retirement. 📉

Most diligent savers don't realize that their largest tax bill might hit after they stop working. Required Minimum Distributions (RMDs) can create a cascade of unintended tax consequences.

But if you retire before age 73, you have a unique window of opportunity to pivot. Leveraging strategic Roth conversions during these years can help protect your wealth and drastically lower your lifetime tax bill.

Don’t let waiting shrink your options. Watch the video to see how two identical portfolios can end up with completely different tax outcomes based on one simple choice.

🎥 Click below to watch:

https://youtu.be/SheiZsd1Tmo

Are you prepared for the IRS's "tax time bomb" in retirement? While...

06/04/2026

Most people say they can get by on a certain amount in retirement. But have they actually done the math?

Property taxes. Utilities. Monthly expenses you've had for years. Those don't just disappear when you stop working.

Getting clear on your lifestyle cost means sitting down and looking at your expensive months, your lighter months, and finding your real average. The more detail you put into that process, the more confidence you carry into retirement.

Know your number. Then plan around it.

06/01/2026

My mother lost $500,000 to a fraudulent scheme. She didn't do anything wrong—she simply trusted someone she shouldn't have.

Watching my parents’ retirement unravel was devastating, and it’s the precise reason I started Momentum Wealth.
You’ve worked too long and too hard to leave your financial legacy to chance.

A lot of people think that because they have a collection of investments, they have a retirement plan. But a portfolio alone isn't enough to carry you through a 30-year retirement. A true plan answers the ultimate question:

What is every single dollar doing for your daily life?

At Momentum Wealth, we close the gaps by building complete income, tax, healthcare, and legacy strategies. Driven by our firm's motto, Always Forward—inspired by my grandmother’s brave journey to America at age 16—we are dedicated to moving your future seamlessly in the right direction.

Let’s secure what you've built.

👉 Message us today or drop a comment below to connect with our wealth advisors in Orem and Salt Lake City.

05/29/2026

What got you here may not get you there. The tax strategies that made sense while you were building your wealth—like maxing out contributions and deferring taxes—can actually create unexpected problems during retirement. The distribution phase requires a completely different approach. Let’s start the conversation now to ensure your strategy is ready for the next chapter.

05/26/2026

Success in retirement comes down to a plan. Two clients can start with the same savings but end with very different outcomes. One pays dramatically more in taxes because they lacked a tax strategy. Having a plan makes all the difference.

05/21/2026

Don't miss the 8 to 10-year window in retirement to potentially pay the lowest taxes of your life. If you retire before your required minimum distributions begin, you have a unique opportunity for Roth conversions while your income is at its lowest point. Most people miss this window entirely because they don't know it exists, and waiting only reduces your options.

05/19/2026

"You’ve worked too long, saved too much, and sacrificed too much to leave any of this to chance."

When I watched my own parents nearly run out of money in retirement due to fraud and the 2008 market crash, those words became my mission. I started Momentum Wealth not because the timing was perfect, but because I saw a broken system that failed the people who trusted it most.

My grandmother crossed the Atlantic alone from northern Italy at 16 years old with nothing but the belief that moving forward was worth the risk. That "Always Forward" mindset is a family value, and it’s the exact driving force behind how we protect our clients today.

Retirement isn't just about making your money grow it's about making your money work, so you can actually enjoy the freedom you earned.

If you’re approaching retirement and want to make sure your blind spots are covered, watch this video to hear the origin story behind Momentum Wealth and learn how we do things differently.

👇 Watch now:
https://youtu.be/eeewWjaa86U

Most people assume financial advisors enter this industry because they love the markets, but my story is different. I started Momentum Wealth in 2009 after w...

05/14/2026

Retirement isn't a solo journey; it's a transition that happens to a couple. Because both partners are rarely in the same emotional place, a truly good plan accounts for both the "numbers version" and the actual "lived version" of retirement. Start the conversation before you retire to ensure both of your needs - whether they be for excitement, structure, or flexibility - are met.