Momentum Wealth

06/01/2026

My mother lost $500,000 to a fraudulent scheme. She didn't do anything wrong—she simply trusted someone she shouldn't have.

Watching my parents’ retirement unravel was devastating, and it’s the precise reason I started Momentum Wealth.
You’ve worked too long and too hard to leave your financial legacy to chance.

A lot of people think that because they have a collection of investments, they have a retirement plan. But a portfolio alone isn't enough to carry you through a 30-year retirement. A true plan answers the ultimate question:

What is every single dollar doing for your daily life?

At Momentum Wealth, we close the gaps by building complete income, tax, healthcare, and legacy strategies. Driven by our firm's motto, Always Forward—inspired by my grandmother’s brave journey to America at age 16—we are dedicated to moving your future seamlessly in the right direction.

Let’s secure what you've built.

👉 Message us today or drop a comment below to connect with our wealth advisors in Orem and Salt Lake City.

05/29/2026

What got you here may not get you there. The tax strategies that made sense while you were building your wealth—like maxing out contributions and deferring taxes—can actually create unexpected problems during retirement. The distribution phase requires a completely different approach. Let’s start the conversation now to ensure your strategy is ready for the next chapter.

05/26/2026

Success in retirement comes down to a plan. Two clients can start with the same savings but end with very different outcomes. One pays dramatically more in taxes because they lacked a tax strategy. Having a plan makes all the difference.

05/21/2026

Don't miss the 8 to 10-year window in retirement to potentially pay the lowest taxes of your life. If you retire before your required minimum distributions begin, you have a unique opportunity for Roth conversions while your income is at its lowest point. Most people miss this window entirely because they don't know it exists, and waiting only reduces your options.

05/19/2026

"You’ve worked too long, saved too much, and sacrificed too much to leave any of this to chance."

When I watched my own parents nearly run out of money in retirement due to fraud and the 2008 market crash, those words became my mission. I started Momentum Wealth not because the timing was perfect, but because I saw a broken system that failed the people who trusted it most.

My grandmother crossed the Atlantic alone from northern Italy at 16 years old with nothing but the belief that moving forward was worth the risk. That "Always Forward" mindset is a family value, and it’s the exact driving force behind how we protect our clients today.

Retirement isn't just about making your money grow it's about making your money work, so you can actually enjoy the freedom you earned.

If you’re approaching retirement and want to make sure your blind spots are covered, watch this video to hear the origin story behind Momentum Wealth and learn how we do things differently.

👇 Watch now:
https://youtu.be/eeewWjaa86U

Most people assume financial advisors enter this industry because they love the markets, but my story is different. I started Momentum Wealth in 2009 after w...

05/14/2026

Retirement isn't a solo journey; it's a transition that happens to a couple. Because both partners are rarely in the same emotional place, a truly good plan accounts for both the "numbers version" and the actual "lived version" of retirement. Start the conversation before you retire to ensure both of your needs - whether they be for excitement, structure, or flexibility - are met.

05/11/2026

Think you’re ready for retirement? Think again. 🛑

Most smart, hardworking people spend decades mastering the "accumulation" game. But here's the catch: the rules completely change when you enter the "distribution" stage.

In my latest video, I break down the 7 critical mistakes I’ve seen over 16 years of planning - from ignoring the emotional shift of leaving work to the danger of lacking a real withdrawal strategy.

A massive savings account is great, but a coordinated plan covering taxes, income, healthcare, legacy, and investments is what actually gives you freedom.

Watch now to see if your plan is missing a pillar: https://youtu.be/Fx4xXZgqgMw

05/06/2026

Are you truly ready for retirement? It’s about more than just your savings goal.

Many people spend their careers asking, "How much can I save?". But as you get closer to retirement, the question must shift to: "How do I turn what I have into everything I need?".

Here are 6 steps to ensure you are truly ready:

✅ 1. Get Clear on Lifestyle Costs: Stop guessing with round numbers. Gather real data on property taxes, food, utilities, and irregular expenses like home or car repairs.

✅ 2. Separate "Paychecks" from "Playchecks": Distinguish your essential spending (needs) from optional lifestyle spending (wants). This identifies where you have flexibility if things get tight.

✅ 3. Map Reliable Income: Identify what you can count on—Social Security, pensions, or rental income. Calculate the "gap" between this income and your expenses to determine your withdrawal strategy.

✅ 4. Identify "One-Way Door" Decisions: Some choices, like Social Security filing ages or pension benefit options, cannot be undone once made. Model these carefully.

✅ 5. Pressure Test the Plan: Verify your "parachute" is strapped on before you jump. Review your plan every 6 to 12 months to account for changes in taxes, markets, and healthcare.

✅ 6. Align Dollars with Real-Life Goals: Money is just a tool. Give your dollars a purpose, whether it’s traveling with grandkids, volunteering, or hiking mountain peaks in Europe.

Retirement readiness isn't just a single number; it's a thoughtful plan. If you've done a great job saving but need to paint the full picture of your future, let’s sit down and go through our Retire Forward Readiness Assessment.

Watch the Full Video Here: https://youtu.be/PVjstuUzLLk

05/01/2026

Retirement isn't just about the math; it’s about the mindset.

After decades of practicing the discipline required to build wealth, many retirees find that spending actually feels "wrong" or even reckless.

That ingrained habit of saving doesn't disappear overnight just because you stopped working. Don't overlook one of the strangest and most underplanned parts of retirement: learning how to finally enjoy what you've built.

04/28/2026

What happens when you retire without a clear vision?

Many people are excited for the freedom of retirement, but haven't thought about how to actually fill their time or how to efficiently structure their withdrawals. In our newest video, Nico breaks down the tiers of retirement planning. We cover everything from the dangers of pulling from your portfolio with no tax strategy to the ultimate goal: "S-tier" purpose-based planning.
Take the guesswork out of your next chapter and give yourself the retirement you've earned!

📺 YouTube Video: Retiring Without a Vision? Here's What Happens
👤 Channel: Retire Forward with Momentum Wealth
🔗 Watch the full video here: https://youtu.be/gDXiJoRCu8k?si=0tUH9E906bXxD0z8