Joseph J Neratko

01/01/2024

This New Year, why not make a resolution that's easy to keep? Like resolving to get financially fit. Learn how the right insurance policy can help provide a lifetime of peace of mind and financial security for you and your loved ones—all you have to do is call.

Unsure how life insurance works? Learn from New York Life about your options to ensure your loved ones have the financial security they need.

12/28/2023

If you're a fan of warm weather, you have plenty of reasons to want to delay winter as long as possible. While there's nothing you can do about the changing seasons, when it comes to your retirement, you're in control. Whether you want to increase your Social Security payments or need more time for your savings to grow, here are five reasons why delaying your retirement could be a smart move.

When should you retire? Delay the age at which you claim social security benefits and retire later in life to give your assets more time to grow.

12/25/2023

Merry Christmas! 🎄🦌🎅🌟☃️

12/24/2023

Whether holiday shopping or baking cookies, building snowmen or sipping hot cocoa, the holidays are always warmer when spent with the ones you love. This year, take a moment to reflect, and then protect, all that you hold dear. When you're ready, reach out and I can help.

12/22/2023

As this year comes to a close, it’s time to think about your financial goals for the next one. Review these 11 year-end planning tasks to get started.
https://www.eaglestrategies.com/public_files/Planning_Essentials_-_Preparing_for_a_New_Year_-_Eagle.pdf

12/01/2023

If you're a new parent, I don't have to tell you how overwhelming the first few months can feel. But what I can offer you is some budgeting advice to help you manage your finances more effectively. Read these tips and reach out if you need more help. You got this!

As a new parent, having a baby on a budget requires adjusting your finances. Use this financial advice from New York Life to help with your planning.

11/27/2023

Saving for retirement? Here are six moves experts suggest you avoid to ensure you have a substantial nest egg when you reach retirement age.

Steering clear of these mistakes will save you a lot of regret once you reach retirement age.

11/25/2023

Today, we celebrate the backbone of our communities – small businesses! As a New York Life agent, I can provide tailored solutions to protect the business you’ve worked diligently to build. Together, we can build a secure future for you and your business. Let’s talk today!

Learn how small business solutions from New York Life can protect business owners and their employees with a variety of services.

11/23/2023

The two best things about are the food and spending time with loved ones. So when it comes to important family matters, there's no better time to get down to the meat and potatoes. From discussing life insurance to where you keep important documents, and everything in between, read these tips to help make a conversation about family finances go down smoothly.

New York Life shares the importance discussing family finances and talking to your family about inheritance, guardianship and living wills.

11/21/2023

This , we're thankful for the opportunity to protect the ones you cherish most. Wishing you a safe and joyful holiday filled with gratitude, love, and peace of mind.

11/20/2023

falls on November 25th this year. At New York Life, we take pride in serving you and your employees by offering financial security and future planning solutions. Below you can listen to why agents like me are appreciative of all that small businesses do.

11/17/2023

We all know we should be saving for retirement, however roughly 30% of U.S. households led by people age 45 and older claim to have no retirement savings at all.* Whether you're on track with your goals or completely lost, reach out and I'll help ensure you get where you need to go.

Discover how you can start saving money, no matter how much you make. Learn how to budget, cut unnecessary costs, and maximize your savings.