03/08/2026
LONG POST: STOLEN IDENTITY!! Filing Taxes Im seeing ALOT of stolen Identity issues. Please follow the following info!!
If you want to lock or freeze your Social Security number from being used for new credit, you usually do that by placing a credit freeze (or fraud alert) with the three major credit bureaus. This prevents lenders from opening new accounts using your SSN unless you unlock it.
Here are the main credit agencies and their contact information:
1. Equifax
• Website: https://www.equifax.com/personal/credit-report-services/
• Phone: 1-800-685-1111
• Freeze page: https://www.equifax.com/.../credit-report.../credit-freeze/
2. Experian
• Website: https://www.experian.com/freeze
• Phone: 1-888-397-3742
3. TransUnion
• Website: https://www.transunion.com/credit-freeze
• Phone: 1-888-909-8872
Optional (extra protection)
4. Innovis
• Website: https://www.innovis.com/securityFreeze
• Phone: 1-800-540-2505
5. ChexSystems
(For bank accounts and checking accounts)
• Website: https://www.chexsystems.com
• Phone: 1-800-887-7652
✅ Important tips
• Credit freezes are free by law in the U.S.
• You must freeze your credit with each bureau individually.
• You will receive a PIN or password to temporarily unlock it when applying for credit.
Chex Systems, Inc. (ChexSystems) is a nationwide specialty consumer reporting agency under the federal Fair Credit Reporting Act (FCRA).