Paxton Financial Services

10/27/2026

Are you ready to solve a credit report crime with John Q. Gumshoe? Grab your magnifying glass and click here to learn more.

Solve a mystery while learning how important your credit report is with this story-driven interactive.

10/26/2026

For years, catch-up contributions gave people over 50 a way to put more money away pre-tax. For some higher earners, that changed in 2026.

If you’re 50 or older and your prior-year F**A wages from your employer were over $150,000, your 401(k) catch-up contributions now have to go in as Roth. That means after tax, with no deduction this year.

For business owners there’s a second question. If your company’s plan doesn’t offer a Roth option, affected participants may not be able to make catch-up contributions at all, and that could include you.

It’s worth checking with your plan administrator and CPA before year-end, while there’s still time to adjust.

Review your options before the decision becomes urgent: PaxtonFS.com

10/22/2026

The choice of business structure is not a final decision. You may amend your business structure to your changing needs.

Entrepreneurs all face the same question, “Which business structure should I adopt?”

10/20/2026

I would like to extend my heartfelt thanks to Barry Sunshine for the honor and privilege of attending the Tunnel to Towers 25th Anniversary 9/11 Memorial at 3 World Trade Center, on the 80th floor.

It was a truly moving experience and a powerful reminder of the courage, bravery, and selfless sacrifices made on September 11, 2001.
We will never forget the heroes who gave their lives, those who answered the call of duty, and all who continue to serve and protect our great nation.

May we always remember the sacrifices made so that we can enjoy the liberty and freedom we cherish in the greatest country on Earth.

10/20/2026

Small contributions can add up to something big. See how compound interest works over time and what it could mean for your financial future.

10/19/2026

2026 Year-End Retirement Planning for Business Owners October is a good time to make sure your retirement plan still fits both your business and your personal goals. For business owners, year-end planning can arrive quickly. Payroll...

Business owners should review 2026 retirement contribution limits, Roth catch-up rules, and year-end planning decisions before December 31.

10/19/2026

Business Exit Planning: What Owners Should Evaluate Before a Sale A thoughtful exit begins well before a buyer makes an offer. By William M. LaPiana, CEPA® | President, Paxton Financial Services Business owners spend years making...

Preparing to sell a business? Learn how valuation, taxes, succession, financial readiness, and post-sale wealth planning fit into a thoughtful exit strategy.

10/15/2026

When you choose to take Social Security might impact your retirement income. Find out how.

One of the most common questions people ask about Social Security is when they should start taking benefits.

10/14/2026

Saving is important. Having a plan for those savings matters just as much.

Your strategy should reflect your goals, time horizon, liquidity needs, and comfort with risknot a one-size-fits-all approach.

At Paxton Financial Services, we help clients look at the bigger financial picture and build a strategy around what they are working toward.

Planning for what comes next? Let’s start the conversation.

PaxtonFS.com

10/14/2026

Did you know? Earning just 40 credits qualifies you for Social Security benefits—and your monthly payout is based on your 35 highest-earning years.

Working fewer than 35 years adds zeros to your average calculation, lowering your lifetime payout. Retire smart, plan ahead for years wisely, and stay ready for every stage of your retirement journey.

📲 Visit paxtonfs.com to review your long-term retirement and income strategy.