Benavides Financial Group LLC

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Benavides Financial Group LLC Financial & Insurance services company taking a wholly holistic approach to all dealings with our clientele.

Our goal is to leave our clients better than when we arrived with truly affordable coverage. Benavides Financial Group LLC is a growing insurance and financial services company looking to break the mold of all the other cookie-cutter insurance agencies. Instead of just worrying about money 24/7, BFG takes a holistic approach in all of our dealings with our clientele. We want to leave our clients better than when we arrived and with the coverage they can truly afford. We are building a reputation not only in our community but nationally as a company that puts clients first. We won't be satisfied unless we know we've done all we can to protect your family's future, today.

You just lost your parent. And somehow, you’re expected to figure out how to pay for their funeral.You’re still trying t...
10/23/2026

You just lost your parent. And somehow, you’re expected to figure out how to pay for their funeral.

You’re still trying to process the phone call.

Still trying to accept that they’re really gone.

Still wishing you could hear their voice one more time.

But before you’ve even had a chance to grieve, you’re being asked questions you never imagined having to answer.

Burial or cremation?

Which funeral home?

What kind of service?

And then comes the question that’s been keeping you awake at night.

How am I supposed to pay for all of this?

There was no life insurance policy.

Not because you didn’t care. Not because you didn’t think about the future.

But because money was already tight, and another monthly expense simply wasn’t something your family could afford.

Now you’re staring at funeral costs while your own bills are piling up.

The mortgage doesn’t stop.

The utilities don’t stop.

Life doesn’t stop.

And you’re trying to figure out how to give your parent a meaningful goodbye without putting yourself into financial hardship.

Nobody tells you how expensive grief can become.

Nobody prepares you for making financial decisions while your heart is breaking.

And nobody should have to feel ashamed because they couldn’t afford to prepare for something like this.

At Benavides Financial, we understand that financial preparation isn’t always easy or affordable.

But learning about your options, understanding insurance coverage, and exploring ways to prepare for unexpected expenses can help families make informed decisions.

Because losing someone you love is already devastating.

Wondering how you’re going to afford to say goodbye shouldn’t have to make it even harder.

The holidays are supposed to be the happiest time of the year. But what happens when they’re not?The Christmas lights ar...
10/23/2026

The holidays are supposed to be the happiest time of the year. But what happens when they’re not?

The Christmas lights are glowing. The presents still need to be bought. The kids are excited.

But someone you love is missing this year.

Instead of planning holiday celebrations, you’re making funeral arrangements.

Instead of worrying about Christmas shopping, you’re wondering how to cover funeral expenses.

And then your child gets sick.

Another doctor’s appointment. Another prescription. Another unexpected bill.

Meanwhile, the mortgage is still due.

The utilities still need to be paid.

The groceries still need to be bought.

And Christmas is getting closer.

You’re grieving someone you love while trying to make sure your children don’t lose the magic of the holidays, too.

Nobody prepares you for that kind of exhaustion.

You’re trying to comfort a sick child, manage financial responsibilities, and hold your family together while silently falling apart yourself.

Because grief doesn’t stop the bills. And the bills don’t stop for grief.

This is why financial preparation matters.

Emergency savings, understanding your debt, reviewing insurance coverage, and having a financial plan can help ease some of the uncertainty when life takes an unexpected turn.

Not because you can prepare for every heartbreak.

But because the last thing a grieving family needs is even more financial pressure.

At Benavides Financial, we believe financial education is about more than numbers.

It’s about the families behind them.

The parents trying to stay strong.

The children depending on them.

And the people doing everything they can to make it through another day.

Sometimes, financial peace of mind simply means having one less thing to worry about when your world feels like it’s falling apart.

The holidays should leave you with memories, not months of financial stress.There’s something special about the holiday ...
10/21/2026

The holidays should leave you with memories, not months of financial stress.

There’s something special about the holiday season.

The excitement of finding the perfect gift. The family gatherings. The decorations. The traditions that make this time of year unforgettable.

But somewhere between the shopping lists, holiday dinners, travel plans, and last-minute purchases, spending can get out of hand.

And when January arrives, those holiday expenses don’t simply disappear.

The good news? Creating meaningful holiday memories doesn’t require putting your financial future on hold.

Before the holiday shopping begins, consider these five simple steps:

1. Set a realistic spending limit. Decide what you can comfortably afford without sacrificing essential expenses.
2. Make your list and check it twice. Include gifts, food, travel, decorations, and celebrations.
3. Keep holiday savings separate. Set aside money specifically for seasonal expenses when possible.
4. Remember the little extras. Shipping costs, wrapping supplies, and unexpected purchases can add up.
5. Leave room for surprises. A little flexibility in your budget can help prevent last-minute financial stress.

The goal isn’t to take the joy out of the holidays.

It’s to enjoy them without carrying unnecessary financial pressure into the new year.

At Benavides Financial, we believe thoughtful financial planning helps families focus on what matters most.

Because the best holiday memories aren’t measured by how much you spend.

Discover five practical holiday budgeting tips:

https://www.moneymaxaccount.com/bfg/article/holiday-spending-budgeting-guide

The bills don’t stop when someone you love dies.Neither does the mortgage.Neither do the groceries, the utilities, or th...
10/20/2026

The bills don’t stop when someone you love dies.

Neither does the mortgage.

Neither do the groceries, the utilities, or the expenses that come with raising children.

And then there are the funeral expenses.

The unexpected costs.

The financial decisions you never imagined having to make while you’re still trying to process the fact that someone you love is gone.

One moment, you’re planning your future together.

The next, you’re trying to figure out how to manage a future that looks completely different.

And somehow, through all of it, you’re still expected to keep going.

To make dinner.

To get the kids ready for school.

To keep the lights on.

To make sure there’s enough money to cover another month.

Grief doesn’t put financial responsibilities on hold.

That’s why financial preparation matters.

Understanding your debts, reviewing your insurance coverage, building emergency savings when possible, and having honest conversations about your family’s finances can make an already difficult situation a little less overwhelming.

No financial plan can take away the pain of losing someone you love.

But thoughtful preparation may help reduce some of the financial uncertainty left behind.

At Benavides Financial, we believe financial planning isn’t just about building wealth.

It’s about helping protect the people and the life you’ve worked so hard to build.

You’ve spent decades working for your retirement. Do you know who’s looking out for it?Retirement planning is about more...
10/20/2026

You’ve spent decades working for your retirement. Do you know who’s looking out for it?

Retirement planning is about more than deciding when to stop working.

It’s about protecting what you’ve built, understanding your options, and making decisions that support the future you envision.

And while a financial professional can provide valuable guidance, there are important questions you should never be afraid to ask.

Are they properly licensed and qualified?

How are they compensated?

Are they required to act in your best interest?

Could carrying debt into retirement affect your financial flexibility?

And how might the timing of your Social Security benefits influence your retirement income?

These aren’t small details.

They’re conversations worth having before making decisions that could affect your financial future for years to come.

Because retirement planning shouldn’t leave you with more questions than answers.

At Benavides Financial, we believe financial education, transparency, and understanding your options are essential parts of preparing for retirement.

You’ve worked hard for your future.

Make sure you understand the decisions shaping it.

Discover five important considerations when working with a retirement planner.

Read more:
https://www.moneymaxaccount.com/bfg/article/what-retirement-planners-wont-tell-you

Building wealth isn’t just about how much money you make. It’s about what you do with it.When people hear the word wealt...
10/19/2026

Building wealth isn’t just about how much money you make. It’s about what you do with it.

When people hear the word wealth, they often picture luxury homes, expensive cars, and overflowing bank accounts.

But real financial progress doesn’t always look like that.

Sometimes, it looks like having enough savings to handle an unexpected expense.

Paying your bills without constantly worrying about what’s left.

Creating additional sources of income.

Or knowing that the financial future you’re building is protected.

Wealth isn’t built through one decision. It’s built through the habits and strategies you develop over time.

Here are five important foundations to consider:

1. Set realistic financial goals. Know what you’re working toward and create measurable steps to get there.
2. Build an emergency fund. Prepare for life’s unexpected expenses without immediately relying on debt.
3. Live below your means. Give yourself room to save, invest, and plan for tomorrow.
4. Explore diversification. Consider ways to spread financial risk and develop additional income opportunities.
5. Protect what you’ve built. Review your insurance coverage and make sure it reflects your needs.

You don’t have to accomplish everything at once.

What matters is developing a financial strategy that works for your circumstances and supports your long-term goals.

At Benavides Financial, we believe building wealth begins with financial education, thoughtful decisions, and a commitment to your future.

Because wealth isn’t just about having more. It’s about creating more possibilities for your life.

Discover five practical wealth-building principles.

Read more:
https://www.moneymaxaccount.com/bfg/article/5-wealth-creation-tips

Your dream home doesn’t start with a set of keys. It starts with a plan.You’ve imagined it.The front door. The kitchen. ...
10/19/2026

Your dream home doesn’t start with a set of keys. It starts with a plan.

You’ve imagined it.

The front door. The kitchen. The living room where memories will be made.

A place to finally call your own.

But between everyday expenses, monthly bills, and existing debt, saving for a house can sometimes feel like a goal that’s always just out of reach.

Here’s something worth remembering.

You don’t have to save everything overnight. You just need a realistic place to start.

Start by understanding how much you’ll need, including your down payment, closing costs, moving expenses, and other homeownership costs.

Review your budget and identify an amount you can comfortably save each month.

Consider setting up automatic transfers so saving becomes part of your routine.

And be mindful of taking on additional debt that could make reaching your goal more difficult.

Small, consistent financial decisions can help turn a distant dream into a realistic plan.

At Benavides Financial, we believe preparing for homeownership is about more than saving money. It’s about building a financial foundation that supports the life you want to create.

Because every dream home begins somewhere.

Discover practical strategies for saving toward your future home.

Read more:
https://www.moneymaxaccount.com/bfg/article/how-to-save-money-for-a-house

You know your mortgage interest rate. But do you know how much interest you’re actually paying?When most people shop for...
10/18/2026

You know your mortgage interest rate. But do you know how much interest you’re actually paying?

When most people shop for a mortgage, they focus on one number.

The interest rate.

And while securing a competitive rate is important, there’s another number that deserves just as much attention.

Your interest volume.

Your interest rate is the percentage your lender charges you to borrow money.

Your interest volume is the actual dollar amount you’re paying in interest.

Here’s why that distinction matters.

During the early years of a typical fixed-rate mortgage, a larger portion of your monthly principal-and-interest payment often goes toward interest because your remaining loan balance is higher.

As your principal decreases, the amount of interest charged generally decreases, too.

That means understanding your mortgage involves more than knowing your rate.

It’s about understanding how your payments are divided, how much interest you could pay over the life of your loan, and what strategies may help you reduce those costs.

At Benavides Financial, we believe informed financial decisions begin with understanding the numbers behind your payments.

Because knowing your interest rate is important. Knowing what it costs you is powerful.

Discover the difference between interest rate and interest volume.

Read more:
https://www.moneymaxaccount.com/bfg/article/interest-rate-vs-interest-volume

What if debt wasn’t always the obstacle to building wealth?Most people think of debt as something they need to eliminate...
10/18/2026

What if debt wasn’t always the obstacle to building wealth?

Most people think of debt as something they need to eliminate.

And while reducing debt is an important financial goal, there’s another side to the conversation.

Some wealthy investors and business owners use borrowed money strategically to pursue opportunities they might not otherwise be able to afford.

It’s called leveraging debt.

From financing investment properties to expanding businesses, borrowing can create opportunities for growth.

But here’s what matters.

Borrowing money doesn’t automatically build wealth.

Every loan comes with interest, repayment obligations, and financial risks. If an investment doesn’t perform as expected, those obligations don’t disappear.

That’s why understanding your cash flow, evaluating potential returns, and managing risk are essential before taking on additional debt.

At Benavides Financial, we believe financial education is about understanding both the opportunities and the responsibilities that come with every financial decision.

Because building wealth isn’t simply about how much money you borrow.

It’s about understanding how your money works.

Discover five ways wealthy investors leverage debt and what you should consider before exploring similar strategies.

Read more:
https://www.moneymaxaccount.com/bfg/article/how-to-leverage-debt-to-make-money

Your paycheck hasn’t changed. But everything competing for it has.Groceries cost more. Everyday expenses add up. Interes...
10/17/2026

Your paycheck hasn’t changed. But everything competing for it has.

Groceries cost more. Everyday expenses add up. Interest can make borrowing more expensive. And for those managing student loans, another monthly payment can make an already tight budget feel even tighter.

Individually, these financial pressures can be challenging.

Together, they can make it harder to save, pay down debt, or plan for the future.

But understanding what’s affecting your finances is an important first step toward taking control.

Review your spending. Understand your interest rates. Evaluate your debt repayment options. Build a financial plan that reflects your current situation and long-term goals.

You may not be able to control inflation or interest rates, but you can make informed decisions about how you manage your money.

Because financial stability isn’t about controlling the economy. It’s about preparing for the challenges it brings.

At Benavides Financial, we believe financial education and thoughtful planning can help you move forward with greater confidence.

Learn more:
https://www.moneymaxaccount.com/bfg/article/inflation-interest-rates-and-student-loans

Address

328 E Lincoln Highway, Suite E
New Lenox, IL
60452

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+18887330933

Website

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