Benavides Financial Group LLC

Benavides Financial Group LLC Financial & Insurance services company taking a wholly holistic approach to all dealings with our clientele.

Our goal is to leave our clients better than when we arrived with truly affordable coverage. Benavides Financial Group LLC is a growing insurance and financial services company looking to break the mold of all the other cookie-cutter insurance agencies. Instead of just worrying about money 24/7, BFG takes a holistic approach in all of our dealings with our clientele. We want to leave our clients

better than when we arrived and with the coverage they can truly afford. We are building a reputation not only in our community but nationally as a company that puts clients first. We won't be satisfied unless we know we've done all we can to protect your family's future, today.

What if the goal wasn’t simply to avoid debt… but to understand what your debt is actually doing for you?We’re usually t...
09/07/2026

What if the goal wasn’t simply to avoid debt… but to understand what your debt is actually doing for you?

We’re usually taught that debt is debt.

But borrowing money for something that may increase your earning potential, generate income or grow in value is very different from carrying high-interest debt for something that gives you little in return.

A mortgage.

Education.

A business.

An investment property.

Each can have the potential to move your financial life forward. But that doesn’t automatically make taking on the debt a smart decision.

There’s another question that matters just as much:

Can your finances comfortably handle it?

Because even debt with potential can work against you when you’re already stretched too thin.

The goal isn’t to become comfortable with debt.

It’s to understand the difference between debt that costs you and debt that has the potential to create something for you.

You can share a home, a life and a future… and still see money completely differently.One person saves.One spends a litt...
09/06/2026

You can share a home, a life and a future… and still see money completely differently.

One person saves.

One spends a little more freely.

One wants to pay off debt yesterday.

The other is thinking about the house, the vacation, the kids or retirement.

And that’s exactly why budgeting as a couple shouldn’t start with a spreadsheet.

It should start with a conversation.

Talk about what matters to each of you. Decide which goals you’re building toward together. Figure out who handles what. Set boundaries you both understand. Then keep having the conversation, because your finances will change as your life does.

You don’t have to manage money exactly the same way.

You just need to know you’re building toward the same future.

A 401(k) can be an important part of retirement planning, especially when an employer match is available. But having one...
09/05/2026

A 401(k) can be an important part of retirement planning, especially when an employer match is available. But having one doesn’t automatically mean you’ve built a complete retirement strategy.

There are still questions worth asking.

How much are fees costing you over time?

Are you contributing enough to receive your available employer match?

How dependent is your future on the performance of one account?

And what happens when retirement savings have to compete with a mortgage, credit cards or other debt?

Your 401(k) can be part of the plan without being the whole plan. The article encourages looking at retirement more broadly, including other savings options and the rest of your financial picture.

Don’t just ask how much you’re saving. Ask whether your entire financial strategy is preparing you for the retirement you actually want.

That credit card reward might catch your eye. But the fine print could cost you more than the perk is worth.Cash back. T...
09/05/2026

That credit card reward might catch your eye. But the fine print could cost you more than the perk is worth.

Cash back. Travel miles. Sign-up bonuses.

They all sound great.

But before choosing a credit card based on the reward, take a closer look at what comes with it.

What’s the purchase APR?
Is the rate fixed or variable?
When does that 0% promotional period end?
Are there annual or balance-transfer fees?

The best-looking offer isn’t necessarily the best fit for your wallet.

A few minutes comparing the whole offer, not just the reward, could make a big difference in what that card ultimately costs you.

Know the rate. Read the terms. Then decide if the reward is actually worth it.

Think you have to own a home or make a certain amount of money to use the Money Max Account?Those are two of the biggest...
09/05/2026

Think you have to own a home or make a certain amount of money to use the Money Max Account?

Those are two of the biggest questions people have before getting started.

But whether the program is a good fit has less to do with checking a specific income box and more to do with your overall financial situation.

Steady cash flow matters.

Being in a position to put the strategy to work matters.

And most importantly, being willing to stay involved and follow the plan matters.

Because Money Max isn’t designed to be something you turn on and forget about. As your income, spending and debts change, the system adjusts with you.

So the better question may not be, “Do I qualify?”

It may be, “Am I ready to change the way I manage my debt?”

Sometimes a company doesn’t begin with a business idea.It begins with a problem someone refuses to ignore. In the early ...
09/04/2026

Sometimes a company doesn’t begin with a business idea.

It begins with a problem someone refuses to ignore.

In the early 2000s, John Washenko was helping homeowners refinance and consolidate debt.

But he kept seeing something troubling.

Families would come back.

Less equity.

More stress.

Fewer options.

And for John, financial hardship wasn’t something he’d only witnessed through clients. He had experienced its impact within his own family growing up.

So instead of accepting that endless debt was simply part of life, he started searching for another approach.

That journey helped lay the foundation for what would eventually become the Money Max Account.

More than two decades later, the mission behind it still comes back to something incredibly simple:

Help families understand their money, reduce financial stress, and create more choices for their future.

Because sometimes changing the future starts when someone decides…

there has to be a better way.

Your GPS reroutes when you miss a turn. Why shouldn’t your financial plan? Your money doesn’t stay exactly the same ever...
09/03/2026

Your GPS reroutes when you miss a turn. Why shouldn’t your financial plan?

Your money doesn’t stay exactly the same every month.

A purchase happens.

Income changes.

An unexpected expense shows up.

Priorities shift.

That’s why the Money Max Account is designed to work like a financial GPS, analyzing your cash flow, debts, and spending and adjusting the suggested roadmap as things change.

Instead of simply wondering where your extra money should go, the system helps identify how and when available dollars could be applied toward interest-accruing balances.

Because getting somewhere faster isn’t always about having more fuel.

Sometimes…

it’s about taking a smarter route.

Imagine finally retiring… but your paycheck retired before your payments did. Mortgage.Loans.Interest.Monthly payments t...
09/02/2026

Imagine finally retiring… but your paycheck retired before your payments did.

Mortgage.

Loans.

Interest.

Monthly payments that don’t magically disappear just because you stopped working.

We spend years hearing about how much we should save for retirement.

But there’s another side of the conversation:

What will you still OWE when you get there?

Preparing for retirement isn’t only about building the number in your savings account. Working toward reducing debt beforehand can mean entering that next chapter with fewer financial obligations competing for the money you’ve worked so hard to save.

Because the retirement dream isn’t simply:

Stop working.

It’s having more freedom to decide what comes next.

1,000+ reviews later… people aren’t just talking about the program. They’re talking about the PEOPLE behind it. Question...
09/02/2026

1,000+ reviews later… people aren’t just talking about the program. They’re talking about the PEOPLE behind it.

Questions happen.

Confusion happens.

And sometimes you just need a real person who will slow down, listen, and help you understand what comes next.

That’s exactly what clients keep recognizing about the Money Max coaching team: patience, knowledge, kindness, and explanations that actually make sense.

Because great technology is one thing.

Having someone there to help you confidently use it?

That’s where the human side makes a difference.

More than 1,000 recent positive reviews tell that story better than we ever could.

What if everything you were taught about debt only told you HALF the story? Most people think the financial journey has ...
09/01/2026

What if everything you were taught about debt only told you HALF the story?

Most people think the financial journey has to happen in a specific order.

Get out of debt.

Then worry about building wealth.

Then start thinking seriously about retirement.

But Wealth Beyond Debt asks a much more interesting question:

What if you could work toward eliminating debt AND building wealth at the same time?

It’s about looking at how your money moves, questioning traditional strategies, and learning whether there’s another way to approach the future you’re building.

Because sometimes getting ahead isn’t about simply working harder for your money.

It’s about learning how to make your money work differently.

Address

328 E Lincoln Highway, Suite E
New Lenox, IL
60452

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+18887330933

Website

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