Cornell Jones The Agent

11/14/2024

https://www.mgmadvisorgroupinc.com/life-insurance.html
What is Life Insurance?
Life insurance pays out a sum of money either on the death of the insured person or after a set period of time.
Common Types of Life
Term Life
Term life insurance or term assurance is life insurance which provides coverage at a fixed rate of payments for a limited period of time, the relevant term. After that period expires, coverage at the previous rate of premiums is no longer guaranteed and the client must either forgo coverage or potentially obtain further coverage with different payments or conditions. If the life insured dies during the term, the death benefit will be paid to the beneficiary. Term insurance is the least expensive way to purchase a substantial death benefit on a coverage amount per premium dollar basis over a specific period of time.
Whole Life
Whole life insurance, or whole of life assurance, is a life insurance policy that remains in force for the insured's whole life and requires (in most cases) premiums to be paid every year into the policy.
Universal Life Insurance
A type of permanent life insurance. Under the terms of the policy, the excess of premium payments above the current cost of insurance is credited to the cash value of the policy. The cash value is credited each month with interest, and the policy is debited each month by a cost of insurance (COI) charge, as well as any other policy charges and fees which are drawn from the cash value, even if no premium payment is made that month. Interest credited to the account is determined by the insurer, but has a contractual minimum rate of 2%. When an earnings rate is pegged to a financial index such as a stock, bond or other interest rate index, the policy is a "Equity Indexed Universal Life" contract.
Variable Universal Life
Variable Universal Life Insurance is a type of life insurance that builds a cash value. In a VUL, the cash value can be invested in a wide variety of separate accounts, similar to mutual funds, and the choice of which of the available separate accounts to use is entirely up to the contract owner. The 'variable' component in the name refers to this ability to invest in separate accounts whose values vary—they vary because they are invested in stock and/or bond markets. The 'universal' component in the name refers to the flexibility the owner has in making premium payments. The premiums can vary from nothing in a given month up to maximums defined by the Internal Revenue Code for life insurance.

Life insurance pays out a sum of money either on the death of the insured person or after a set period of time.

11/14/2024

https://www.healthsherpa.com/?_agent_id=cornell-jones

Start enrolling faster with HealthSherpa, the largest ACA quoting and enrollment platform for agents and agencies.

11/10/2022

GET COVERAGE TODAY!!!!! OPEN ENROLLMENT FOR MAJOR HEALTH INSURANCE....

https://www.healthsherpa.com/?_agent_id=cornell-jones

Certain life events, like losing health coverage, moving, getting married, having a baby, or adopting a child, may qualify you to enroll in or change Marketplace health plans outside the yearly Open Enrollment Period, which started November 1.​
Click Here: https://www.healthsherpa.com/?_agent_id=cornell-jones

03/14/2022

Please lock this in your cell phone - This is my Digital Business Card, Lock this in your Cell if you know anyone who needs Health or Life Insurance please refer me.... Thanks

Still need health insurance? You can enroll in or change plans if you have certain life changes, or qualify for Medicaid or CHIP. Get Ready for Open Enrollment - Get a quick Quote Now...

02/16/2022

NEW PLAN BENEFITS

https://direct.manhattanlife.com/ #/link/MGMAGI

• Urgent Care Facility
• Physician Follow-up Visits
• Chiropractor Visits
• Rehabilitation Unit - Admission
• X-Ray
• Paraplegia
• Quadriplegia
• Concussion • Coma
• Ambulatory Surgical Center Facility and/or Outpatient Hospital Facility

You’re injured, you need emergency treatment, and you end up confined in the hospital for five days. “Accidents happen,” the old saying goes. “You can’t plan on them, but you can plan FOR them.”

People call them accidents for a reason; they are unplanned and can happen to anyone at the most inopportune times.

When an accident affects your livelihood or that of a family member, having a plan for the unexpected can be invaluable. ManhattanLife Assurance’s Personal Accident Indemnity Delivery product (PAID) can provide you with a vital piece of that plan. The PAID plan helps you pay for out-of-pocket expenses and provides
benefits to you or your family for many of the accidents that can happen without warning.

Additionally, You can choose the coverage that works best for you with our 24-hour, or off-the-job only plan options. Eligible issue ages are 18-64, and the policy is guaranteed renewable until age 70.*
https://direct.manhattanlife.com/ #/link/MGMAGI

02/16/2022

https://direct.manhattanlife.com/ #/link/MGMAGI

Cover Costs That Matter Most to You

ManhattanLife’s Lighthouse series was designed to provide flexible product offerings that give seniors the ability to tailor coverage to their specific needs. Whether family history dictates Heart
coverage, Cancer coverage or both, ManhattanLife has you covered.

Meeting Specific Needs

We understand that treatment is not the only cost that comes with a Cancer, Heart Attack or Stroke Diagnosis. That is why ManhattanLife pays benefits directly to you, the insured, providing financial relief allowing you to focus on treatment. These costs could include:

Childcare, Transportation, Lodging, Deductibles, Lab Tests.

* optional recurrence benefit

Choose a benefit level from $5K to $75K for either
Cancer, Heart & Stroke or both!

https://direct.manhattanlife.com/ #/link/MGMAGI

02/16/2022

https://direct.manhattanlife.com/ #/link/MGMAGI

02/16/2022

According to the American Cancer Society:

In the United States, men have about a 1-in-2 lifetime risk of developing cancer; for women the risk is a little more than 1-in-3.*
Since 1990, over 18 million new cancer cases have been diagnosed.*

As advances in cancer treatment continue, more and more people will survive:

Approximately 9.6 million Americans with a history of cancer were alive in 2000.*

The five-year relative survival rate for all cancers combined is 63%.*

The National Institutes of Health estimated the overall costs for cancer in the year 2003 at $189.5 billion.

Although health insurance can help offset the costs of cancer treatment, you still may have to cover deductibles and copayments on your own.

Additionally, cancer treatment can cause out-of-pocket expenses that aren’t covered by traditional health insurance:

Travel
Food
Lodging
Long-distance calls
Childcare
Household help

Meanwhile, living expenses such as car payments, mortgages or rent, and utility bills continue, whether or not you are able to work. If a family member has to stop working to take care of you, the loss of income may be doubled. Central United Life Insurance Company helps provide an important safety net in fighting the financial consequences of cancer that result beyond traditional health insurance.

Central United Life pays benefits directly to you, unless assigned.

You use the cash however you decide.

* American Cancer Society

Cancer First Occurrence
Cancer Insurance Policy
Protection Through Early Detection

https://www.manhattandirect.net/individualproducts/fob/productinfo.aspx?AN=09IP586&AGC=44152

Cancer Care Plus
Cancer and Dread Disease Insurance
Financial Solutions, Treatment and Recovery
THIS IS A CANCER - ONLY POLICY

https://www.manhattandirect.net/individualproducts/cancercareplus/productinfo.aspx?AN=09IP586&AGC=44152

02/16/2022

https://www.mgmadvisorgroupinc.com/dental-insurance.html

What is Dental Insurance?
Dental insurance is designed to pay a portion of the costs associated with dental care. Generally dental offices have a fee schedule, or a list of prices for the dental services or procedures they offer.
Typical Types of Dental Insurance
Indemnity Dental Insurance Plan:
This plan may be helpful when you want to stay with your dentist and he/she does not participate in a dental network. By the very nature of this plan the insurance company generally pays the dentist a percentage of your services according to the policy you purchased. In addition you will want to review the co-payment requirements, waiting periods, stated deductible, annual limitations, graduated percentage scales based on the type of procedure and/or length of time you have owned the policy prior to starting your dental work.

Dental Health Managed Organization (DHMO):
When a dentist signs a contract with a dental insurance company that provider agrees to accept an insurance fee schedule and give their customers a reduced cost for services as an In-Network Provider. Many DHMO insurance plans have little or no waiting periods, no annual maximum benefit limitations, while covering major dental work near the start of the policy period. This plan is sometimes purchased to help defray the high cost of the dental procedures. Some dental insurance plans offer free semi-annual preventative treatment. Fillings, crowns, implants and dentures may have various limitations.

Participating Provider Network (PPO):
Depending on your specific plan, the PPO works similar to a DHMO while using an In-Network facility. However, it allows you to use an Out-of-Network or Non-Participating Provider. Any difference of fees will become the financial responsibility of the patient unless otherwise specified in your dental policy. As noted, some dental insurance plans may have an annual maximum benefit limit. Thus, once the annual maximum benefit is exhausted any additional treatments may become the patient's responsibility. Each year that annual maximum is reissued. The reissued date may vary as a calendar year, company fiscal year, or date of enrollment based on your specific plan.

Contact us to learn more about the right dental insurance for you.

02/01/2022

Enroll Now - Life Insurance Benefits that help protect your family...

VALUE 20 LIFE

18-39 Individual $49.95 / Family $89.95 $ 40-74 Individual $54.95 / Family $94.95

https://www.calstarbenefits.com/information/product.cfm?page=14300&id=628064

PREMIUM ASSOCIATION BENEFITS

INCLUDING:

$20,000 Term Life Insurance & $20,000 Accidental Death & Dismemberment

$20,000 Term Life/ $20,000 Accidental Death & Dismemberment (AD&D) benefit is provided to the Primary Association Member.
Member must enroll prior to age 75.

$10,000Term Life/$10,000 AD&D for spouse and $5,000 Term Life/ $5,000 AD&D for dependent children is also provided (if enrolled in the family membership).

The primary member and eligible dependents (if applicable) are covered by the Term Life/AD&D benefit both in the USA and if/while traveling outside the USA; there are no restrictions due to the duration/time period of the travel.

Why is group term life insurance a good option?

 Death benefit protection
 Lower cost option
 Coverage for specified periods of time, which can be during high-need years
 Benefit is typically paid tax-free to your beneficiaries

https://www.calstarbenefits.com/information/product.cfm?page=14300&id=628064