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Joachim & Co., 2 Gramatan Avenue STE 309, Mount Vernon, NY (2026)

02/06/2026

Before You Trust AI With Your Taxes… Read This

AI is becoming part of everyday life, and tax season is no exception. But while AI tools are powerful, they aren’t ready to replace a tax professional.

What AI Can Help With
• Organizing and summarizing financial information
• Answering general tax questions
• Identifying possible deductions or planning ideas
• Helping prepare questions before meeting with your accountant

What AI Can’t Do
• File your tax return with the IRS
• Verify the accuracy of your tax data
• Apply complex tax laws to your specific situation
• Protect you from audits, penalties, or filing errors

While some people may try using AI to prepare their taxes, doing so comes with real risks. AI tools can misunderstand tax rules, miss important details, or give outdated information — and the responsibility always falls on the taxpayer.

Contact us today so we can help!
[email protected]

02/05/2026

W-2 Forms Are Starting to Arrive — Here’s What You Need to Know

As tax season gets underway, most U.S. workers can expect to receive their W-2 forms by early February. Your W-2 reports your total wages for the year and the taxes withheld from your paycheck.

Employers are required to send W-2 information to the Social Security Administration, which then shares it with the IRS.

⚠️ Important Reminder:
Tax season also brings an increase in fraud. Scammers may attempt to file fake returns using stolen information to claim refunds. Identity-theft cases can take months — sometimes years — to resolve.

How to protect yourself:
• Wait until you receive all tax documents before filing
• Review your W-2 carefully for accuracy
• File electronically when ready
• Consider hiring a tax professional for filing

Need help reviewing your W-2 or preparing your return? Joachim & Co. is here to help you file accurately and securely this tax season.

Contact us today so we can help!
[email protected]

01/26/2026

📢 The 2026 Tax Filing Season Is Officially Open!

The IRS has begun accepting and processing individual federal tax returns for the 2025 tax year.

📅 Deadline to file: Wednesday, April 15, 2026

📊 The IRS expects 164 million individual tax returns to be filed this season.

This year is especially notable as it marks:
• America’s 250th anniversary, and
• 40 years of electronic tax filing

E-filing remains the fastest and most secure way to submit your return and receive any refund you’re owed.

At Joachim & Co., we’re ready to help you file accurately, maximize deductions, and stay compliant — whether you’re filing early or need strategic tax planning.

📌 Don’t wait until the last minute. Get started today.

Contact us today so we can help!
[email protected]

01/20/2026

📢 Tax Season Update!

E-Filing for individual tax returns officially opens on Monday, January 26, 2026.

That means the IRS will begin accepting and processing 2025 tax returns starting on that date.

What this means for you:
If you have your tax documents ready, now is the perfect time to get organized so you can file as early as possible.

At Joachim & Co., we’re here to help you file accurately, maximize your deductions, and avoid delays.

📅 Mark your calendar: January 26, 2026

Need help preparing? Contact us today to get started!

Contact us today so we can help!
[email protected]

01/02/2026

📌Important Tax Deadlines You Need to Know

April 15, 2026 is the main federal tax deadline for the 2025 tax year. This is the date your return must be filed and any taxes owed must be paid to avoid penalties and interest.

⚠️ An extension only gives you more time to file — not more time to pay. Any unpaid taxes after April 15 may result in added penalties and interest.

Also, keep in mind that state tax deadlines may differ from federal deadlines, so it’s important to plan ahead.

📞 Scheduling your tax planning session early helps you stay compliant, avoid last-minute stress, and keep more of your money.

Contact us today so we can help!
[email protected]

12/29/2025

📢 2025 Standard Deduction Increase — What You Need to Know

New tax law changes are here, and the standard deduction has officially increased for 2025 tax returns (filed in 2026). That means more income protected from taxes for many households.

Standard Deduction Amounts:
✔️ Married Filing Jointly / Qualifying Surviving Spouse: $31,500
✔️ Head of Household: $23,625
✔️ Single / Married Filing Separately: $15,750

Why This Matters:
These increases can significantly lower your taxable income — but only if your return is structured correctly.

Extra Deductions You May Qualify For:
• Age 65+ or Blind
• Single/Head of Household: +$2,000
• Married Filers: +$1,600 per qualifying person

📌 Planning ahead can mean thousands saved at tax time.

Need help making sure you’re maximizing your deductions?
Joachim & Co. is here to help.

Contact us today so we can help!
[email protected]

12/15/2025

Close Out Your 2025 Books, Correctly📅

As we approach the end of the year, now's the perfect time to review your financial records and ensure your bookkeeping is accurate, organized, and tax-ready.

A year-end review helps you:
✅ Catch missing income or expenses
✅ Clean up bookkeeping before tax filing
✅ Plan for estimated taxes and deductions
✅ Start 2026 with clear, reliable numbers

We’re now scheduling year-end review meetings.
If you haven’t booked yet, DM me or reply to reserve your spot.

Contact us today so we can help!
[email protected]

11/14/2025

🏛️ Now That the Government Shutdown Is Over…

It’s time to shift focus — and finish the tax year strong.

✅ Organize your 2025 income and expenses
✅ Review your deductions and credits
✅ Catch up on estimated tax payments
✅ Plan ahead for 2026 before the year closes

Don’t wait until January to start thinking about your taxes — smart year-end planning can save you time, stress, and money.

Let Joachim & Co. help you wrap up the year right.
📌 Schedule your year-end tax review today.

Contact us today so we can help!
[email protected]

10/30/2025

5 Smart Ways to Pay Off Your Student Loans Faster

Student loans don’t have to weigh you down forever. With the right plan, you can cut years off your repayment timeline and save on interest:

1️⃣ Start paying early — even small payments help.
2️⃣ Enroll in auto-debit to stay consistent (and save on interest).
3️⃣ Pay more than the minimum — every extra dollar counts.
4️⃣ Use your tax refund to reduce your balance.
5️⃣ Explore forgiveness & repayment programs for your profession.

Smart budgeting and consistent payments can turn your student debt into a success story.

Ask Joachim & Co. to help you build a personalized repayment and tax strategy that saves you money and stress.

Contact us today so we can help!
[email protected]

10/21/2025

💰What Is the Jock Tax — And Who Actually Pays It?

When athletes sign multi-million-dollar contracts, it’s easy to assume they take home the full amount. But a unique state income tax — known as the “jock tax” — can take a big bite out of those earnings.

What It Is:
The jock tax is a state tax on income earned while working in another state. If an athlete travels to play in another state and earns money there, that state can tax a portion of their income.

It doesn’t just apply to players — coaches, trainers, and team staff can be taxed too.

The Bigger Picture:
Between federal, state, and local taxes, plus agent fees, athletes often keep only 40–50% of their earnings.

💡 Joachim & Co. Insight:
Whether you’re an athlete, coach, or professional earning income across state lines, multi-state tax planning is essential to:
✅ Track income accurately
✅ Avoid double taxation
✅ Maximize take-home pay

Contact us today so we can help!
[email protected]

10/15/2025

U.S. Small-Business Confidence Slips as Uncertainty Persists

Small-business owners are feeling the pressure again. Inflation, hiring challenges, and supply-chain issues are weighing on optimism heading into the final quarter of the year.

➡️According to the National Federation of Independent Business (NFIB):
The Small Business Optimism Index fell to 98.8 in September — one of the lowest readings of 2025.

📉What’s Driving the Decline:
~64% of business owners say supply-chain disruptions are still impacting operations.
~31% plan to raise prices in the next three months.
~Rising costs and labor shortages continue to strain margins.
~32% of small-business owners have open roles they can’t fill.

NFIB Chief Economist Bill Dunkelberg said most businesses remain “healthy” but are managing slower sales and persistent cost pressures.

💡Joachim & Co. Insight:
For owners managing rising costs, focus on:
✅ Reviewing pricing strategies
✅ Monitoring cash flow and payroll
✅ Using proactive tax planning to protect profits

Now is the time to plan for 2025 — before uncertainty becomes disruption.

Contact us today so we can help!
[email protected]

10/10/2025

💰The 2026 Tax Brackets Are Here: What You Need to Know

The IRS just released the 2026 tax brackets, and here’s the good news — most Americans will owe a little less when filing taxes next year.

Here’s What’s Changing:
~Income thresholds are rising — a 4% increase for lower brackets and 2.3% for higher ones.
~It’ll take more income to move into a higher bracket, meaning a smaller tax bill for many households.

New Standard Deduction:
~Single Filers: $16,100 (up from $15,750)
~Married Couples Filing Jointly: $32,200 (up from $31,500)

These increases could save the average filer hundreds of dollars next tax season.

💡Final Tip from Joachim & Co.:
Tax laws change gradually — but planning ahead can make a big difference.

Now’s the time to:
✅ Review your withholdings
✅ Plan for estimated payments
✅ Prepare for 2026’s new thresholds early

Contact us today so we can help!
[email protected]

Joachim & Co.

02/06/2026

02/05/2026

01/26/2026

01/20/2026

01/02/2026

12/29/2025

12/15/2025

11/14/2025

10/30/2025

10/21/2025

10/15/2025

10/10/2025

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