Daniel Pan, CFA - Vice President, Financial Advisor at Raymond James

08/03/2026

2026 Mid-Summer Wealth Check-In

07/08/2026

91% of workers say they want to learn more about their financial benefits. That's a powerful reminder that employee engagement isn't just about offering competitive benefits. It's about helping employees understand and use them.

As organizations continue to invest in retirement plans and financial wellness programs, clear communication and education may be just as important as the benefits themselves.

franklintempleton.com

06/24/2026

Had the chance to spend time volunteering with the Community FoodBank of New Jersey this week, helping prepare meals for local families.

It's always humbling to see the scale of the need—and the incredible work being done behind the scenes to meet it.

Thankful to be part of a team that supports giving back to the communities we serve.

02/11/2026

So proud of you Amelia Grace Pan - and proud of everyone at JRD for becoming National Champions!!

It sure took lots of early mornings, long practices, bruises and sacrifices to get there.

Keep shining sweetheart!!

01/27/2026

In Raymond James' Business Owner Report 2025, you'll see key findings from our survey from 500+ business owners, detailing their asset concentration, growth capital, future plans and succession.

More than half of survey respondents (56%) plan to exit their financial stake in their current business within the next five years.

Not surprisingly, only 20% survey respondents discussed plans to retire. Business owners are a rare breed and are always on the move!

About seven in eight business owners expected to need outside capital to fuel business expansion. Private Equity came in as the highest ranked source of capital, with personal loans the lowest.

Family came in as the top answer when business owners were asked who they expect to transition the business to.

Curious how this might apply to you? Let's start a conversation!

12/18/2025

Back on Global Money Talk, live from the floor of the New York Stock Exchange. As the year winds down and the holidays approach, these are the exact conversations I’m having with clients — thoughtful, proactive planning around taxes, savings, and long-term strategy. From HSAs and 529s to strategic gifting, year-end planning isn’t about last-minute moves, it’s about clarity, intention, and making informed decisions before the calendar turns.

CSP 672448

12/18/2025

Back on Global Money Talk, live from the floor of the New York Stock Exchange. As the year winds down and the holidays approach, these are the exact conversations I’m having with clients — thoughtful, proactive planning around taxes, savings, and long-term strategy. From Solo ROTH 401(k)s, HSAs and 529s to strategic gifting, year-end planning isn’t about last-minute moves, it’s about clarity, intention, and making informed decisions before the calendar turns. CSP 672448

09/17/2025

THE ROLE OF PRIVATE EQUITY IN 401(k) PLANS

- Private equity is gaining traction in 401(k) plans, offering potential for higher risk-adjusted returns and improved diversification—especially beneficial for younger participants.

- Recent White House and Supreme Court developments highlight both the opportunity and increased fiduciary scrutiny, emphasizing the need for careful plan design and compliance.

- Challenges remain, including illiquidity, fee transparency, valuation complexity, and ERISA-related legal risks—requiring sponsors to engage qualified advisors and maintain robust governance.

- Looking ahead, adoption will depend on regulatory clarity and fiduciary education, with professionally managed vehicles like target-date funds emerging as preferred structures.

- The Lakespire Group of Raymond James is here to help—offering expert guidance and personalized support for all your retirement planning needs.

08/21/2025

International stocks are significantly outperforming US stocks ytd, the most in almost 20 years.

Great video from Iris Wang, CFA discussing the reasons for outperformance and our outlook going forward. https://www.raymondjamesconnect.com/ax-JTK