LPL Financial - Kenneth Fultz

LPL Financial - Kenneth Fultz Whether you’re facing retirement or looking to better understand investment ideas - we can help you address your most pressing financial questions.

Today’s economic and investment climate offers unprecedented opportunities. To take advantage of them, you need the flexibility and specialization of a team approach. From developing realistic goals and timeframes, to creating a strategy for implementing a sound financial approach, to making adjustments along the way, our firm stands ready to serve you. We work hard at developing enduring, long-te

rm relationships with people we have come to know and care about; people who have placed their trust in our advice and dedication. Educating you about financial concepts and products is an important part of our services, which is one of the many reasons why we provide you access to our website. Our site is packed full of information, concepts, and ideas designed to give you a better understanding of the world of personal finance. We invite you to check out all the material on our site. If something prompts a question, please send us a quick email or call our office. We would enjoy speaking with you.

• Securities and advisory services offered through LPL Financial, a Registered Investment Advisor, Member FINRA/SIPC finra.org sipc.org

• Third party posts found on this profile do not reflect the views of LPL Financial and have not been reviewed by LPL Financial as to accuracy or completeness.

• The financial professionals associated with LPL Financial may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.

Find your row first, then look one row up.That's the difference starting 5 years earlier can make.At a hypothetical 8% a...
06/18/2026

Find your row first, then look one row up.

That's the difference starting 5 years earlier can make.

At a hypothetical 8% annual return, the difference between starting at 40 vs. 35 on a $500/month contribution is over $200,000 by the time you reach 65. Not because of more money—just more time.

Time in the market is not just valuable, it's the whole game.

Which row did you land on—and did it surprise you?

This is a hypothetical example and is not representative of any specific investment or combination of investments. Illus...
06/17/2026

This is a hypothetical example and is not representative of any specific investment or combination of investments. Illustration assumes Early Investor contributes $10,000 annually to a tax-deferred retirement account for ten years, while Late Investor contributes $10,000 annually for thirty years. Both accounts earn a hypothetical 6 percent annual rate of return. Consider your ability to make contributions over time before committing to a long-term strategy.

The early investor put in $100,000.
The late investor put in $300,000.

They ended up with nearly the same amount.

Let that sink in.

Starting early didn't just save money—it saved $200,000 in contributions. Same destination, a third of the effort. That's not a financial trick. That's time doing what money alone never can.

If you've been waiting for the "right time" to start investing, this chart is your sign. Save this post and share it with someone who needs to see it.

That yellow section? That's money you never saved, your money made it for you.This is compound interest in action. Start...
06/16/2026

That yellow section? That's money you never saved, your money made it for you.

This is compound interest in action. Start with $1,000/year at a hypothetical 5 percent return, and by year 30, you've built nearly $70,000. But the real story is the yellow: Interest earning interest.

Year 1: almost no interest at all.
Year 30: the interest on your interest alone might cover a year of car payments (or more).

You don't need to invest more. You need to stay focused on your strategy. What's one financial habit you wish you'd started earlier? Drop it below. 👇

There's a crossover moment every long-term investor experiences, and it can change how you think about money forever.It'...
06/15/2026

There's a crossover moment every long-term investor experiences, and it can change how you think about money forever.

It's the point at which your total investment earnings exceed your total contributions, meaning your portfolio is now doing more work than you ever did.

As this chart shows, it doesn't happen overnight. In year 5, earnings are barely visible. But by year 25, earnings have pulled ahead.

The most powerful financial decision you can make isn't picking the right investment. It's staying committed to your strategy long enough to reach that crossover.

Where are you on this chart? Drop a year or decade in the comments.

🌈 Celebrating Beth Ford: A Power of Community Icon 🌈Beth Ford, a global thought leader and collaborator, is renowned for...
06/12/2026

🌈 Celebrating Beth Ford: A Power of Community Icon 🌈

Beth Ford, a global thought leader and collaborator, is renowned for uniting business and policy voices. As CEO, she has prioritized innovation and community vibrancy. Named in 2024 to TIME 100 Most Influential People, Beth brings a unique perspective to trade, broadband access, and global food security.

Her dedication to addressing broad policy issues affecting working people has earned her numerous accolades, including a spot on Fortune's Most Powerful People in Business list.

Join us in celebrating Beth Ford's visionary leadership and commitment to fostering inclusive and thriving communities. 🏳️‍🌈

🌈 Celebrating Marsha P. Johnson: A Power of Community Icon 🌈Marsha P. Johnson, a transgender activist, is celebrated as ...
06/11/2026

🌈 Celebrating Marsha P. Johnson: A Power of Community Icon 🌈

Marsha P. Johnson, a transgender activist, is celebrated as a pivotal figure in the Stonewall Uprising of 1969, a catalyst for the modern LGBTQ+ rights movement in the United States. Alongside Sylvia Rivera, she co-founded one of the nation's first organizations dedicated to providing housing and support for homeless LGBTQ+ youth. Marsha's enduring legacy is a testament to resistance, intersectionality, and compassion, inspiring countless individuals to continue the fight for equality.

Join us in honoring her remarkable contributions and the lasting impact Marsha P. Johnson has made on the LGBTQ+ community. 🏳️‍🌈

🌈 Celebrating Abby Sugar: A Power of Community Icon 🌈 Abby Sugar, a visionary entrepreneur and lifelong learner, is ren...
06/10/2026

🌈 Celebrating Abby Sugar: A Power of Community Icon 🌈

Abby Sugar, a visionary entrepreneur and lifelong learner, is renowned for her groundbreaking work in gender-equal fashion. As the founder of an innovative apparel brand, Abby has been a catalyst for change, championing q***r visibility and representation through innovative clothing designs. Her commitment to sustainability and ethical manufacturing reflects her dedication to uplifting the LGBTQ+ community.

Despite closing her clothing brand in 2024, Abby's journey continues as a fractional executive and fundraising consultant, inspiring others through her powerful voice and unwavering perseverance. Her story is a testament to the resilience and creativity that define the Power of Community.

Join us in honoring Abby Sugar's contributions and her ongoing mission to create a world where everyone can express themselves freely and authentically. 🏳️‍🌈

🌈 Celebrating Alan Turing: A Power of Community Icon 🌈Alan Turing, a pioneering mathematician and computer scientist, is...
06/09/2026

🌈 Celebrating Alan Turing: A Power of Community Icon 🌈

Alan Turing, a pioneering mathematician and computer scientist, is hailed as the father of computer science and artificial intelligence. His remarkable codebreaking work at Bletchley Park is credited with significantly shortening the duration of World War II. Despite his monumental contributions, Turing faced persecution by the British government due to his homosexuality. His story has since become a pivotal moment in the fight for LGBTQ+ rights. Today, Turing graces the UK's £50 note, standing as a powerful symbol of redemption, recognition, and the enduring strength of community.

Join us in honoring his legacy and the ongoing journey toward equality and acceptance. 🏳️‍🌈

🌈 Celebrating Pride Month: The Power of Community 🌈This Pride Month, we honor the incredible strength, resilience, and u...
06/08/2026

🌈 Celebrating Pride Month: The Power of Community 🌈

This Pride Month, we honor the incredible strength, resilience, and unity of the LGBTQ+ community. Together, we are a vibrant tapestry of diverse identities, experiences, and voices that create a powerful force for change and acceptance.

The Power of Community lies in its ability to uplift, support, and inspire. It's about standing together, celebrating our differences, and championing the rights and dignity of every individual. 🏳️‍🌈

Join us in embracing love, inclusivity, and equality for all. Let's continue to build a world where everyone can live authentically and proudly. 💪❤️

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🎗️ National Cancer Survivors Day: A Celebration of Life, Awareness, and Hope 🎗️Join us in honoring those who have battle...
06/07/2026

🎗️ National Cancer Survivors Day: A Celebration of Life, Awareness, and Hope 🎗️

Join us in honoring those who have battled cancer and raising awareness about the ongoing challenges survivors face. Let's come together to inspire hope for the future! 🌟

Organized by the National Cancer Survivors Day Foundation, this day is for everyone with a history of cancer to connect, celebrate milestones, and share their powerful stories. 💪❤️

📅 Save the Date: National Cancer Survivors Day® is celebrated on the first Sunday in June. In 2026, we’ll celebrate on June 7th. Let's make it a day to remember! 🎉

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